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413 South Street, Utica, NY 13501

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For Sale

$159,900

7 beds • 3 baths • 3,336 sqft

Estimated Payment

$ 1,003 /mo. †

6.67% APR for 30 yrs.
$2,161 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1868
    Year built

  • $47.93
    Price per square foot

  • Full
    Basement

Explore this Property

Introducing 413 South St. Utica – a unique and versatile property that offers a rare opportunity in the market. This property features a single-family home with two in-law apartments, making it ideal for both investors and owner-occupants alike. Whether you're looking to generate rental income or accommodate multi-generational living arrangements, this property provides the flexibility to suit various needs. Situated in a convenient location, this property presents a valuable investment opportunity in the Utica???????????????????????????????? area.
MLS# S1522326

Listed By CENTURY 21 One Realty

Property Features

  • Basement
    Full
  • Exterior Living Space
    Patio, Deck
  • Flooring
    Hardwood, Linoleum, Wall to Wall Carpet
  • Garage Description
    No Garage
  • Lot Size
    0.15 Acres
  • Style
    Other Style

Map and Directions

Directions to 413 South Street, Utica, NY 13501

Home seller Meet the Agent,
Kelli Inserra

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Kelli Inserra

of CENTURY 21 One Realty

(315) 794-8078
Learn More About Me

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $823
  • Property Taxes
    $180
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,003

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Roscoe Conkling Elementary School

Grades KG-6 Public School

Utica, NY 13501 0.4 miles
1115 mohawk st

517 total students
12:1 Student teacher ratio

School Rating: D

School Details

John F Kennedy Middle School

Grades 7-8 Public School

Utica, NY 13502 2.3 miles
500 deerfield dr e

673 total students
11:1 Student teacher ratio

School Rating: B-

School Details

Thomas R Proctor High School

Grades 9-12 Public School

Utica, NY 13501 1 miles
1203 hilton ave

2569 total students
15:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Martin Luther King Jr Elementary School 0.4 miles Public KG-6 C
Watson Williams Elementary School 1 miles Public KG-6 C-
Utica Academy Of Science Charter School 1 miles Public KG-12 B
Albany Elementary School 1 miles Public KG-6 C
Christopher Columbus Elementary School 1.1 miles Public KG-6 C+
Kernan Elementary School 1.4 miles Public KG-6 D+
Senator James H Donovan Middle School 1.8 miles Public 7-8 C+
John F Hughes Elementary School 2 miles Public KG-6 C-
Thomas Jefferson Elementary School 2.1 miles Public KG-6 C+
Notre Dame Elementary School 2.3 miles Private PK-5
Hugh R Jones Elementary School 2.7 miles Public KG-6 B-
General Herkimer Elementary School 2.7 miles Public KG-6 C
Hughes Elementary School 2.8 miles Public KG-6 A
Deerfield Elementary School 2.9 miles Public KG-5 C+
Perry Junior High School 2.9 miles Public 7-9 A
New York Mills Junior-senior High School 3.2 miles Public 7-12 B-
New York Mills Elementary School 3.2 miles Public KG-6

Martin Luther King Jr Elementary School

Distance: 0.4 miles

Type Public

Grades: KG-6

C

Watson Williams Elementary School

Distance: 1 miles

Type Public

Grades: KG-6

C-

Utica Academy Of Science Charter School

Distance: 1 miles

Type Public

Grades: KG-12

B

Albany Elementary School

Distance: 1 miles

Type Public

Grades: KG-6

C

Christopher Columbus Elementary School

Distance: 1.1 miles

Type Public

Grades: KG-6

C+

Kernan Elementary School

Distance: 1.4 miles

Type Public

Grades: KG-6

D+

Senator James H Donovan Middle School

Distance: 1.8 miles

Type Public

Grades: 7-8

C+

John F Hughes Elementary School

Distance: 2 miles

Type Public

Grades: KG-6

C-

Thomas Jefferson Elementary School

Distance: 2.1 miles

Type Public

Grades: KG-6

C+

Notre Dame Elementary School

Distance: 2.3 miles

Type Private

Grades: PK-5

Hugh R Jones Elementary School

Distance: 2.7 miles

Type Public

Grades: KG-6

B-

General Herkimer Elementary School

Distance: 2.7 miles

Type Public

Grades: KG-6

C

Hughes Elementary School

Distance: 2.8 miles

Type Public

Grades: KG-6

A

Deerfield Elementary School

Distance: 2.9 miles

Type Public

Grades: KG-5

C+

Perry Junior High School

Distance: 2.9 miles

Type Public

Grades: 7-9

A

New York Mills Junior-senior High School

Distance: 3.2 miles

Type Public

Grades: 7-12

B-

New York Mills Elementary School

Distance: 3.2 miles

Type Public

Grades: KG-6

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Utica, NY 13501

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Utica, NY 13501

This community’s employment is highest in the healthcare practitioners and personal care industries. The area’s overall household expenses are below the national average.

82° July
Hottest Average Month
12° January
Coldest Average Month
15,428 Total Households in Area
-1.1% Increase in population since the year 2010
34.1%
of households
have children
18 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Utica, NY 13501

Utica, NY 13501 has a population of 39,885 people in 15,428 households with a median age of 34.7 years old.

-1.1%
Decrease in population
since the year 2010
Population is Trending down
15,361
Total households as of 2010
2.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 34.7 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 48%
Black 18%
Asian 18%
Hispanic 15%
Other 7%
Native American <1%
The most prevalent ethnicity is White at 48%, followed by Black at 18%, Asian at 18%, and Hispanic at 15%.

Economics
for Utica, NY 13501

4,532 /sq mi
Population Density
$49,035 /yr
Median Household Income
$185,000
Median Sales Price
18 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.86% of the households.

Transportation to Work

  • Drive 83%
  • Work from Home 7%
  • Walk or Bike 7%
  • Public Transit 3%

Occupancy by Type

Owned 8,001 47%
Rented 7,426 43%
Vacant 1,727 10%

White vs Blue Collar Jobs







White Collar 74%
Blue Collar 26%

Family & Education Facts
for Utica, NY 13501

34.7 Median Age

Average Household Size

2.5
persons per
household

35.1%

Married Households

Community Population By Education

High School Graduate 31%
Some High School 23%
Some College 17%
Associates Degree 11%
Bachelors Degree 11%
Graduate Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 30.91% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
34.1% of households have children

Weather
for Utica, NY 13501

The weather for this area ranges from a high of 82° F in July to a low of 12° F in January

82° July
Hottest Average Month
12° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
12°
30°
Feb
13°
32°
Mar
23°
41°
Apr
34°
56°
May
44°
68°
Jun
54°
77°
Jul
58°
82°
Aug
57°
80°
Sep
50°
72°
Oct
39°
60°
Nov
31°
46°
Dec
19°
34°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Utica, NY 13501!
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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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