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378 Terrapin Trace, Destin, FL 32541

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For Sale

$1,388,000

4 beds • 3 baths • 3,308 sqft

Estimated Payment

$ 7,615 /mo. †

6.67% APR for 30 yrs.
$5,665 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $419.59
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

Welcome to a beautiful custom-built one level home in the coveted Kelly Plantation neighborhood. This home boasts 3,308 square feet of luxury living space. Featuring 3 bedrooms and 3 bathrooms in addition to an office and separate 4th bonus room that could be used as a 4th bedroom. Nestled on a quiet street right next to the clubhouse--This is a dream location for golf enthusiasts. Step inside to discover an impeccably designed interior, where every detail has been carefully crafted to perfection. From the spacious living areas to the gourmet kitchen equipped with top-of-the-line appliances, tons of cabinetry and two islands. This kitchen is a dream for cooking and entertaining. This home is truly immaculate and so well cared for, it looks as new as the day it was built. Constructed in 2012, every major system in this one level home is new or in like new condition with both HVAC units having been replaced, one in 2024 and the other in 2022. The tankless water heater and garage openers which were both replaced in 2024. Friends and family will always feel welcome in this elegant home with plenty of space for entertaining flowing right out the completely screened in back patio. The fully finished three car garage and oversized paver driveway will ensure that parking and storage will never be an issue. Enjoy the peacefullness of Kelly Plantation in your beautiful home or get out and indulge in the resort-style amenities that the 900 Acre homestead has to offer. Tee off at the premier golf course just at the end of the street, boasting more than 7,000 yards of contoured greens and breathtaking views of the Choctawhatchee bay. Enjoy a game of pickleball, take the little ones to the playgrounds, or work up a sweat at the fitness facilities. Afterward, unwind with a delicious meal at the clubhouse dining or take a dip in the community swimming pool. With events and activities for every interest, Kelly Plantation truly offers the epitome of luxury living. Don't miss your chance to own a piece of this exclusive paradise tucked behind the gates yet in the heart of Destin - schedule your private showing today and experience the lifestyle you deserve!
MLS# 948715

Courtesy Of Coldwell Banker Realty

(850) 501-1545

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Porch, Patio, Sprinkler System
  • Appliances
    Cooktop, Dishwasher, Garbage Disposer, Microwave, Oven - Double, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Brick
  • Heating System
    Central Furnace
  • Lot Size
    0.3 Acres
  • Rooms
    Dining Room, Family Room, Kitchen, Living Room, Master Bathroom

Map and Directions

Directions to 378 Terrapin Trace, Destin, FL 32541

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 837-7800
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $7,143
  • Property Taxes
    $472
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $7,615

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Destin Elementary School

Grades PK-4 Public School

Destin, FL 32541 3.1 miles
630 kelly st

948 total students
16:1 Student teacher ratio

School Rating: A

School Details

Destin Middle School

Grades 5-8 Public School

Destin, FL 32541 0.9 miles
4608 legendary marina dr

765 total students
19:1 Student teacher ratio

School Rating: A-

School Details

Fort Walton Beach High School

Grades 9-12 Public School

Fort Walton Beach, FL 32548 12 miles
400 hollywood blvd sw

1910 total students
22:1 Student teacher ratio

School Rating: C+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Destin, FL 32541

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Destin, FL 32541

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
41° January
Coldest Average Month
8,407 Total Households in Area
2.5% Increase in population since the year 2010
25.7%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Destin, FL 32541

Destin, FL 32541 has a population of 18,184 people in 8,407 households with a median age of 43.3 years old.

2.5%
Increase in population
since the year 2010
Population is Trending up
7,721
Total households as of 2010
8.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 79%
Hispanic 9%
Other 3%
Asian 3%
Black 3%
Native American <1%
The most prevalent ethnicity is White at 79%, followed by Hispanic at 9%, Other at 3%, and Asian at 3%.

Economics
for Destin, FL 32541

1,319 /sq mi
Population Density
$90,709 /yr
Median Household Income
$525,000
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.56% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 15%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 5,675 40%
Vacant 5,631 40%
Rented 2,732 19%

White vs Blue Collar Jobs







White Collar 81%
Blue Collar 19%

Family & Education Facts
for Destin, FL 32541

43.3 Median Age

Average Household Size

2.2
persons per
household

49.9%

Married Households

Community Population By Education

Bachelors Degree 32%
Some College 19%
High School Graduate 18%
Graduate Degree 15%
Associates Degree 10%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 32.46% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
25.7% of households have children

Weather
for Destin, FL 32541

The weather for this area ranges from a high of 90° F in July to a low of 41° F in January

90° July
Hottest Average Month
41° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
41°
61°
Feb
44°
64°
Mar
50°
69°
Apr
57°
76°
May
65°
83°
Jun
71°
88°
Jul
74°
90°
Aug
73°
89°
Sep
69°
87°
Oct
59°
79°
Nov
50°
71°
Dec
44°
63°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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