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407 Georgia Avenue, Fernandina Beach, FL 32034

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For Sale

$785,000

4 beds • 2 baths • 2,184 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $359.43
    Price per square foot

  • 21-30 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

HEAR the ocean waves and SMELL the salt air from this sought after neighborhood just STEPS FROM BEACH FUN! Ocean Cay is a charming small coastal community of 65 residences. There are no CDD fees and a very low annual HOA fee of $364. This home was built and lovingly cared for by one family. A new roof installed 2017. HVAC 2013. Water Heater 2023. Exterior painted within the last 8 years. Natural lighting added by 3 Sun Tunnel Skylights. Master shower area re-tiled. The huge bonus room upstairs has a closet and is currently used as an office. The Master and 3 bedrooms are on the main floor. Dining area is encompassed within the Great Room. The kitchen enjoys an Island and a COZY breakfast nook where you can enjoy your morning coffee watching the early morning neighborhood activities. Common sightings of deer can be enjoyed in the early morning or early evening from the screened rear porch. Bird watchers will be thrilled with the natural preserve..... Pileated Woodpeckers, Red Tail Hawks, Eagles...just to name a few! Join in on the fun with many activities going on right around the corner at the Recreational Center's Olympic size pool or walk to main beach with restaurants and community activities always planned including putt putt. Historic downtown Fernandina Beach is an easy walk or bike ride or golfcart away. These homes in Ocean Cay are rarely on the market....make your appointment today!
MLS# 110040

Courtesy Of Chaplin Williams Realty

(904) 753-1415

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Dock, Sprinkler System, Ceiling Fan, Cable Ready
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Microwave, Refrigerator, Washer, Water - Softener
  • Architecture Style
    Other
  • Exterior Type
    Stucco
  • Fireplace
    Fireplace
  • Heating System
    Central Furnace

Map and Directions

Directions to 407 Georgia Avenue, Fernandina Beach, FL 32034

Home seller CENTURY 21 Miller Elite

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Miller Elite

(904) 261-5571
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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