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404 Center St, Clay, WV 25043

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For Sale

$85,000

5 beds • 1 baths • 1,344 sqft

Estimated Payment

$ 475 /mo. †

6.67% APR for 30 yrs.
$445 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $63.24
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Sitting along the Elk River is a 5 bedroom/1 bathroom home on 0.48 acres. The home would make a great camp or permanent residence! New appliances that include: stove, refrigerator, washer and dryer, walk-in bathtub, and hot water heater. The property utilizes city water, sewer natural gas heat and air, and a generac generator! The full basement and detached 2-car garage with a basement underneath has so much potential.Fully fenced yard, great for animals. River access right in your backyard. Within 11 miles to I-79.
MLS# 11453117

Courtesy Of Central WV Real Estate LLC

(304) 462-5997

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Water Front
  • Appliances
    Dishwasher, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Central A/C
  • Exterior Type
    Stucco
  • Floor Covering
    Carpet, Hardwood
  • Heating System
    Forced Air
  • Lot Size
    0.48 Acres
  • Roof Type
    Asphalt
  • Rooms
    Basement, Kitchen
  • View Type
    River

Map and Directions

Directions to 404 Center St, Clay, WV 25043

Home seller CENTURY 21 Jim Lively Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Jim Lively Realty

(304) 574-0671
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $437
  • Property Taxes
    $37
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $475

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Clay Elementary School

Grades PK-5 Public School

Clay, WV 25043 1 miles
Po box 600 219 church street,

343 total students
12:1 Student teacher ratio

School Rating: D

School Details

Clay Middle School

Grades 6-8 Public School

Clay, WV 25043 1 miles
Po box 489 419 church street,

438 total students
16:1 Student teacher ratio

School Rating: C+

School Details

Clay County High School

Grades 9-12 Public School

Clay, WV 25043 2.2 miles
Po box 729 1 panther drive,

523 total students
16:1 Student teacher ratio

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
Clay Christian Academy 1.4 miles Private PK-12

Clay Christian Academy

Distance: 1.4 miles

Type Private

Grades: PK-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Clay, WV 25043

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Clay, WV 25043

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are below the national average.

85° July
Hottest Average Month
22° January
Coldest Average Month
753 Total Households in Area
-2.2% Increase in population since the year 2010
37.5%
of households
have children
36 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Clay, WV 25043

Clay, WV 25043 has a population of 1,801 people in 753 households with a median age of 42.4 years old.

-2.2%
Decrease in population
since the year 2010
Population is Trending down
759
Total households as of 2010
-0.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.4 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 1%
Asian <1%
Native American <1%
Black <1%
Other <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 1%, Asian at <1%, and Native American at <1%.

Economics
for Clay, WV 25043

17 /sq mi
Population Density
$32,767 /yr
Median Household Income
$0
Median Sales Price
36 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 27.02% of the households.

Transportation to Work

  • Drive 90%
  • Walk or Bike 6%
  • Work from Home 3%
  • Public Transit 1%

Occupancy by Type

Owned 515 54%
Rented 238 25%
Vacant 194 20%

White vs Blue Collar Jobs







White Collar 60%
Blue Collar 40%

Family & Education Facts
for Clay, WV 25043

42.4 Median Age

Average Household Size

2.4
persons per
household

43.9%

Married Households

Community Population By Education

High School Graduate 53%
Some High School 23%
Some College 10%
Bachelors Degree 7%
Graduate Degree 5%
Associates Degree 2%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 52.97% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
37.5% of households have children

Weather
for Clay, WV 25043

The weather for this area ranges from a high of 85° F in July to a low of 22° F in January

85° July
Hottest Average Month
22° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
22°
42°
Feb
24°
46°
Mar
31°
55°
Apr
39°
67°
May
48°
75°
Jun
57°
82°
Jul
61°
85°
Aug
60°
84°
Sep
54°
78°
Oct
42°
68°
Nov
33°
56°
Dec
25°
46°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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