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401 Fourth Street, Stanley, NC 28164

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For Sale

$325,000

3 beds • 2 baths • 1,290 sqft

Estimated Payment

$ 1,688 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $251.94
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Dimmer & Sons Construction only 2 years old! Quality upgrades standard in this craftsman style DOGWOOD COTTAGE: granite counter tops and tiled backsplash in the kitchen, stainless steel appliances including refrigerator and smooth top stove, and a kitchen island. 9' ceilings throughout. Easy-care waterproof vinyl wood-look plank flooring throughout (no carpet). Primary BR has walk-in closet plus 2nd closet. Primary bath features step-in shower with tiled shower surround and frameless glass door. Windows feature 2" blinds for privacy, or open up to let the sunlight flood in. Architectural roof. There s a covered front porch, plus approx. 12x12 rear patio. Efficient all electric home with HP. Nestled near the end of a dead-end street just a couple of minutes to Main St. for restaurants, shopping, festivals or parades. Close to public and charter schools, the public library, Stanley's Swim Club, as well as Harper Park, and still only 16 mi. to Charlotte Douglas per GIS. USDA eligible.
MLS# 4218469

Courtesy Of Allen Tate Company

(800) 210-0321

Property Features

  • Age
    1-5 Years Old
  • Appliances
    Dishwasher, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Floor Covering
    Vinyl
  • Heating System
    Heat Pump
  • Lot Size
    0.34 Acres

Map and Directions

Directions to 401 Fourth Street, Stanley, NC 28164

Home seller CENTURY 21 DiGioia Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 DiGioia Realty

(704) 506-6434
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,688
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,688

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Springfield Elementary School

Grades PK-2 Public School

Stanley, NC 28164 1 miles
900 s main st

349 total students
14:1 Student teacher ratio

School Details

Kiser Elementary School

Grades 3-5 Public School

Stanley, NC 28164 0.8 miles
311 e college st

330 total students
16:1 Student teacher ratio

School Rating: C+

School Details

Stanley Middle School

Grades 6-8 Public School

Stanley, NC 28164 0.4 miles
317 hovis rd

742 total students
20:1 Student teacher ratio

School Rating: A-

School Details

East Gaston High School

Grades 9-12 Public School

Mount Holly, NC 28120 3.6 miles
1744 lane rd

885 total students
18:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Community Public Charter 0.1 miles Public KG-6 A
Judah Christian Academy 0.8 miles Private PK-12
Assembly Of Faith Chr. School 4.5 miles Private KG-5
North Gaston High School 4.5 miles Public 9-12 D+
W. C. Friday Middle School 4.8 miles Public 6-8 C
Brookside Elementary School 5.4 miles Public PK-5 C
Carr Elementary School 5.6 miles Public PK-5 B+
Gaston Early College High School 5.9 miles Public 9-12
Mount Holly Middle School 6.4 miles Public 6-8 B
Rankin Elementary School 6.5 miles Public PK-5 A-

Community Public Charter

Distance: 0.1 miles

Type Public

Grades: KG-6

A

Judah Christian Academy

Distance: 0.8 miles

Type Private

Grades: PK-12

Assembly Of Faith Chr. School

Distance: 4.5 miles

Type Private

Grades: KG-5

North Gaston High School

Distance: 4.5 miles

Type Public

Grades: 9-12

D+

W. C. Friday Middle School

Distance: 4.8 miles

Type Public

Grades: 6-8

C

Brookside Elementary School

Distance: 5.4 miles

Type Public

Grades: PK-5

C

Carr Elementary School

Distance: 5.6 miles

Type Public

Grades: PK-5

B+

Gaston Early College High School

Distance: 5.9 miles

Type Public

Grades: 9-12

Mount Holly Middle School

Distance: 6.4 miles

Type Public

Grades: 6-8

B

Rankin Elementary School

Distance: 6.5 miles

Type Public

Grades: PK-5

A-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Stanley, NC 28164

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Stanley, NC 28164

This community’s employment is highest in the construction and sales industries. The area’s overall household expenses are above the national average.

89° July
Hottest Average Month
30° January
Coldest Average Month
6,881 Total Households in Area
5.1% Increase in population since the year 2010
30.6%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Stanley, NC 28164

Stanley, NC 28164 has a population of 16,939 people in 6,881 households with a median age of 45.8 years old.

5.1%
Increase in population
since the year 2010
Population is Trending up
6,600
Total households as of 2010
5.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.8 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 84%
Black 7%
Hispanic 4%
Other 2%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 84%, followed by Black at 7%, Hispanic at 4%, and Other at 2%.

Economics
for Stanley, NC 28164

397 /sq mi
Population Density
$83,206 /yr
Median Household Income
$417,250
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.17% of the households.

Transportation to Work

  • Drive 85%
  • Work from Home 13%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 5,811 80%
Rented 1,070 15%
Vacant 426 6%

White vs Blue Collar Jobs







White Collar 77%
Blue Collar 23%

Family & Education Facts
for Stanley, NC 28164

45.8 Median Age

Average Household Size

2.5
persons per
household

61%

Married Households

Community Population By Education

High School Graduate 29%
Some College 25%
Bachelors Degree 19%
Associates Degree 11%
Some High School 8%
Graduate Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.85% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30.6% of households have children

Weather
for Stanley, NC 28164

The weather for this area ranges from a high of 89° F in July to a low of 30° F in January

89° July
Hottest Average Month
30° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
30°
51°
Feb
32°
55°
Mar
39°
63°
Apr
47°
73°
May
56°
80°
Jun
64°
87°
Jul
68°
89°
Aug
67°
88°
Sep
60°
82°
Oct
48°
73°
Nov
38°
63°
Dec
31°
53°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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