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402 E Emma Street, Tampa, FL 33603

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For Sale

$898,950

8 beds • 4 baths • 2,658 sqft

Estimated Payment

$ 5,303 /mo. †

6.65% APR for 30 yrs.
$8,238 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $338.21
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Income potential! Live in main home and rent the other 2 units to pay your mortgage! Lots of possibilities for this renovated Seminole Heights 3/2 bungalow with detached apartments both upstairs AND downstairs in the back building. Multiple living spaces offer a great solution for first floor, multi-generational living OR income potential depending on your needs. Three distinct living spaces are on this large parcel with ample parking for everyone. Currently, the main home has an open concept floor plan with upgraded kitchen and bathrooms, luxury vinyl flooring throughout and a wonderful covered front porch. Oversized Master Suite with his and hers closets, a renovated ensuite bathroom with tub, and room for your home office. Two additional spacious bedrooms are freshly painted, offer lots of natural light and ceiling fans. The spacious kitchen has a breakfast bar, new white shaker cabinets, granite countertops and stainless steel appliances. Laundry closet is just off the kitchen with full size washer/dryer included. Room for future expansion off the back of the house with lots of backyard space ready for addition or backyard scape with endless possibilities (pool, fire pit, patio etc) Do you need a place for an aging parent? Or looking for additional income? The detached duplex offers two renovated apartments for both scenarios. Back building, first floor unit is a spacious 3 bedroom/1 bathroom with a brand new AC installed 2024. Back building, second floor is a 2 bedroom/1 bathroom. Both units have been upgraded offering luxury vinyl, renovated kitchens and bathrooms. Both apartments are turn-key either move-in or rental ready. And on such a large parcel they offer privacy and independence. How you use the space is up to you! This highly desirable location is just very close to downtown Tampa and all it has to offer including: Armature Works, 12 miles of Riverwalk, Amalie Arena, the Straz Performing Arts Center, Tampa General, USF and a short ride to Tampa International. Easy access to Hwy 275 and a short ride to Uptown and St Petersburg. Discover the charm of Old Seminole Heights today.
MLS# TB8304793

Courtesy Of Smith & Associates Real Estate

(813) 839-3800

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Brick, Vinyl Siding
  • Floor Covering
    Vinyl
  • Heating System
    Central Furnace
  • Lot Size
    0.22 Acres
  • Rooms
    Kitchen, Living Room

Map and Directions

Directions to 402 E Emma Street, Tampa, FL 33603

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(813) 658-2121
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,617
  • Property Taxes
    $686
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $5,303

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Broward Elementary School

Grades PK-5 Public School

Tampa, FL 33603 0.5 miles
400 w osborne ave

275 total students
11:1 Student teacher ratio

School Rating: D+

School Details

Memorial Middle School

Grades 6-8 Public School

Tampa, FL 33603 0.1 miles
4702 n central ave

647 total students
15:1 Student teacher ratio

School Rating: D+

School Details

Hillsborough High School

Grades 9-12 Public School

Tampa, FL 33603 0.4 miles
5000 n central ave

1894 total students
19:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Walton Academy 0.3 miles Public KG-5 D+
Seminole Heights Charter High School 0.4 miles Public 9-12 D-
Thomas A. Edison Grammar School 0.9 miles Public PK-5 F
Young Middle Magnet School 1.2 miles Public 6-8 D+
Lockhart Elementary Magnet School 1.2 miles Public PK-5 D
Seminole Heights Grammar School 1.2 miles Public PK-5 D+
Orange Grove Middle Magnet School 1.2 miles Public 6-8 C
B. C. Graham Elementary School 1.2 miles Public KG-5 C
Bible Truth Ministries Academy 1.3 miles Private PK-12
Pace Center For Girls 1.3 miles Public 6-12
Tampa Catholic High School 1.3 miles Private 9-12
Waters Career Center 1.3 miles Public PK-12 D
Hillsborough Virtual Franchise High School 1.3 miles Public KG-12 D
Hillsborough Virtual Instruction Course Offerings 1.3 miles Public 1-12 D
Hillsborough Virtual School 1.3 miles Public KG-12 B-
Hillsborough Virt Instr Prgs 1.3 miles Public KG-12
Tampa Heights Elementary Magnet 1.4 miles Public KG-5 D+

