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4183 Elmonte, Saginaw, MI 48638

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For Sale

$799,000

4 beds • 4 baths • 1 half baths • 3,171 sqft

Estimated Payment

$ 4,112 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • 1999
    Year built

  • $251.97
    Price per square foot

Explore this Property

This classy all brick ranch home is the epitome of comfortable, stylish living with over 6000 square feet of living space, overlooking the Saginaw Country Club Golf Course. From the captivating open floor plan to the seamless outdoor transitions, this home features four bedrooms, five bathrooms, an 11x8 prep kitchen with second range, refrigerator , dishwasher and microwave. The gourmet kitchen features high end appliances and granite countertops, perfect for the discerning chef. The primary suite is a luxurious retreat, offering a spa like bathroom and two walk in closets. The quality and craftsmanship is shown throughout the home. All solid surface flooring throughout as well as a second living space located in the lower level, featuring a great room, bedroom, bath and exercise /dance studio. A truly unique and captivating property, offering a harmonious blend of comfort and luxury.
MLS# 50169314

Listed By CENTURY 21 Signature Realty
5580 State Street, Saginaw, MI 48603

Property Features

  • Appliances
    Dishwasher, Garbage Disposal, Range / Oven, Refrigerator
  • Cooling
    Central A/C
  • Exterior Description
    Brick
  • Exterior Living Space
    Porch
  • Garage Count
    2 Car Garage
  • Garage Description
    Attached Garage
  • Heating - Fuel Type
    Gas
  • Heating Type
    Forced Air
  • Pre-Wiring
    Garage Door
  • Sewer
    Public
  • Style
    Other Style

Map and Directions

Directions to 4183 Elmonte, Saginaw, MI 48638

Home seller Meet the Agent,
Jan Hauck

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Jan Hauck

of CENTURY 21 Signature Realty

(989) 798-5217
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,112
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,112

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Arrowwood Elementary School

Grades 3-5 Public School

Saginaw, MI 48638 1.2 miles
5410 seidel rd

416 total students
15:1 Student teacher ratio

School Rating: D+

School Details

Westdale Elementary School

Grades PK-5 Public School

Saginaw, MI 48638 0.9 miles
705 s center rd

325 total students
16:1 Student teacher ratio

School Details

White Pine Middle School

Grades 6-8 Public School

Saginaw, MI 48638 1 miles
505 n center rd

1103 total students
17:1 Student teacher ratio

School Rating: C-

School Details

Heritage High School

Grades 9-12 Public School

Saginaw, MI 48603 2.7 miles
3465 n center rd

1440 total students
20:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Chester F Miller School 0.4 miles Public PK-6 D
The Woodley Leadership Academy 0.7 miles Public KG-8
St Johns Lutheran School 0.7 miles Private KG-8
Handley School 0.8 miles Public PK-5 A+
Arthur Hill High School 0.8 miles Public 9-12 C
The New Millennium Academy 0.9 miles Private 2-12
Thompson Middle School 1.1 miles Public 7-8 D-
Hemmeter Elementary School 1.2 miles Public PK-5 A+
Michigan Lutheran Seminary 1.3 miles Private 9-12
Good Shepherd Early Childhood 1.4 miles Private PK-TKG
Merrill Park Elementary School 1.5 miles Public PK-6 D-
Kempton Elementary School 1.6 miles Public PK-6 D-
St Paul's Lutheran School 1.6 miles Private KG-8
Holy Cross Lutheran School 1.7 miles Private KG-8
Nouvel Catholic Central Elementary School 1.7 miles Private PK-8
Weiss Elementary School 1.7 miles Public PK-5 D
Herig School 1.8 miles Public PK-6 F

Chester F Miller School

Distance: 0.4 miles

Type Public

Grades: PK-6

D

The Woodley Leadership Academy

Distance: 0.7 miles

Type Public

Grades: KG-8

St Johns Lutheran School

Distance: 0.7 miles

Type Private

Grades: KG-8

Handley School

Distance: 0.8 miles

Type Public

Grades: PK-5

A+

Arthur Hill High School

Distance: 0.8 miles

Type Public

Grades: 9-12

C

The New Millennium Academy

Distance: 0.9 miles

Type Private

Grades: 2-12

Thompson Middle School

Distance: 1.1 miles

Type Public

Grades: 7-8

D-

Hemmeter Elementary School

Distance: 1.2 miles

Type Public

Grades: PK-5

A+

Michigan Lutheran Seminary

Distance: 1.3 miles

Type Private

Grades: 9-12

Good Shepherd Early Childhood

Distance: 1.4 miles

Type Private

Grades: PK-TKG

Merrill Park Elementary School

Distance: 1.5 miles

Type Public

Grades: PK-6

D-

Kempton Elementary School

Distance: 1.6 miles

Type Public

Grades: PK-6

D-

St Paul's Lutheran School

Distance: 1.6 miles

Type Private

Grades: KG-8

Holy Cross Lutheran School

Distance: 1.7 miles

Type Private

Grades: KG-8

Nouvel Catholic Central Elementary School

Distance: 1.7 miles

Type Private

Grades: PK-8

Weiss Elementary School

Distance: 1.7 miles

Type Public

Grades: PK-5

D

Herig School

Distance: 1.8 miles

Type Public

Grades: PK-6

F

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Saginaw, MI 48638

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Saginaw, MI 48638

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

84° July
Hottest Average Month
16° January
Coldest Average Month
5,953 Total Households in Area
-0.3% Increase in population since the year 2010
22.3%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Saginaw, MI 48638

Saginaw, MI 48638 has a population of 13,271 people in 5,953 households with a median age of 44.1 years old.

-0.3%
Decrease in population
since the year 2010
Population is Trending down
6,106
Total households as of 2010
0.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.1 years old. The smallest percentage group is 25-34 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 73%
Black 13%
Hispanic 11%
Other 3%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 73%, followed by Black at 13%, Hispanic at 11%, and Other at 3%.

Economics
for Saginaw, MI 48638

1,956 /sq mi
Population Density
$64,616 /yr
Median Household Income
$199,950
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.71% of the households.

Transportation to Work

  • Drive 91%
  • Work from Home 8%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 4,027 64%
Rented 1,926 31%
Vacant 306 5%

White vs Blue Collar Jobs







White Collar 74%
Blue Collar 26%

Family & Education Facts
for Saginaw, MI 48638

44.1 Median Age

Average Household Size

2.2
persons per
household

41.2%

Married Households

Community Population By Education

Some College 28%
Bachelors Degree 22%
High School Graduate 21%
Graduate Degree 13%
Associates Degree 11%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 27.65% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.3% of households have children

Weather
for Saginaw, MI 48638

The weather for this area ranges from a high of 84° F in July to a low of 16° F in January

84° July
Hottest Average Month
16° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
16°
30°
Feb
16°
32°
Mar
25°
43°
Apr
36°
58°
May
46°
70°
Jun
55°
80°
Jul
60°
84°
Aug
58°
82°
Sep
51°
74°
Oct
41°
62°
Nov
31°
47°
Dec
21°
35°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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