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395 N Lay Avenue, St Clair, MO 63077

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For Sale

$141,000

1,218 sqft

Estimated Payment

$ 811 /mo. †

6.76% APR for 30 yrs.
$947 in taxes
Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • $115.76
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Investors, Take Note! Start your investment portfolio or add to it with this 2-unit property. Both units currently rented. Each side consists of living room and kitchen on the main level and two bedrooms and full bath are on the upper level. Covered front porch for relaxing. Call Today!
MLS# 23055804

Courtesy Of EXP Realty, LLC

2241761

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Range, Refrigerator
  • Architecture Style
    Other
  • Cooling System
    Window Unit(s) A/C
  • Exterior Type
    Vinyl Siding
  • Heating System
    Baseboard
  • Lot Size
    0.17 Acres

Map and Directions

Directions to 395 N Lay Avenue, St Clair, MO 63077

Home seller CENTURY 21 City Connections

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 City Connections

(573) 885-2121
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $732
  • Property Taxes
    $78
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $811

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

St. Clair Elementary

Grades PK-2 Public School

Saint Clair, MO 63077 0.6 miles
895 bardot st

511 total students
15:1 Student teacher ratio

School Details

Edgar Murray Elementary

Grades 3-5 Public School

Saint Clair, MO 63077 1 miles
1044 high school dr

464 total students
15:1 Student teacher ratio

School Rating: C+

School Details

St. Clair Jr. High School

Grades 6-8 Public School

Saint Clair, MO 63077 1.1 miles
925 high school dr

472 total students
14:1 Student teacher ratio

School Rating: B+

School Details

St. Clair High School

Grades 9-12 Public School

Saint Clair, MO 63077 1 miles
1015 high school dr

659 total students
14:1 Student teacher ratio

School Rating: D+

School Details
Other Nearby Schools Distance Type Grades School Rating
Franklin County Special Education Cooperative 4.2 miles Public PK-12

Franklin County Special Education Cooperative

Distance: 4.2 miles

Type Public

Grades: PK-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for St Clair, MO 63077

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St Clair, MO 63077

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are below the national average.

90° July
Hottest Average Month
20° January
Coldest Average Month
4,348 Total Households in Area
0.7% Increase in population since the year 2010
28.3%
of households
have children
35 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for St Clair, MO 63077

St Clair, MO 63077 has a population of 10,976 people in 4,348 households with a median age of 41.4 years old.

0.7%
Increase in population
since the year 2010
Population is Trending up
4,301
Total households as of 2010
3.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41.4 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Hispanic 2%
Black 1%
Other <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 91%, followed by Hispanic at 2%, Black at 1%, and Other at <1%.

Economics
for St Clair, MO 63077

130 /sq mi
Population Density
$54,759 /yr
Median Household Income
$242,500
Median Sales Price
35 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.79% of the households.

Transportation to Work

  • Drive 98%
  • Work from Home 3%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 3,396 70%
Rented 952 20%
Vacant 485 10%

White vs Blue Collar Jobs







White Collar 49%
Blue Collar 51%

Family & Education Facts
for St Clair, MO 63077

41.4 Median Age

Average Household Size

2.5
persons per
household

54%

Married Households

Community Population By Education

High School Graduate 45%
Some College 21%
Some High School 14%
Associates Degree 10%
Bachelors Degree 7%
Graduate Degree 3%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 45.26% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.4% of households have children

Weather
for St Clair, MO 63077

The weather for this area ranges from a high of 90° F in July to a low of 20° F in January

90° July
Hottest Average Month
20° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
20°
41°
Feb
24°
46°
Mar
32°
56°
Apr
43°
68°
May
52°
77°
Jun
61°
85°
Jul
65°
90°
Aug
63°
88°
Sep
55°
81°
Oct
43°
70°
Nov
33°
56°
Dec
24°
44°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 MARIS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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