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406 Cedar Street, Central City, KY 42330

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For Sale

$140,000

3 beds • 2 baths • 1,323 sqft

Estimated Payment

$ 720 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $105.82
    Price per square foot

Explore this Property

Looking for an affordable home with tons of potential? This 3-bedroom, 2-bath house in Central City, KY, is a fantastic opportunity for first-time buyers, or investors searching for a budget-friendly property. Whether you're looking to make it your own or add it to your rental portfolio, this home offers incredible value! Priced to Sell Why Rent When You Can Own? A functional layout ready for your personal touch. Spacious Lot Great outdoor space for a garden, pets, or family gatherings. Low Cost of Living - Great Rental Potential Small-Town Living with City Convenience Close to Schools Near Shopping & Dining Quick access to local stores, restaurants, and daily essentials. Quiet & Friendly Neighborhood Enjoy the charm of Central City while still being close to major highways for easy commuting. Don't miss this opportunity! Call Agent today to schedule a showing before it's gone!
MLS# RA20251542

Courtesy Of Coldwell Banker Legacy Real Estate Group

(270) 782-2250

Property Features

  • Amenities
    Deck, Porch, Ceiling Fan
  • Architecture Style
    Contemporary
  • Floor Covering
    Laminate, Vinyl
  • Heating System
    Forced Air
  • Lot Size
    0.18 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 406 Cedar Street, Central City, KY 42330

Home seller CENTURY 21 Prestige

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Prestige

(270) 684-2100
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $720
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $720

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Central City Elementary School

Grades PK-5 Public School

Central City, KY 42330 2.5 miles
1501 n 2nd st

356 total students
14:1 Student teacher ratio

School Rating: D+

School Details

Muhlenberg North Middle School

Grades 6-8 Public School

Greenville, KY 42345 4.1 miles
1000 n main st

550 total students
15:1 Student teacher ratio

School Rating: D+

School Details

Muhlenberg County High School

Grades 9-12 Public School

Greenville, KY 42345 5 miles
501 highway 189 byp

1269 total students
19:1 Student teacher ratio

School Rating: D

School Details
Other Nearby Schools Distance Type Grades School Rating
Green River Education Center 2.5 miles Public
Longest Elementary School 4 miles Public PK-5 D+
The Renaissance Center 4.1 miles Public 6-12 D+
Muhlenberg County Career & Tech Center 5.1 miles Public 9-12

Green River Education Center

Distance: 2.5 miles

Type Public

Grades:

Longest Elementary School

Distance: 4 miles

Type Public

Grades: PK-5

D+

The Renaissance Center

Distance: 4.1 miles

Type Public

Grades: 6-12

D+

Muhlenberg County Career & Tech Center

Distance: 5.1 miles

Type Public

Grades: 9-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Central City, KY 42330

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Central City, KY 42330

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are below the national average.

89° July
Hottest Average Month
25° January
Coldest Average Month
3,887 Total Households in Area
-0.9% Increase in population since the year 2010
28%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Central City, KY 42330

Central City, KY 42330 has a population of 10,328 people in 3,887 households with a median age of 41.6 years old.

-0.9%
Decrease in population
since the year 2010
Population is Trending down
3,857
Total households as of 2010
2.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41.6 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 89%
Black 6%
Hispanic 3%
Other 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 89%, followed by Black at 6%, Hispanic at 3%, and Other at 1%.

Economics
for Central City, KY 42330

104 /sq mi
Population Density
$52,528 /yr
Median Household Income
$130,000
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 16.18% of the households.

Transportation to Work

  • Drive 96%
  • Walk or Bike 4%
  • Work from Home 1%
  • Public Transit 0%

Occupancy by Type

Owned 3,170 73%
Rented 718 17%
Vacant 429 10%

White vs Blue Collar Jobs







White Collar 67%
Blue Collar 33%

Family & Education Facts
for Central City, KY 42330

41.6 Median Age

Average Household Size

2.4
persons per
household

55.5%

Married Households

Community Population By Education

High School Graduate 39%
Some College 22%
Some High School 17%
Associates Degree 10%
Bachelors Degree 8%
Graduate Degree 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.29% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28% of households have children

Weather
for Central City, KY 42330

The weather for this area ranges from a high of 89° F in July to a low of 25° F in January

89° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
44°
Feb
28°
48°
Mar
36°
58°
Apr
45°
70°
May
54°
78°
Jun
63°
86°
Jul
66°
89°
Aug
65°
88°
Sep
58°
82°
Oct
46°
71°
Nov
37°
58°
Dec
29°
47°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Central City, KY 42330!
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An Equal Opportunity Company

Copyright © 2025 REALTOR&#174; Association of Southern Kentucky, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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