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40420 Frog Rock Road, Terlton, OK 74081

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For Sale

$22,000

0.78 acres

Estimated Payment

$ 114 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 0.8 acres
    Lot size

Explore this Property

Large wooded lake lot with stunning panoramic views. Located ~1 mile from Keystone lake access and boat ramp. Mobile homes allowed.
MLS# 2504566

Courtesy Of Chinowth & Cohen Realtors

(918) 392-0900

Property Features

  • Amenities
    Water Front
  • Architecture Style
    Other
  • Lot Size
    0.78 Acres
  • View Type
    Lake

Map and Directions

Directions to 40420 Frog Rock Road, Terlton, OK 74081

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(405) 624-2626
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $114
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $114

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cleveland Primary Elementary School

Grades PK-2 Public School

Cleveland, OK 74020 10.9 miles
300 n gilbert ave

400 total students
17:1 Student teacher ratio

School Details

Cleveland Intermediate Elementary School

Grades 3-5 Public School

Cleveland, OK 74020 11.2 miles
705 n swan dr

348 total students
15:1 Student teacher ratio

School Rating: C+

School Details

Cleveland Middle School

Grades 6-8 Public School

Cleveland, OK 74020 11 miles
322 n gilbert ave

364 total students
15:1 Student teacher ratio

School Rating: C-

School Details

Cleveland High School

Grades 9-12 Public School

Cleveland, OK 74020 11 miles
323 n gilbert ave

473 total students
17:1 Student teacher ratio

School Rating: C+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Terlton, OK 74081

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Terlton, OK 74081

This community’s employment is highest in the food and production occupations industries. The area’s overall household expenses are below the national average.

94° July
Hottest Average Month
25° January
Coldest Average Month
685 Total Households in Area
3.3% Increase in population since the year 2010
29.5%
of households
have children
33 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Terlton, OK 74081

Terlton, OK 74081 has a population of 1,797 people in 685 households with a median age of 45.3 years old.

3.3%
Increase in population
since the year 2010
Population is Trending up
642
Total households as of 2010
4.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 77%
Native American 9%
Hispanic 3%
Other 2%
Asian <1%
Black <1%
The most prevalent ethnicity is White at 77%, followed by Native American at 9%, Hispanic at 3%, and Other at 2%.

Economics
for Terlton, OK 74081

45 /sq mi
Population Density
$61,665 /yr
Median Household Income
$0
Median Sales Price
33 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.37% of the households.

Transportation to Work

  • Drive 91%
  • Work from Home 7%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 636 84%
Vacant 72 10%
Rented 49 6%

White vs Blue Collar Jobs







White Collar 53%
Blue Collar 47%

Family & Education Facts
for Terlton, OK 74081

45.3 Median Age

Average Household Size

2.6
persons per
household

58.2%

Married Households

Community Population By Education

High School Graduate 42%
Some College 22%
Some High School 13%
Associates Degree 12%
Bachelors Degree 7%
Graduate Degree 3%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 42.47% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.5% of households have children

Weather
for Terlton, OK 74081

The weather for this area ranges from a high of 94° F in July to a low of 25° F in January

94° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
48°
Feb
29°
54°
Mar
38°
62°
Apr
48°
74°
May
57°
80°
Jun
66°
88°
Jul
70°
94°
Aug
68°
94°
Sep
60°
85°
Oct
49°
75°
Nov
37°
61°
Dec
28°
51°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Terlton, OK 74081!
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Copyright © 2025 MLS Technology, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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