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410 2nd Ave NW, MtVernon, IA 52314

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For Sale

$125,000

2 beds • 2 baths • 1,060 sqft

Estimated Payment

$ 845 /mo. †

6.76% APR for 30 yrs.
$2,348 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $117.92
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Discover the possibilities in this spacious home, where classic architecture meets opportunity. Abundant natural light and a well-designed layout make this property a perfect canvas for your personal touch. With some updating, its timeless features can shine, seamlessly blending modern amenities with its enduring charm. Ideally situated in a sought-after neighborhood, you ll be just steps from Lincoln Wine Bar, Memorial Park, Davis Park, Mt. Vernon Community Pool, and Cornell College. Experience the charm of small-town living with convenient access to both Cedar Rapids and Iowa City.
MLS# 202500778

Courtesy Of Legacy Group REALTORS (DBA Keller Williams Legacy Group)

(319) 423-4139

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Patio
  • Appliances
    Dryer, Oven, Range, Refrigerator
  • Architecture Style
    Other
  • Cooling System
    Central A/C
  • Floor Covering
    Wood
  • Lot Size
    0.2 Acres

Map and Directions

Directions to 410 2nd Ave NW, MtVernon, IA 52314

Home seller CENTURY 21 Signature Real Estate

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CENTURY 21 Signature Real Estate

(515) 639-9787
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $649
  • Property Taxes
    $195
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $845

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Washington Elementary School

Grades PK-4 Public School

Mount Vernon, IA 52314 0.6 miles
615 5th ave sw

518 total students
14:1 Student teacher ratio

School Rating: C

School Details

Washington Middle School

Grades 5-8 Public School

Mount Vernon, IA 52314 0.7 miles
525 palisades rd sw

427 total students
16:1 Student teacher ratio

School Rating: A+

School Details

Washington High School

Grades 9-12 Public School

Mount Vernon, IA 52314 0.8 miles
731 palisades rd sw

441 total students
15:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
Lisbon High School 1.4 miles Public 9-12 A-
Lisbon Middle School 1.4 miles Public 7-8 A
Lisbon Elementary School 1.4 miles Public KG-6 A

Lisbon High School

Distance: 1.4 miles

Type Public

Grades: 9-12

A-

Lisbon Middle School

Distance: 1.4 miles

Type Public

Grades: 7-8

A

Lisbon Elementary School

Distance: 1.4 miles

Type Public

Grades: KG-6

A

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for MtVernon, IA 52314

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MtVernon, IA 52314

This community’s employment is highest in the education and administrative support industries. The area’s overall household expenses are below the national average.

86° July
Hottest Average Month
10° January
Coldest Average Month
2,141 Total Households in Area
-1.7% Increase in population since the year 2010
38.5%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for MtVernon, IA 52314

MtVernon, IA 52314 has a population of 6,368 people in 2,141 households with a median age of 32.4 years old.

-1.7%
Decrease in population
since the year 2010
Population is Trending down
2,139
Total households as of 2010
4.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 32.4 years old. The smallest percentage group is 18-24 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Hispanic 3%
Asian 2%
Black 1%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Hispanic at 3%, Asian at 2%, and Black at 1%.

Economics
for MtVernon, IA 52314

104 /sq mi
Population Density
$82,590 /yr
Median Household Income
$320,000
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.66% of the households.

Transportation to Work

  • Drive 79%
  • Work from Home 11%
  • Walk or Bike 9%
  • Public Transit 1%

Occupancy by Type

Owned 1,762 76%
Rented 379 16%
Vacant 174 8%

White vs Blue Collar Jobs







White Collar 78%
Blue Collar 22%

Family & Education Facts
for MtVernon, IA 52314

32.4 Median Age

Average Household Size

2.5
persons per
household

57.3%

Married Households

Community Population By Education

Bachelors Degree 27%
High School Graduate 19%
Some College 19%
Graduate Degree 18%
Associates Degree 13%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 27.09% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
38.6% of households have children

Weather
for MtVernon, IA 52314

The weather for this area ranges from a high of 86° F in July to a low of 10° F in January

86° July
Hottest Average Month
10° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
10°
28°
Feb
15°
33°
Mar
26°
45°
Apr
38°
61°
May
49°
72°
Jun
58°
81°
Jul
63°
86°
Aug
60°
83°
Sep
52°
76°
Oct
41°
64°
Nov
28°
47°
Dec
16°
33°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Iowa City Area Association of REALTORS&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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