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4098 Lakeshore Drive, Boyne City, MI 49712

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For Sale

$1,490,000

3 beds • 3 baths • 3,200 sqft

Estimated Payment

$ 7,739 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $465.63
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Located on the gorgeous natural shores of Lake Charlevoix, this updated 3,200 square foot luxurious home offers a perfect setting for lakefront living. With 125 feet along the lakeshore with a new dock setup and hard sandy bottom lakeshore, this setup is ideal for swimming, boating and other water activities. Inside, you'll find multiple spacious living areas, a large island kitchen with lots of space for guests to dine, two fireplaces, a large master suite with attached office, and high-end finishes throughout. Bring your boat in the summer and your skis in the winter! The property provides peaceful views of state-owned land across the lake, ensuring a natural, unobstructed landscape that won t be developed. The home is filled with natural light, thanks to large windows that frame the beautiful lake views. Recent updates include a new deck and deck railing, creating a comfortable outdoor space for enjoying the surroundings. The home could also be sold fully furnished, offering a move-in ready option for those looking to settle in quickly or use the property for rental as has been done successfully before. Also included in the property is a large pole barn with full power and water installed. This property is a great choice for anyone looking for a peaceful lakefront home with easy access to the beauty of Lake Charlevoix, as well as being a quick jaunt from Boyne City, Petoskey, and other area attractions. From the heated garage to the slopes at beautiful Boyne Mountain is only 15 minutes! Schedule your showing today!
MLS# 1930520

Courtesy Of Real Estate One, Inc.
521 Randolph Street, Traverse City, MI 49684
(231) 933-1644

Open Houses

March

8

Saturday

In Person

Saturday, March 8, 2025

12:00PM - 2:00PM

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Water Front
  • Appliances
    Dishwasher, Freezer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Heating System
    Forced Air
  • Lot Size
    1 Acres
  • Roof Type
    Asphalt
  • Rooms
    Basement, Kitchen, Living Room

Map and Directions

Directions to 4098 Lakeshore Drive, Boyne City, MI 49712

Home seller CENTURY 21 Realty North

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Realty North

(989) 348-5474
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $7,739
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $7,739

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Boyne City Elementary School

Grades KG-4 Public School

Boyne City, MI 49712 3.1 miles
930 brockway st

404 total students
16:1 Student teacher ratio

School Rating: B-

School Details

Boyne City Middle School

Grades 5-8 Public School

Boyne City, MI 49712 3 miles
1025 boyne ave

395 total students
17:1 Student teacher ratio

School Rating: B-

School Details

Boyne City High School

Grades 8-12 Public School

Boyne City, MI 49712 3.1 miles
1035 boyne ave

444 total students
17:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Morganshaw School 2.3 miles Public 9-12 C
Concord Academy Boyne 4.7 miles Public KG-12 A-
East Jordan Alternative High School 4.7 miles Public 9-12 D-
East Jordan Middlehigh School 4.7 miles Public 7-12 B
East Jordan Elementary School 4.9 miles Public PK-6 B

Morganshaw School

Distance: 2.3 miles

Type Public

Grades: 9-12

C

Concord Academy Boyne

Distance: 4.7 miles

Type Public

Grades: KG-12

A-

East Jordan Alternative High School

Distance: 4.7 miles

Type Public

Grades: 9-12

D-

East Jordan Middlehigh School

Distance: 4.7 miles

Type Public

Grades: 7-12

B

East Jordan Elementary School

Distance: 4.9 miles

Type Public

Grades: PK-6

B

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Boyne City, MI 49712

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Boyne City, MI 49712

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are above the national average.

81° July
Hottest Average Month
11° February
Coldest Average Month
3,100 Total Households in Area
1.3% Increase in population since the year 2010
24%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Boyne City, MI 49712

Boyne City, MI 49712 has a population of 7,241 people in 3,100 households with a median age of 47 years old.

1.3%
Increase in population
since the year 2010
Population is Trending up
3,042
Total households as of 2010
3.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 47 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 92%
Hispanic 2%
Native American <1%
Other <1%
Asian <1%
Black <1%
The most prevalent ethnicity is White at 92%, followed by Hispanic at 2%, Native American at <1%, and Other at <1%.

Economics
for Boyne City, MI 49712

90 /sq mi
Population Density
$68,026 /yr
Median Household Income
$195,000
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 24.84% of the households.

Transportation to Work

  • Drive 88%
  • Work from Home 7%
  • Walk or Bike 3%
  • Public Transit 1%

Occupancy by Type

Owned 2,633 59%
Vacant 1,385 31%
Rented 467 10%

White vs Blue Collar Jobs







White Collar 71%
Blue Collar 29%

Family & Education Facts
for Boyne City, MI 49712

47 Median Age

Average Household Size

2.3
persons per
household

54.5%

Married Households

Community Population By Education

High School Graduate 26%
Some College 23%
Bachelors Degree 22%
Graduate Degree 13%
Associates Degree 11%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 25.98% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
24% of households have children

Weather
for Boyne City, MI 49712

The weather for this area ranges from a high of 81° F in July to a low of 11° F in February

81° July
Hottest Average Month
11° February
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
13°
27°
Feb
11°
29°
Mar
19°
39°
Apr
31°
54°
May
41°
67°
Jun
51°
76°
Jul
56°
81°
Aug
55°
78°
Sep
48°
70°
Oct
39°
58°
Nov
30°
43°
Dec
19°
32°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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