4198 N Paul, Bay City, MI 48706

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For Sale

^$26,500

0.22 acres

Estimated Payment

^$ 166 /mo. ^†

6.67% APR for 30 yrs.
$352 in taxes
Change Loan Terms

CENTURY 21 Signature Realty

415 S Euclid Bay City, MI 48706
Phone: (989) 686-4500

Other Residential
Property type
0.2 acres
Lot size

Explore this Property

MLS# 50164594

Courtesy Of Berkshire Hathaway HomeServices Michigan Real Estate
536 Perry Road, Grand Blanc, MI 48439
(989) 790-9292

Property Features

Architecture Style

Other
Lot Size

0.22 Acres

Map and Directions

Directions to 4198 N Paul, Bay City, MI 48706

Home seller CENTURY 21 Signature Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Signature Realty

(989) 686-4500

Learn More About Us

Mortgage Calculator

Purchase Price

Down Payment

$ %

Loan Term

15 year 20 year 30 year

Interest Rate

Monthly Payment Breakdown

Principle and Interest
$136
Property Taxes
$29
Hazard Insurance
$0
Private Mortgage Insurance
$0
HOA Dues
$0
Total Monthly Payment:
$166

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Bangor Central School

Grades PK-5 Public School

Bay City, MI 48706 1 miles
208 state park dr

253 total students
15:1 Student teacher ratio

School Rating: B+

School Details

Bangor West Central School

Grades KG-5 Public School

Bay City, MI 48706 2 miles
3175 wilder rd

253 total students
17:1 Student teacher ratio

School Rating: C+

School Details

Christa Mcauliffe Middle School

Grades 6-8 Public School

Bay City, MI 48706 2.1 miles
3281 kiesel rd

490 total students
16:1 Student teacher ratio

School Rating: C

School Details

Other Nearby Schools	Distance	Type	Grades	School Rating
Linsday Elementary School	0.7 miles	Public	PK-5
State Street Academy	0.9 miles	Public	PK-7	B
Bay City Eastern High School	1.8 miles	Public	9-12	F
Handy Middle School	2 miles	Public	6-8	D+
Faith Lutheran School	2.3 miles	Private	PK-8

St Johns Lutheran School	2.4 miles	Private	KG-8
Washington Elementary School	2.4 miles	Public	PK-5	C
Bay City Academy Farragut Campus	2.5 miles	Public	PK-12	C-
Bangor Township Virtual School	2.5 miles	Public	KG-12	C
Wr Bush Elementary School	2.5 miles	Public	PK-1
Bayarenac Community High School	2.5 miles	Public	9-12	D-
Bangor Lincoln School	2.5 miles	Public	KG-5	C
Isdlocal Programs	2.6 miles	Public	PK-12
Immanuel Lutheran School	2.6 miles	Private	PK-8
Kolb Elementary School	2.8 miles	Public	PK-5	C+
All Saints Elementary School	2.8 miles	Private	PK-5

Linsday Elementary School

Distance: 0.7 miles

Type Public

Grades: PK-5

State Street Academy

Distance: 0.9 miles

Type Public

Grades: PK-7

Bay City Eastern High School

Distance: 1.8 miles

Type Public

Grades: 9-12

Handy Middle School

Distance: 2 miles

Type Public

Grades: 6-8

D+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Bay City, MI 48706

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Bay City, MI 48706

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

83° July

Hottest Average Month

15° January

Coldest Average Month

16,625 Total Households in Area

-1.2% Increase in population since the year 2010

26.8%

of households
have children

21 minutes

Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Bay City, MI 48706

Bay City, MI 48706 has a population of 38,812 people in 16,625 households with a median age of 44.3 years old.

-1.2%

Decrease in population
since the year 2010

Population is Trending down

17,289

Total households as of 2010

-1%

projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White	90%
Hispanic	6%
Black	1%
Other	1%
Asian	<1%
Native American	<1%

The most prevalent ethnicity is White at 90%, followed by Hispanic at 6%, Black at 1%, and Other at 1%.

Economics
for Bay City, MI 48706

524 /sq mi

Population Density

$60,829 /yr

Median Household Income

$160,100

Median Sales Price

21 min

Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.39% of the households.

Transportation to Work

Drive 92%
Work from Home 5%
Walk or Bike 3%
Public Transit 0%

Occupancy by Type

Owned	12,659	71%
Rented	3,966	22%
Vacant	1,181	7%

White vs Blue Collar Jobs

White Collar	67%
Blue Collar	33%

Family & Education Facts
for Bay City, MI 48706

44.3 Median Age

Average Household Size

2.3

persons per
household

42.6%

Married Households

Community Population By Education

High School Graduate	32%
Some College	26%
Bachelors Degree	15%
Associates Degree	10%
Some High School	9%
Graduate Degree	8%

Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 32.27% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)

26.8% of households have children

Weather
for Bay City, MI 48706

The weather for this area ranges from a high of 83° F in July to a low of 15° F in January

83° July

Hottest Average Month

15° January

Coldest Average Month

Average Temperature by Month

Low (°F)

High (°F)

Jan

15°

29°

Feb

15°

31°

Mar

24°

41°

Apr

35°

55°

May

46°

68°

Jun

56°

78°

Jul

60°

83°

Aug

58°

80°

Sep

51°

72°

Oct

41°

61°

Nov

31°

46°

Dec

21°

34°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Bay City, MI 48706!
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An Equal Opportunity Company

Copyright © 2025 Multiple Listing Service MiRealSource. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

4198 N Paul, Bay City, MI 48706

$26,500

$ 166 /mo. †

Explore this Property

Property Features

Map and Directions

Home seller CENTURY 21 Signature Realty

CENTURY 21 Signature Realty

Mortgage Calculator

Monthly Payment Breakdown

Schools

Bangor Central School

Bangor West Central School

Christa Mcauliffe Middle School

John Glenn High School

Local area information for Bay City, MI 48706

Bay City, MI 48706

Household Expenses vs National Average

Demographic facts for Bay City, MI 48706

Community Population By Age

Community Population By Ethnicity

Economics for Bay City, MI 48706

Household Expenses vs National Average

Household by Income

Transportation to Work

Occupancy by Type

White vs Blue Collar Jobs

Family & Education Facts for Bay City, MI 48706

Average Household Size

Community Population By Education

Household Family Expenses vs National Average

Weather for Bay City, MI 48706

Average Temperature by Month

Precipitation

4198 N Paul Bay City , MI 48706

CENTURY 21 Signature Realty

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CENTURY 21 Signature Realty

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CENTURY 21 Signature Realty

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^$26,500

^$ 166 /mo. ^†

Demographic facts
for Bay City, MI 48706

Economics
for Bay City, MI 48706

Family & Education Facts
for Bay City, MI 48706

Weather
for Bay City, MI 48706

4198 N Paul
Bay City , MI 48706