400 S Kiesel, Bay City, MI 48706
$115,000
3 beds • 2 baths
Estimated Payment
$ 592 /mo. †
6.67%
APR for
30 yrs.
$0 in taxes
Change Loan Terms
-
Multi-Family (2-4 Units)
Property type
Explore this Property
Listed By CENTURY 21 Signature Realty
5580 State Street, Saginaw, MI 48603
Property Features
-
Exterior Living SpacePorch
-
FencingFenced Yard
-
GeneralCeiling Fan(s)
-
Heating - Fuel TypeGas
-
Heating TypeForced Air
-
Kitchen FeaturesEat-in Kitchen
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Lot Size0.14 Acres
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SewerPublic
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StyleMulti Family - 2-4 Units
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WaterCity Water, Municipal Water
Home seller
Meet the Agent,
Jenifer Rifkin
Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.
Mortgage Calculator
Monthly Payment Breakdown
-
Principle and Interest
$592
-
Property Taxes
$0
-
Hazard Insurance
$0
-
Private Mortgage Insurance
$0
-
HOA Dues
$0
-
Total Monthly Payment:
$592
Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.
Schools
Kolb Elementary School
Grades PK-5 Public School
Bay City, MI 48706
0.5 miles
305 w crump st
439 total students
18:1 Student teacher ratio
Handy Middle School
Grades 6-8 Public School
Bay City, MI 48706
0.6 miles
601 blend st
868 total students
16:1 Student teacher ratio
Bay City Central High School
Grades 9-12 Public School
Bay City, MI 48708
2 miles
1624 columbus ave
1137 total students
19:1 Student teacher ratio
Other Nearby Schools | Distance | Type | Grades | School Rating |
---|---|---|---|---|
St Johns Lutheran School | 0.2 miles | Private | KG-8 | |
Bangor Township Virtual School | 0.5 miles | Public | KG-12 | C |
Zion Lutheran School | 1.1 miles | Private | PK-8 | |
Christa Mcauliffe Middle School | 1.5 miles | Public | 6-8 | C |
All Saints Elementary School | 1.5 miles | Private | PK-5 | |
All Saints Central Middle & High School | 1.5 miles | Private | 6-12 | |
John Glenn High School | 1.6 miles | Public | 9-12 | B- |
State Street Academy | 1.6 miles | Public | PK-7 | B |
Bay City Academy Farragut Campus | 1.6 miles | Public | PK-12 | C- |
Mackensen Elementary School | 1.8 miles | Public | KG-5 | B- |
Immanuel Lutheran School | 1.8 miles | Private | PK-8 | |
Linsday Elementary School | 1.8 miles | Public | PK-5 | |
Isdlocal Programs | 1.8 miles | Public | PK-12 | |
Bangor West Central School | 1.9 miles | Public | KG-5 | C+ |
Washington Elementary School | 2.1 miles | Public | PK-5 | C |
Bay City Adult Educationctp | 2.1 miles | Public | 9-12 | D |
Faith Lutheran School | 2.1 miles | Private | PK-8 | |
School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.
Local area information for Bay City, MI 48706
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Bay City, MI 48706
This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

have children
Household Expenses vs National Average
Demographic facts
for Bay City, MI 48706
Bay City, MI 48706 has a population of 38,812 people in 16,625 households with a median age of 44.3 years old.

since the year 2010
Population is Trending down
households in 5 years
Community Population By Age
Community Population By Ethnicity
White | 90% |
Hispanic | 6% |
Black | 1% |
Other | 1% |
Asian | <1% |
Native American | <1% |
Economics
for Bay City, MI 48706

Household Expenses vs National Average
Household by Income
Transportation to Work
- Drive 92%
- Work from Home 5%
- Walk or Bike 3%
- Public Transit 0%
Occupancy by Type
Owned | 12,659 | 71% |
Rented | 3,966 | 22% |
Vacant | 1,181 | 7% |
White vs Blue Collar Jobs
White Collar | 67% |
Blue Collar | 33% |
Family & Education Facts
for Bay City, MI 48706

Average Household Size
household
42.6%
Community Population By Education
High School Graduate | 32% |
Some College | 26% |
Bachelors Degree | 15% |
Associates Degree | 10% |
Some High School | 9% |
Graduate Degree | 8% |
Household Family Expenses vs National Average
Weather
for Bay City, MI 48706
The weather for this area ranges from a high of 83° F in July to a low of 15° F in January

Average Temperature by Month
Average Temperature in Degrees Fahrenheit
Precipitation
Precipitation (inch) |
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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.
This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.
† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.