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398 271st St, Cross City, FL 32628

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For Sale

$164,900

2 beds • 1 baths • 1,059 sqft

Estimated Payment

$ 894 /mo. †

6.65% APR for 30 yrs.
$560 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $155.71
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Charming site-built home located in Cross City, nestled on almost half an acre just minutes from the heart of town and all essential amenities. As you approach the home, you'll be greeted by a custom stone pathway leading to the front door, adding character and curb appeal. This well-maintained property radiates pride of ownership, featuring a new shingle roof and a new hot water heater for added peace of mind. Inside, the spacious eat-in kitchen offers a cozy built-in breakfast nook, perfect for morning gatherings. A versatile bonus room provides endless possibilities it can be used as an office, dining room, additional living space, or even serve as extra bedding space to suit your needs. Step into the living areas, where the warmth of cypress-lined walls and accents adds rustic charm and character. The home also boasts a large laundry room with ample space for storage, ensuring a well-organized space. Located just 30 minutes from the Gulf of Mexico at Horseshoe Beach and the Suwannee River, this property offers the perfect blend of small-town convenience and nearby outdoor adventures.
MLS# 792463

Courtesy Of Smith & Lancaster Inc DBA United Country Smith & Associates

(352) 463-7770

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Wired
  • Appliances
    Refrigerator
  • Architecture Style
    New Traditional
  • Floor Covering
    Carpet, Tile
  • Lot Size
    0.41 Acres

Map and Directions

Directions to 398 271st St, Cross City, FL 32628

Home seller CENTURY 21 Dianne Chewning & Associates

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Dianne Chewning & Associates

(352) 542-8568
Learn More About Us

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $847
  • Property Taxes
    $46
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $894

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Anderson Elementary School

Grades PK-5 Public School

Cross City, FL 32628 0.4 miles
815 sw highway 351

402 total students
17:1 Student teacher ratio

School Rating: C

School Details

Old Town Elementary School

Grades PK-5 Public School

Old Town, FL 32680 9.4 miles
221 se 136th ave

507 total students
15:1 Student teacher ratio

School Rating: A

School Details

Ruth Rains Middle School

Grades 6-8 Public School

Cross City, FL 32628 0.6 miles
981 se highway 351

462 total students
18:1 Student teacher ratio

School Rating: C-

School Details

Dixie County High School

Grades 9-12 Public School

Cross City, FL 32628 1.4 miles
17924 se highway 19

482 total students
15:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Dixie Virtual Instruction Program 0.6 miles Public KG-5
Dixie Teen Parent Preschool 0.6 miles Public PK
Dixie Virtual Instruction Program 0.6 miles Public KG-12
Dixie Virtual Instruction (course Offerings) 0.6 miles Public 6-12
Dixie Virtual Franchise 0.6 miles Public KG-12
Kinder Cub School Inc 0.7 miles Public PK-2

Dixie Virtual Instruction Program

Distance: 0.6 miles

Type Public

Grades: KG-5

Dixie Teen Parent Preschool

Distance: 0.6 miles

Type Public

Grades: PK

Dixie Virtual Instruction Program

Distance: 0.6 miles

Type Public

Grades: KG-12

Dixie Virtual Instruction (course Offerings)

Distance: 0.6 miles

Type Public

Grades: 6-12

Dixie Virtual Franchise

Distance: 0.6 miles

Type Public

Grades: KG-12

Kinder Cub School Inc

Distance: 0.7 miles

Type Public

Grades: PK-2

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cross City, FL 32628

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Cross City, FL 32628

This community’s employment is highest in the production occupations and transportation industries. The area’s overall household expenses are below the national average.

91° July
Hottest Average Month
41° January
Coldest Average Month
1,526 Total Households in Area
-1.1% Increase in population since the year 2010
30.6%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cross City, FL 32628

Cross City, FL 32628 has a population of 5,238 people in 1,526 households with a median age of 41.2 years old.

-1.1%
Decrease in population
since the year 2010
Population is Trending down
1,411
Total households as of 2010
4.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41.2 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 69%
Black 25%
Hispanic 6%
Other 2%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 69%, followed by Black at 25%, Hispanic at 6%, and Other at 2%.

Economics
for Cross City, FL 32628

55 /sq mi
Population Density
$46,668 /yr
Median Household Income
$108,950
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $15-24,999k representing 15.25% of the households.

Transportation to Work

  • Drive 91%
  • Work from Home 8%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 1,251 65%
Vacant 411 21%
Rented 276 14%

White vs Blue Collar Jobs







White Collar 57%
Blue Collar 43%

Family & Education Facts
for Cross City, FL 32628

41.2 Median Age

Average Household Size

2.3
persons per
household

56.7%

Married Households

Community Population By Education

High School Graduate 52%
Some High School 18%
Some College 14%
Bachelors Degree 7%
Associates Degree 7%
Graduate Degree 1%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 51.76% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30.5% of households have children

Weather
for Cross City, FL 32628

The weather for this area ranges from a high of 91° F in July to a low of 41° F in January

91° July
Hottest Average Month
41° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
41°
66°
Feb
44°
69°
Mar
49°
74°
Apr
55°
80°
May
62°
87°
Jun
68°
90°
Jul
71°
91°
Aug
71°
91°
Sep
68°
89°
Oct
59°
82°
Nov
49°
75°
Dec
43°
68°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Cross City, FL 32628!
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Copyright © 2025 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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