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4117 Indian Bayou North, Destin, FL 32541

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For Sale

$1,649,900

3 beds • 4 baths • 3,213 sqft

Estimated Payment

$ 9,254 /mo. †

6.76% APR for 30 yrs.
$8,216 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $513.51
    Price per square foot

  • 31-40 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Welcome to your waterfront paradise in the heart of Destin a dream come true for boating enthusiasts! This exceptional property is tailor-made for those who love the water, offering a deep-water, protected safe harbor ideal for multiple vessels. The home's impressive boat dock features four slips equipped with water and electricity, and one includes a brand-new, remote-controlled lift, ensuring convenience for all your boating needs. Designed with entertaining in mind, the backyard is an entertainer's dream. With three tiers of beautifully crafted outdoor spaces, you'll have endless options for hosting elegant gatherings or intimate soirees. The newly expanded boat dock area provides generous waterside entertaining space, complete with a charming gazebo with TV and cozy fire pit for evenings under the stars. For a more relaxed energy, unwind by the stunning, newly updated saltwater pool while taking in the breathtaking views of the Bayou. Lounge on the spacious upper deck featuring multiple dining and seating areas beneath adjustable shaded pergolas. Inside this one-story stucco home, you'll be greeted by an inviting open floor plan with high ceilings and abundant natural light that pours through windows framing the picturesque waterfront. The entertainer's gourmet kitchen, complete with granite countertops and an oversized island, flows seamlessly into the spacious living room with a cozy fireplace, making this home ideal for both everyday living and hosting. The thoughtful layout ensures that almost every room in the house enjoys sweeping views of the Bayou. The circular driveway adds both curb appeal and ease of parking for guests. Plus, located in Flood Zone X, flood insurance is not required offering peace of mind along with the luxury of waterfront living. Don't miss the opportunity to own this spectacular waterfront gem that perfectly blends the boater's lifestyle with the ultimate in luxury and relaxation. Schedule your private showing today to experience all that this Destin treasure has to offer!
MLS# 955713

Courtesy Of Keller Williams Realty- Emerald Coast

(850) 654-2900

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Deck, Dock, Patio, Sprinkler System, Water Front
  • Appliances
    Dishwasher, Garbage Disposer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Stucco
  • Fireplace
    Fireplace
  • Heating System
    Central Furnace, Heat Pump
  • Lot Size
    0.47 Acres
  • Rooms
    Kitchen, Living Room, Master Bathroom, Office

Map and Directions

Directions to 4117 Indian Bayou North, Destin, FL 32541

Home seller CENTURY 21 BE3

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 BE3

(800) 541-9923
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $8,570
  • Property Taxes
    $684
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $9,254

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Destin Elementary School

Grades PK-4 Public School

Destin, FL 32541 2.1 miles
630 kelly st

948 total students
16:1 Student teacher ratio

School Rating: A

School Details

Destin Middle School

Grades 5-8 Public School

Destin, FL 32541 1.9 miles
4608 legendary marina dr

765 total students
19:1 Student teacher ratio

School Rating: A-

School Details

Fort Walton Beach High School

Grades 9-12 Public School

Fort Walton Beach, FL 32548 11 miles
400 hollywood blvd sw

1910 total students
22:1 Student teacher ratio

School Rating: C+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Destin, FL 32541

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Destin, FL 32541

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
41° January
Coldest Average Month
8,407 Total Households in Area
2.5% Increase in population since the year 2010
25.7%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Destin, FL 32541

Destin, FL 32541 has a population of 18,184 people in 8,407 households with a median age of 43.3 years old.

2.5%
Increase in population
since the year 2010
Population is Trending up
7,721
Total households as of 2010
8.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 79%
Hispanic 9%
Other 3%
Asian 3%
Black 3%
Native American <1%
The most prevalent ethnicity is White at 79%, followed by Hispanic at 9%, Other at 3%, and Asian at 3%.

Economics
for Destin, FL 32541

1,319 /sq mi
Population Density
$90,709 /yr
Median Household Income
$525,000
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.56% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 15%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 5,675 40%
Vacant 5,631 40%
Rented 2,732 19%

White vs Blue Collar Jobs







White Collar 81%
Blue Collar 19%

Family & Education Facts
for Destin, FL 32541

43.3 Median Age

Average Household Size

2.2
persons per
household

49.9%

Married Households

Community Population By Education

Bachelors Degree 32%
Some College 19%
High School Graduate 18%
Graduate Degree 15%
Associates Degree 10%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 32.46% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
25.7% of households have children

Weather
for Destin, FL 32541

The weather for this area ranges from a high of 90° F in July to a low of 41° F in January

90° July
Hottest Average Month
41° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
41°
61°
Feb
44°
64°
Mar
50°
69°
Apr
57°
76°
May
65°
83°
Jun
71°
88°
Jul
74°
90°
Aug
73°
89°
Sep
69°
87°
Oct
59°
79°
Nov
50°
71°
Dec
44°
63°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Destin, FL 32541!
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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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