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4 St Bart S Bay, Destin, FL 32541

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For Sale

$1,849,000

5 beds • 4 baths • 1 half baths • 4,456 sqft

Estimated Payment

$ 10,955 /mo. †

6.67% APR for 30 yrs.
$17,268 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $414.95
    Price per square foot

  • 21-30 Years Old
    Age

  • Hot Tub Spa
    Amenities

Explore this Property

If you're looking for a property that offers both immediate income potential and the comfort of a beautiful home, 4 St. Barts in Destiny East may be exactly what you've been waiting for. For those planning to use the home as a rental, the current owner, who also operates Hermosa Residential Resorts, is offering professional property management at no cost for the first year. This thoughtful arrangement can help you save over 18 percent in operating expenses from the start, while also giving you the benefit of experienced oversight. This property has a proven rental history for the last five years with many loyal repeat guests. The property currently has $100k on the books for 2025 and projections exceeding $160k. If you're planning to make 4 St. Barts your personal home, there's a different offer in place to help you settle in comfortably. The current owner will repaint the interior and replace all carpeting at no cost to you, creating a fresh and welcoming environment. They'll also handle the arrangements, so your move-in experience is as smooth and stress-free as possible. This incentive is reserved for those planning to live in the home and does not apply to rental use. On the garage level, you'll find approximately 1,500 square feet of buildable space, giving you the possibility to create a guest suite, home office, gym, or additional storage. A two-car garage adds practical convenience for daily living. Situated in the gated beachside community of Destiny East, 4 St. Barts is located on the most southern street in the neighborhood. This ideal spot provides direct walking access to Scenic 98's sidewalks, perfect for beachside strolls. During the summer, traffic in Destin can be heavy, but residents of Destiny East benefit from access to both Scenic 98 and Highway 98. This allows easy access to the beach from the south entrance and quick trips for shopping, dining, or errands from the north entrance. Inside, thoughtful design touches make the home feel both elegant and functional. The exterior was freshly painted in May 2024 using high-quality acrylic latex paint. The kitchen features custom soft-close cabinetry, a spacious island with a second sink, and double ovens, creating a layout that works well for both everyday cooking and entertaining. The primary suite includes a bamboo ceiling with crown molding and soft, indirect lighting for a peaceful atmosphere. Just outside the bedroom, there's a wet bar and a private balcony where you can take in calming views of the Gulf of Mexico. Another standout feature is the generously sized balcony with a hot tub, offering a perfect spot to unwind or host guests. As a resident of Destiny East, you'll also enjoy access to top-tier amenities such as an exercise room, movie theater, clubhouse, tennis courts, playground, lakefront pool, and hot tub. There is always that one property in the market that feels like the right fit, and this could be the one.
MLS# 953158

Courtesy Of Homes on 30a, LLC

(850) 660-1830

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Sprinkler System, Wet Bar, Hot Tub Spa
  • Appliances
    Dishwasher, Dryer, Freezer, Garbage Disposer, Microwave, Oven - Double, Refrigerator, Refrigerator - Wine Storage, Washer
  • Architecture Style
    Other
  • Exterior Type
    Stucco
  • Fireplace
    Fireplace
  • Heating System
    Central Furnace
  • Lot Size
    0.19 Acres
  • Rooms
    Kitchen, Living Room

Map and Directions

Directions to 4 St Bart S Bay, Destin, FL 32541

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 837-7800
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $9,516
  • Property Taxes
    $1,439
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $10,955

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Destin Elementary School

Grades PK-4 Public School

Destin, FL 32541 5.6 miles
630 kelly st

948 total students
16:1 Student teacher ratio

School Rating: A

School Details

Destin Middle School

Grades 5-8 Public School

Destin, FL 32541 1.9 miles
4608 legendary marina dr

765 total students
19:1 Student teacher ratio

School Rating: A-

School Details

Fort Walton Beach High School

Grades 9-12 Public School

Fort Walton Beach, FL 32548 14.4 miles
400 hollywood blvd sw

1910 total students
22:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Gateway Academy 2.8 miles Private PK-8

Gateway Academy

Distance: 2.8 miles

Type Private

Grades: PK-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Destin, FL 32541

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Destin, FL 32541

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
41° January
Coldest Average Month
8,407 Total Households in Area
2.5% Increase in population since the year 2010
25.7%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Destin, FL 32541

Destin, FL 32541 has a population of 18,184 people in 8,407 households with a median age of 43.3 years old.

2.5%
Increase in population
since the year 2010
Population is Trending up
7,721
Total households as of 2010
8.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 79%
Hispanic 9%
Other 3%
Asian 3%
Black 3%
Native American <1%
The most prevalent ethnicity is White at 79%, followed by Hispanic at 9%, Other at 3%, and Asian at 3%.

Economics
for Destin, FL 32541

1,319 /sq mi
Population Density
$90,709 /yr
Median Household Income
$525,000
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.56% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 15%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 5,675 40%
Vacant 5,631 40%
Rented 2,732 19%

White vs Blue Collar Jobs







White Collar 81%
Blue Collar 19%

Family & Education Facts
for Destin, FL 32541

43.3 Median Age

Average Household Size

2.2
persons per
household

49.9%

Married Households

Community Population By Education

Bachelors Degree 32%
Some College 19%
High School Graduate 18%
Graduate Degree 15%
Associates Degree 10%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 32.46% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
25.7% of households have children

Weather
for Destin, FL 32541

The weather for this area ranges from a high of 90° F in July to a low of 41° F in January

90° July
Hottest Average Month
41° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
41°
61°
Feb
44°
64°
Mar
50°
69°
Apr
57°
76°
May
65°
83°
Jun
71°
88°
Jul
74°
90°
Aug
73°
89°
Sep
69°
87°
Oct
59°
79°
Nov
50°
71°
Dec
44°
63°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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