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3778 Hwy 4, Jay, FL 32565

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For Sale

$189,000

3 beds • 2 baths • 1,435 sqft

Estimated Payment

$ 971 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $131.71
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Adorable updated home located in the heart of Jay, FL within Jay City Limits offering the amenities of small town city living with the added bonus of being located on 1 acre of land! There are 3 bedrooms + and additional flex room, 2 full baths, laundry room is located inside main home adding ease and comfort with laundry duties! There is a carport located on the side of home that leads to the front door and offers the added coverage when rainy weather hits! Updates include new roof installed 2021, new flooring and updated kitchen. There are also builtins located throughout offering additional storage space! Sewer and city water available. Home is within walking distance to many fabulous restaurants located in the great town of Jay! Schedule your showing today!
MLS# 659333

Courtesy Of Wildlife Woodlands Real Estate, LLC

(850) 529-0022

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Other

Map and Directions

Directions to 3778 Hwy 4, Jay, FL 32565

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 837-7800
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $971
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $971

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Jay Elementary School

Grades PK-6 Public School

Jay, FL 32565 1 miles
13833 alabama st

493 total students
13:1 Student teacher ratio

School Rating: B-

School Details

Jay High School

Grades 7-12 Public School

Jay, FL 32565 0.8 miles
3741 school st

447 total students
16:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Faith Christian Academy 2.9 miles Private PK-11

Faith Christian Academy

Distance: 2.9 miles

Type Private

Grades: PK-11

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Jay, FL 32565

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Jay, FL 32565

This community’s employment is highest in the healthcare practitioners and administrative support industries. The area’s overall household expenses are below the national average.

92° July
Hottest Average Month
38° January
Coldest Average Month
2,739 Total Households in Area
6.4% Increase in population since the year 2010
28.1%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Jay, FL 32565

Jay, FL 32565 has a population of 7,174 people in 2,739 households with a median age of 44.1 years old.

6.4%
Increase in population
since the year 2010
Population is Trending up
2,612
Total households as of 2010
3.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.1 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 90%
Hispanic 2%
Black 2%
Native American 1%
Asian <1%
Other <1%
The most prevalent ethnicity is White at 90%, followed by Hispanic at 2%, Black at 2%, and Native American at 1%.

Economics
for Jay, FL 32565

31 /sq mi
Population Density
$69,734 /yr
Median Household Income
$269,000
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 24.22% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 11%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 2,293 75%
Rented 446 15%
Vacant 306 10%

White vs Blue Collar Jobs







White Collar 76%
Blue Collar 24%

Family & Education Facts
for Jay, FL 32565

44.1 Median Age

Average Household Size

2.6
persons per
household

58.6%

Married Households

Community Population By Education

High School Graduate 38%
Some College 22%
Bachelors Degree 14%
Associates Degree 12%
Some High School 10%
Graduate Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 37.84% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.1% of households have children

Weather
for Jay, FL 32565

The weather for this area ranges from a high of 92° F in July to a low of 38° F in January

92° July
Hottest Average Month
38° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
38°
62°
Feb
41°
65°
Mar
47°
71°
Apr
53°
79°
May
61°
85°
Jun
68°
90°
Jul
70°
92°
Aug
70°
91°
Sep
66°
88°
Oct
54°
80°
Nov
45°
71°
Dec
40°
64°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Jay, FL 32565!
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Copyright © 2025 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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