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3799 Cedar Hammock Trail, Saint Cloud, FL 34772

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For Sale

$449,000

4 beds • 2 baths

Estimated Payment

$ 2,301 /mo. †

6.63% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

Explore this Property

Welcome to this elegant single-family home, located in the serene Steven's Plantation subdivision of Saint Cloud. This property offers the perfect blend of tranquility and convenience, with bike trails, beautifully landscaped surroundings, and easy access to urban amenities-an ideal setting to enjoy everyday life and unwind. Just minutes from shopping plazas, restaurants, and grocery stores, this home ensures you're never far from what you need. Step through the welcoming entrance into a spacious living and dining area featuring high ceilings and sleek ceramic tile flooring. The upgraded kitchen boasts granite countertops, a central island, and a modern design perfect for entertaining or daily meals. This thoughtfully designed home offers 4 bedrooms and 2 bathrooms, all with laminate flooring, providing a spacious and private layout that's perfect for creating lasting memories. The backyard is a true retreat, featuring a tranquil pond and a stunning gazebo, ideal for relaxing or hosting gatherings with family and friends. Additional highlights include: all appliances included, low HOA fees, a double-car garage with extra parking spaces, a fenced backyard, and stylish modern finishes throughout. Don't miss the opportunity to call this exceptional property your forever home!
MLS# S5117012

Listed By CENTURY 21 All Homes & Properties

Property Features

  • Style
    1 Level Ranch

Map and Directions

Directions to 3799 Cedar Hammock Trail, Saint Cloud, FL 34772

Home seller Meet the Agent,
YULIANA CORDERO TEJADA

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

YULIANA CORDERO TEJADA

of CENTURY 21 All Homes & Properties

(978) 476-6620
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,301
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,301

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Saint Cloud Elementary School

Grades PK-5 Public School

Saint Cloud, FL 34769 0.9 miles
2701 budinger ave

858 total students
15:1 Student teacher ratio

School Rating: C+

School Details

Saint Cloud Middle School

Grades 6-8 Public School

Saint Cloud, FL 34769 2.2 miles
1975 michigan ave

1256 total students
18:1 Student teacher ratio

School Rating: C+

School Details

Saint Cloud High School

Grades 9-12 Public School

Saint Cloud, FL 34769 2 miles
2000 bulldog ln

2088 total students
20:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
St. Cloud Preparatory Academy 0.5 miles Public KG-12
Arts Thereafter Christian School 0.9 miles Private KG-11
Osceola Technical College St Cloud Campus 1.4 miles Public 11-12
Osceola Center For Early Learning 1.9 miles Public PK
Osceola Virtual Instruction (course Offerings) 1.9 miles Public 6-12
Osceola Virtual Instruction Program 1.9 miles Public KG-12
Osceola Virtual Franchise (secondary) 1.9 miles Public 6-12 A-
St Cloud Christian Preparatory 2 miles Private PK-12
St Thomas Aquinas Catholic School 2.1 miles Private PK-8
Michigan Avenue Elementary School 2.2 miles Public PK-5 C+
Neptune Elementary School 2.3 miles Public PK-5 C-
Lakeview Elementary School 2.3 miles Public PK-5 B
Canoe Creek K-8 School 2.6 miles Public PK-8 A
Christ Centered Academics 2.7 miles Private KG-11
Neptune Middle School 3.1 miles Public 6-8 B+
Hickory Tree Elementary School 3.2 miles Public PK-5 B
Creative Inspiration Journey School Of St Cloud 3.3 miles Public KG-5 D+

St. Cloud Preparatory Academy

Distance: 0.5 miles

Type Public

Grades: KG-12

Arts Thereafter Christian School

Distance: 0.9 miles

Type Private

Grades: KG-11

Osceola Technical College St Cloud Campus

Distance: 1.4 miles

Type Public

Grades: 11-12

Osceola Center For Early Learning

Distance: 1.9 miles

Type Public

Grades: PK

Osceola Virtual Instruction (course Offerings)

Distance: 1.9 miles

Type Public

Grades: 6-12

Osceola Virtual Instruction Program

Distance: 1.9 miles

Type Public

Grades: KG-12

Osceola Virtual Franchise (secondary)

Distance: 1.9 miles

Type Public

Grades: 6-12

A-

St Cloud Christian Preparatory

Distance: 2 miles

Type Private

Grades: PK-12

St Thomas Aquinas Catholic School

Distance: 2.1 miles

Type Private

Grades: PK-8

Michigan Avenue Elementary School

Distance: 2.2 miles

Type Public

Grades: PK-5

C+

Neptune Elementary School

Distance: 2.3 miles

Type Public

Grades: PK-5

C-

Lakeview Elementary School

Distance: 2.3 miles

Type Public

Grades: PK-5

B

Canoe Creek K-8 School

Distance: 2.6 miles

Type Public

Grades: PK-8

A

Christ Centered Academics

Distance: 2.7 miles

Type Private

Grades: KG-11

Neptune Middle School

Distance: 3.1 miles

Type Public

Grades: 6-8

B+

Hickory Tree Elementary School

Distance: 3.2 miles

Type Public

Grades: PK-5

B

Creative Inspiration Journey School Of St Cloud

Distance: 3.3 miles

Type Public

Grades: KG-5

D+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Saint Cloud, FL 34772

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Saint Cloud, FL 34772

This community’s employment is highest in the sales and construction industries. The area’s overall household expenses are below the national average.

92° July
Hottest Average Month
49° January
Coldest Average Month
15,865 Total Households in Area
9.1% Increase in population since the year 2010
37.7%
of households
have children
37 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Saint Cloud, FL 34772

Saint Cloud, FL 34772 has a population of 47,997 people in 15,865 households with a median age of 36.5 years old.

9.1%
Increase in population
since the year 2010
Population is Trending up
14,052
Total households as of 2010
12%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 36.5 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 48%
Hispanic 46%
Other 16%
Black 9%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 48%, followed by Hispanic at 46%, Other at 16%, and Black at 9%.

Economics
for Saint Cloud, FL 34772

360 /sq mi
Population Density
$75,224 /yr
Median Household Income
$425,000
Median Sales Price
37 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 21.18% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 9%
  • Walk or Bike 1%
  • Public Transit 1%

Occupancy by Type

Owned 13,798 82%
Rented 2,068 12%
Vacant 1,025 6%

White vs Blue Collar Jobs







White Collar 78%
Blue Collar 22%

Family & Education Facts
for Saint Cloud, FL 34772

36.5 Median Age

Average Household Size

3
persons per
household

59.1%

Married Households

Community Population By Education

High School Graduate 26%
Some College 25%
Bachelors Degree 19%
Associates Degree 11%
Some High School 9%
Graduate Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 25.56% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
37.7% of households have children

Weather
for Saint Cloud, FL 34772

The weather for this area ranges from a high of 92° F in July to a low of 49° F in January

92° July
Hottest Average Month
49° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
49°
72°
Feb
51°
75°
Mar
55°
79°
Apr
59°
84°
May
65°
88°
Jun
70°
91°
Jul
72°
92°
Aug
72°
92°
Sep
71°
90°
Oct
65°
85°
Nov
57°
79°
Dec
51°
74°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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