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411 Expense Street, Rome-Inside, NY 13440

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For Sale
Sale Pending

$119,900

3 beds • 1 baths • 1 half baths • 1,326 sqft

Estimated Payment

$ 915 /mo. †

6.76% APR for 30 yrs.
$3,506 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $90.42
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Step into a delightful 3-bedroom, 1.5-bathroom home that exudes charm, great potential for further equity, and character at every turn! An adorable home, for a wonderful price indeed. Featuring hardwood floors throughout, stellar mechanics, and a spacious floorplan - this house offers a seamless blend of style and comfort. A formal dining room is perfect for family meals or hosting dinner parties, while cozy living areas are filled with natural light throughout, creating a warm and inviting atmosphere. Stepping beyond the French doors found within the dining area, you'll enjoy a quiet, private yard - with covered deck, well-suited for relaxation or gatherings. This home is ideal for both everyday living and entertaining. The basement boasts good quality of work, integrity and upgraded features - no doubt the most important space of any home! The basement has a room, partially finished, along with a blank canvas in the attic - additional spaces to use and suit your needs. Property Updates and Highlights include but are not limited to: forced air gas furnace replaced (2017), hot water tank replaced (2017), replacement windows for optimal energy efficiency (2017), attic insulated (R-19), replacement doors (main door and porch door), porch roof coated, main roof (10 YO), new water lines and shut off valves throughout the home, vent pipe replaced from roof to second floor and replacement appliances to convey with the sale (stove/2 YO - refrigerator/6/24). The million-dollar question: why rent, when you can own your very own home?!
MLS# S1586057

Courtesy Of River Hills Properties LLC

(315) 896-1009

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Oven, Range, Refrigerator
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Laminate, Vinyl
  • Heating System
    Fireplace
  • Lot Size
    0.07 Acres
  • Roof Type
    Asphalt, Membrane

Map and Directions

Directions to 411 Expense Street, Rome-Inside, NY 13440

Home seller CENTURY 21 One Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 One Realty

(315) 793-7500
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $623
  • Property Taxes
    $292
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $915

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

George R Staley Elementary School

Grades KG-6 Public School

Rome, NY 13440 1.3 miles
620 e bloomfield st

582 total students
12:1 Student teacher ratio

School Details

Gansevoort Elementary School

Grades KG-6 Public School

Rome, NY 13440 0.4 miles
758 w liberty st

305 total students
11:1 Student teacher ratio

School Rating: D-

School Details

Lyndon H Strough Middle School

Grades 7-8 Public School

Rome, NY 13440 0.5 miles
801 laurel st

813 total students
11:1 Student teacher ratio

School Rating: C

School Details

Rome Free Academy

Grades 9-12 Public School

Rome, NY 13441 2.6 miles
95 dart cir

1553 total students
15:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
New York State School For The Deaf 0.5 miles Public PK-12
Louis V Denti Elementary School 0.8 miles Public KG-6 D+
Clough Pre-k Center 1.9 miles Public PK
Ridge Mills Elementary School 1.9 miles Public KG-6 B
Bellamy Elementary School 2.4 miles Public KG-6 D
John E Joy Elementary School 2.6 miles Public KG-6 C-

New York State School For The Deaf

Distance: 0.5 miles

Type Public

Grades: PK-12

Louis V Denti Elementary School

Distance: 0.8 miles

Type Public

Grades: KG-6

D+

Clough Pre-k Center

Distance: 1.9 miles

Type Public

Grades: PK

Ridge Mills Elementary School

Distance: 1.9 miles

Type Public

Grades: KG-6

B

Bellamy Elementary School

Distance: 2.4 miles

Type Public

Grades: KG-6

D

John E Joy Elementary School

Distance: 2.6 miles

Type Public

Grades: KG-6

C-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Rome-Inside, NY 13440

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Rome-Inside, NY 13440

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

81° July
Hottest Average Month
13° January
Coldest Average Month
16,197 Total Households in Area
-0.8% Increase in population since the year 2010
27.4%
of households
have children
18 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Rome-Inside, NY 13440

Rome-Inside, NY 13440 has a population of 38,652 people in 16,197 households with a median age of 41.9 years old.

-0.8%
Decrease in population
since the year 2010
Population is Trending down
16,240
Total households as of 2010
2.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41.9 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 83%
Hispanic 6%
Black 6%
Other 2%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 83%, followed by Hispanic at 6%, Black at 6%, and Other at 2%.

Economics
for Rome-Inside, NY 13440

345 /sq mi
Population Density
$63,222 /yr
Median Household Income
$149,200
Median Sales Price
18 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.66% of the households.

Transportation to Work

  • Drive 86%
  • Work from Home 9%
  • Walk or Bike 4%
  • Public Transit 1%

Occupancy by Type

Owned 10,638 60%
Rented 5,559 31%
Vacant 1,483 8%

White vs Blue Collar Jobs







White Collar 78%
Blue Collar 22%

Family & Education Facts
for Rome-Inside, NY 13440

41.9 Median Age

Average Household Size

2.3
persons per
household

42.2%

Married Households

Community Population By Education

High School Graduate 30%
Some College 24%
Associates Degree 12%
Bachelors Degree 12%
Some High School 11%
Graduate Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 30.48% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.4% of households have children

Weather
for Rome-Inside, NY 13440

The weather for this area ranges from a high of 81° F in July to a low of 13° F in January

81° July
Hottest Average Month
13° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
13°
30°
Feb
13°
32°
Mar
23°
41°
Apr
34°
55°
May
45°
68°
Jun
54°
77°
Jul
59°
81°
Aug
57°
79°
Sep
50°
71°
Oct
40°
59°
Nov
32°
47°
Dec
19°
34°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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