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412 E 4th Street, Momence, IL 60954

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For Sale

$189,900

3 beds • 2 baths • 1,544 sqft

Estimated Payment

$ 1,061 /mo. †

6.65% APR for 30 yrs.
$1,030 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $122.99
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Beautifully maintained home in the heart of Momence! Greet your guest in the large foyer with open stairway. Don't forget to check out the storage under the stairs. Living and dining room feature crown molding, with chair rail in the dining room. Arched doorways. Beautiful, original hardwood floors. Remodeled kitchen features under and above cabinet lighting, utility cabinet and pull out drawers. Enjoy your morning coffee at the built in kitchenette. 2nd floor features 3 bedrooms with a master bedroom bath. Washer and dryer are conveniently located on the first floor. New furnace. Vinyl windows. Bathroom on both floors. There is plenty of space to relax outside with a front and back porch. 2 car garage features a work shop area plus a covered patio attached to the garage. Sold as is.
MLS# 12270264

Courtesy Of Real Living Speckman Realty Inc.

(815) 937-4370

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding

Map and Directions

Directions to 412 E 4th Street, Momence, IL 60954

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $975
  • Property Taxes
    $85
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,061

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Je-neir Elementary School

Grades KG-4 Public School

Momence, IL 60954 1.1 miles
1001 w 2nd st

299 total students

School Rating: C-

School Details

Momence Jr High School

Grades 5-8 Public School

Momence, IL 60954 0.9 miles
801 w 2nd st

343 total students

School Rating: C-

School Details

Momence High School

Grades 9-12 Public School

Momence, IL 60954 0.8 miles
101 n franklin st

331 total students

School Rating: D+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Momence, IL 60954

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Momence, IL 60954

This community’s employment is highest in the production occupations and transportation industries. The area’s overall household expenses are below the national average.

85° July
Hottest Average Month
14° January
Coldest Average Month
2,150 Total Households in Area
-1.3% Increase in population since the year 2010
27.1%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Momence, IL 60954

Momence, IL 60954 has a population of 5,724 people in 2,150 households with a median age of 38.5 years old.

-1.3%
Decrease in population
since the year 2010
Population is Trending down
2,309
Total households as of 2010
-3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 38.5 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 75%
Hispanic 17%
Other 10%
Black 4%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 75%, followed by Hispanic at 17%, Other at 10%, and Black at 4%.

Economics
for Momence, IL 60954

83 /sq mi
Population Density
$59,633 /yr
Median Household Income
$170,000
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.38% of the households.

Transportation to Work

  • Drive 95%
  • Walk or Bike 4%
  • Work from Home 2%
  • Public Transit 0%

Occupancy by Type

Owned 1,564 65%
Rented 586 24%
Vacant 247 10%

White vs Blue Collar Jobs







White Collar 49%
Blue Collar 51%

Family & Education Facts
for Momence, IL 60954

38.5 Median Age

Average Household Size

2.6
persons per
household

40.2%

Married Households

Community Population By Education

High School Graduate 41%
Some College 24%
Some High School 15%
Associates Degree 8%
Bachelors Degree 7%
Graduate Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 40.52% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.1% of households have children

Weather
for Momence, IL 60954

The weather for this area ranges from a high of 85° F in July to a low of 14° F in January

85° July
Hottest Average Month
14° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
14°
31°
Feb
18°
36°
Mar
28°
47°
Apr
38°
61°
May
49°
72°
Jun
58°
82°
Jul
63°
85°
Aug
61°
83°
Sep
53°
77°
Oct
41°
65°
Nov
31°
49°
Dec
20°
36°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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