Walton Academy

Distance: 0.3 miles

Type Public

Grades: KG-5

D+

Seminole Heights Charter High School

Distance: 0.4 miles

Type Public

Grades: 9-12

D-

Thomas A. Edison Grammar School

Distance: 0.9 miles

Type Public

Grades: PK-5

F

Young Middle Magnet School

Distance: 1.2 miles

Type Public

Grades: 6-8

D+

Lockhart Elementary Magnet School

Distance: 1.2 miles

Type Public

Grades: PK-5

D

Seminole Heights Grammar School

Distance: 1.2 miles

Type Public

Grades: PK-5

D+

Orange Grove Middle Magnet School

Distance: 1.2 miles

Type Public

Grades: 6-8

C

B. C. Graham Elementary School

Distance: 1.2 miles

Type Public

Grades: KG-5

C

Bible Truth Ministries Academy

Distance: 1.3 miles

Type Private

Grades: PK-12

Pace Center For Girls

Distance: 1.3 miles

Type Public

Grades: 6-12

Tampa Catholic High School

Distance: 1.3 miles

Type Private

Grades: 9-12

Waters Career Center

Distance: 1.3 miles

Type Public

Grades: PK-12

D

Hillsborough Virtual Franchise High School

Distance: 1.3 miles

Type Public

Grades: KG-12

D

Hillsborough Virtual Instruction Course Offerings

Distance: 1.3 miles

Type Public

Grades: 1-12

D

Hillsborough Virtual School

Distance: 1.3 miles

Type Public

Grades: KG-12

B-

Hillsborough Virt Instr Prgs

Distance: 1.3 miles

Type Public

Grades: KG-12

Tampa Heights Elementary Magnet

Distance: 1.4 miles

Type Public

Grades: KG-5

D+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Tampa, FL 33603

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Tampa, FL 33603

This community’s employment is highest in the administrative support and food industries. The area’s overall household expenses are above the national average.

90° August
Hottest Average Month
50° January
Coldest Average Month
8,770 Total Households in Area
3.7% Increase in population since the year 2010
25%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Tampa, FL 33603

Tampa, FL 33603 has a population of 19,786 people in 8,770 households with a median age of 36.7 years old.

3.7%
Increase in population
since the year 2010
Population is Trending up
8,233
Total households as of 2010
7.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 36.7 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 48%
Hispanic 34%
Black 21%
Other 9%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 48%, followed by Hispanic at 34%, Black at 21%, and Other at 9%.

Economics
for Tampa, FL 33603

4,637 /sq mi
Population Density
$59,770 /yr
Median Household Income
$397,500
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.3% of the households.

Transportation to Work

  • Drive 82%
  • Work from Home 15%
  • Public Transit 1%
  • Walk or Bike 1%

Occupancy by Type

Owned 5,315 55%
Rented 3,456 36%
Vacant 823 9%

White vs Blue Collar Jobs







White Collar 79%
Blue Collar 21%

Family & Education Facts
for Tampa, FL 33603

36.7 Median Age

Average Household Size

2.2
persons per
household

32.4%

Married Households

Community Population By Education

High School Graduate 26%
Bachelors Degree 25%
Some College 16%
Graduate Degree 14%
Some High School 10%
Associates Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 26.19% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
25% of households have children

Weather
for Tampa, FL 33603

The weather for this area ranges from a high of 90° F in August to a low of 50° F in January

90° August
Hottest Average Month
50° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
50°
71°
Feb
52°
73°
Mar
57°
77°
Apr
61°
82°
May
67°
87°
Jun
72°
90°
Jul
74°
90°
Aug
74°
90°
Sep
72°
89°
Oct
66°
84°
Nov
58°
78°
Dec
52°
72°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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