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4089 Clement, Saginaw, MI 48603

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For Sale
Sale Pending

$199,000

3 beds • 2 baths • 1 half baths • 1,720 sqft

Estimated Payment

$ 1,022 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $115.70
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Multiple offers received. HIGHEST AND BEST OFFERS DUE THURSDAY, MARCH 6 AT 6:00 PM. Nestled on a peaceful cul-de-sac in desirable Saginaw Township, this meticulously maintained 3-bedroom, 2.5-bath brick ranch offers the perfect blend of comfort and style. With over 1,700 square feet of living space, this home is ideal for making lasting memories. Step inside to discover the convenience of first-floor laundry and a sun-drenched 4-season sunroom, perfect for sipping your morning coffee or unwinding after a long day. The finished basement, complete with a full bath and egress window, offers endless possibilities. Outside, a 2-car attached garage provides plenty of storage, while the covered back patio, fenced yard, bonus shed/pool house, and sprinkler system add even more functionality. Whether you're entertaining guests or enjoying a quiet evening at home, this gem has everything you need. Pella windows throughout! Don t miss the chance to make this tranquil Saginaw Township haven yours.
MLS# 50166601

Courtesy Of Berkshire Hathaway HomeServices Michigan Real Estate
536 Perry Road, Grand Blanc, MI 48439
(989) 790-9292

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Patio
  • Appliances
    Dishwasher, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Cooling System
    Central A/C
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Vinyl, Wood
  • Heating System
    Fireplace, Forced Air
  • Lot Size
    0.29 Acres
  • Rooms
    Basement, Dining Room, Kitchen, Living Room

Map and Directions

Directions to 4089 Clement, Saginaw, MI 48603

Home seller CENTURY 21 Signature Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Signature Realty

(989) 921-7000
Learn More About Us

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,022
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,022

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Sherwood Elementary School

Grades PK-5 Public School

Saginaw, MI 48603 0.5 miles
3870 shattuck rd

497 total students
16:1 Student teacher ratio

School Details

Weiss Elementary School

Grades PK-5 Public School

Saginaw, MI 48603 1.1 miles
4645 weiss st

344 total students
19:1 Student teacher ratio

School Rating: D

School Details

White Pine Middle School

Grades 6-8 Public School

Saginaw, MI 48638 2.9 miles
505 n center rd

1103 total students
17:1 Student teacher ratio

School Rating: C-

School Details

Heritage High School

Grades 9-12 Public School

Saginaw, MI 48603 1 miles
3465 n center rd

1440 total students
20:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Grace Christian School 0.2 miles Private PK-7
Valley Lutheran High School 0.8 miles Private 9-12
Gethsemane Lutheran School 1.1 miles Private KG-8
Mackinaw High School 1.4 miles Public 9-12 D+
Kempton Elementary School 1.5 miles Public PK-6 D-
Hemmeter Elementary School 1.6 miles Public PK-5 A+
Saginaw Independent School District Transitions Center 1.6 miles Public KG-12
Career Opportunities Center 1.6 miles Public 9-12
Nouvel Catholic Central Elementary School 1.8 miles Private PK-8
Thompson Middle School 1.8 miles Public 7-8 D-
The New Millennium Academy 1.8 miles Private 2-12
St Paul's Lutheran School 1.8 miles Private KG-8
Arthur Hill High School 1.9 miles Public 9-12 C
Nouvel Catholic Central High School 1.9 miles Private 9-12
Peace Lutheran School 2 miles Private KG-8
The Woodley Leadership Academy 2.2 miles Public KG-8
Good Shepherd Early Childhood 2.2 miles Private PK-TKG

Grace Christian School

Distance: 0.2 miles

Type Private

Grades: PK-7

Valley Lutheran High School

Distance: 0.8 miles

Type Private

Grades: 9-12

Gethsemane Lutheran School

Distance: 1.1 miles

Type Private

Grades: KG-8

Mackinaw High School

Distance: 1.4 miles

Type Public

Grades: 9-12

D+

Kempton Elementary School

Distance: 1.5 miles

Type Public

Grades: PK-6

D-

Hemmeter Elementary School

Distance: 1.6 miles

Type Public

Grades: PK-5

A+

Saginaw Independent School District Transitions Center

Distance: 1.6 miles

Type Public

Grades: KG-12

Career Opportunities Center

Distance: 1.6 miles

Type Public

Grades: 9-12

Nouvel Catholic Central Elementary School

Distance: 1.8 miles

Type Private

Grades: PK-8

Thompson Middle School

Distance: 1.8 miles

Type Public

Grades: 7-8

D-

The New Millennium Academy

Distance: 1.8 miles

Type Private

Grades: 2-12

St Paul's Lutheran School

Distance: 1.8 miles

Type Private

Grades: KG-8

Arthur Hill High School

Distance: 1.9 miles

Type Public

Grades: 9-12

C

Nouvel Catholic Central High School

Distance: 1.9 miles

Type Private

Grades: 9-12

Peace Lutheran School

Distance: 2 miles

Type Private

Grades: KG-8

The Woodley Leadership Academy

Distance: 2.2 miles

Type Public

Grades: KG-8

Good Shepherd Early Childhood

Distance: 2.2 miles

Type Private

Grades: PK-TKG

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Saginaw, MI 48603

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Saginaw, MI 48603

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

84° July
Hottest Average Month
16° January
Coldest Average Month
11,417 Total Households in Area
-0.9% Increase in population since the year 2010
22.1%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Saginaw, MI 48603

Saginaw, MI 48603 has a population of 26,262 people in 11,417 households with a median age of 45.7 years old.

-0.9%
Decrease in population
since the year 2010
Population is Trending down
11,788
Total households as of 2010
0.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.7 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 73%
Black 12%
Hispanic 9%
Asian 5%
Other 3%
Native American <1%
The most prevalent ethnicity is White at 73%, followed by Black at 12%, Hispanic at 9%, and Asian at 5%.

Economics
for Saginaw, MI 48603

1,421 /sq mi
Population Density
$69,693 /yr
Median Household Income
$210,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.21% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 9%
  • Walk or Bike 2%
  • Public Transit 1%

Occupancy by Type

Owned 7,878 65%
Rented 3,539 29%
Vacant 742 6%

White vs Blue Collar Jobs







White Collar 78%
Blue Collar 22%

Family & Education Facts
for Saginaw, MI 48603

45.7 Median Age

Average Household Size

2.2
persons per
household

48.3%

Married Households

Community Population By Education

High School Graduate 24%
Bachelors Degree 21%
Some College 20%
Graduate Degree 15%
Associates Degree 13%
Some High School 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 24.38% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.1% of households have children

Weather
for Saginaw, MI 48603

The weather for this area ranges from a high of 84° F in July to a low of 16° F in January

84° July
Hottest Average Month
16° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
16°
30°
Feb
16°
32°
Mar
25°
43°
Apr
36°
57°
May
46°
70°
Jun
56°
80°
Jul
60°
84°
Aug
59°
81°
Sep
51°
74°
Oct
41°
62°
Nov
32°
47°
Dec
21°
34°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Multiple Listing Service MiRealSource. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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