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407 S Main, Mount Carroll, IL 61053

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For Sale

$180,000

3 beds • 1 baths • 1 half baths • 1,691 sqft

Estimated Payment

$ 1,144 /mo. †

6.65% APR for 30 yrs.
$2,636 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $106.45
    Price per square foot

  • Basement
    Rooms

Explore this Property

Complete tear-off of the house roof in 2024, gutters and downspouts new in 2024, and new carpeting in the living room, dining room, stairs, and northeast bedroom in 2025. The electrical panel was upgraded in 2025 to circuit breakers including whole house GFCI and GF protection and a separate dedicated panel for the generator. The spacious, fully equipped kitchen features ample cabinet and counter space, a double oven, electric cooktop, dishwasher, disposal, and refrigerator. The main floor laundry room with a chute from the second floor and half bathroom are convenient. An enclosed three season side porch provides additional space. The second floor offers three bedrooms, a walk-in closet/dressing room, and a full bathroom. The home has replacement windows and additional features such as fiber internet, a generator, a security system, a sound system, window AC units, a water softener, and an inline water filter. The basement contains an office area, a half bathroom, and a recreation room with a wet bar and pool table. Adjacent to the oversized two-car detached garage is an insulated and heated workshop. The home is being sold as-is, with most personal property remaining in the house and garage. Located on the history brick streets of Mt. Carroll, this lovely and well-maintained home is ready for its new owner.
MLS# 202501217

Courtesy Of Barnes Realty, Inc

(815) 493-2323

Property Features

  • Amenities
    Deck, Security System, Security System
  • Appliances
    Cooktop, Dishwasher, Dryer, Garbage Disposer, Refrigerator, Washer, Water - Softener
  • Architecture Style
    Other
  • Cooling System
    Window Unit(s) A/C
  • Heating System
    Hot Water, Steam
  • Lot Size
    0.23 Acres
  • Rooms
    Basement, Kitchen, Office

Map and Directions

Directions to 407 S Main, Mount Carroll, IL 61053

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $924
  • Property Taxes
    $219
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,144

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

West Carroll Primary School

Grades PK-4 Public School

Savanna, IL 61074 7.4 miles
2215 wacker rd

403 total students

School Rating: B-

School Details

West Carroll Middle School

Grades 5-8 Public School

Mount Carroll, IL 61053 0.6 miles
633 s east st

214 total students

School Rating: C

School Details

West Carroll High School

Grades 9-12 Public School

Savanna, IL 61074 8 miles
500 cragmoor st

290 total students

School Rating: D+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Mount Carroll, IL 61053

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Mount Carroll, IL 61053

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

85° July
Hottest Average Month
11° January
Coldest Average Month
1,064 Total Households in Area
-1.4% Increase in population since the year 2010
21.5%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Mount Carroll, IL 61053

Mount Carroll, IL 61053 has a population of 2,351 people in 1,064 households with a median age of 49 years old.

-1.4%
Decrease in population
since the year 2010
Population is Trending down
1,048
Total households as of 2010
6.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 49 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 3%
Black 2%
Other <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 3%, Black at 2%, and Other at <1%.

Economics
for Mount Carroll, IL 61053

23 /sq mi
Population Density
$58,064 /yr
Median Household Income
$0
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 23.74% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 7%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 870 69%
Vacant 203 16%
Rented 194 15%

White vs Blue Collar Jobs







White Collar 59%
Blue Collar 41%

Family & Education Facts
for Mount Carroll, IL 61053

49 Median Age

Average Household Size

2.1
persons per
household

50.5%

Married Households

Community Population By Education

High School Graduate 37%
Some College 21%
Bachelors Degree 18%
Some High School 11%
Graduate Degree 7%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 36.56% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
21.5% of households have children

Weather
for Mount Carroll, IL 61053

The weather for this area ranges from a high of 85° F in July to a low of 11° F in January

85° July
Hottest Average Month
11° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
11°
29°
Feb
15°
33°
Mar
26°
45°
Apr
37°
60°
May
48°
72°
Jun
58°
81°
Jul
62°
85°
Aug
60°
83°
Sep
51°
75°
Oct
40°
64°
Nov
29°
47°
Dec
17°
33°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Rockford Area MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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