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4208 Ballard Ridge Ct Lot 8, Smithfield, KY 40068

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For Sale

$789,900

4 beds • 2 baths • 1 half baths • 2,500 sqft

Estimated Payment

$ 4,141 /mo. †

6.85% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $315.96
    Price per square foot

  • New Construction
    Age

Explore this Property

JUST IN TIME FOR THE NEW YEAR!!! PRICE IMPROVEMENT !! Make an appointment to see this newly constructed home built by Walt Schumm Custom Building in beautiful Estates of Ballard Woods. Take advantage of an incredibly low rate financing rate provided by the developer. There is not anything builder-grade about this spec home you'll find perfectly chosen details in every room. Kitchen features GE Cafe appliances including a 36'' gas cooktop, a built-in wall oven and convection microwave oven; gorgeous natural counters with cabinets by Creative Kitchen & Bath, and Brecher's Lighting pendants and chandelier. Come tour this home on your own by using a personal entry code you can receive by text! You'll love the walkout fall-away lot and large basement, the tall trees and privacy available at Estates of Ballard Woods!
MLS# 1667909

Courtesy Of RE/MAX Real Estate Center

(502) 222-5212

Open Houses

March

2

Sunday

In Person

Sunday, March 2, 2025

2:00PM - 4:00PM

Property Features

  • Age
    New Construction
  • Amenities
    Deck, Porch
  • Architecture Style
    New Traditional
  • Exterior Type
    Stone
  • Lot Size
    1.04 Acres
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 4208 Ballard Ridge Ct Lot 8, Smithfield, KY 40068

Home seller CENTURY 21 Simpson & Associates

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Simpson & Associates

(502) 223-1600
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,141
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,141

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Locust Grove Elementary School

Grades KG-5 Public School

Crestwood, KY 40014 3.2 miles
1231 e highway 22

575 total students
15:1 Student teacher ratio

School Rating: C

School Details

East Oldham Middle School

Grades 6-8 Public School

Crestwood, KY 40014 3.1 miles
1201 e highway 22

635 total students
16:1 Student teacher ratio

School Rating: A

School Details

Oldham County High School

Grades 9-12 Public School

Buckner, KY 40010 6.5 miles
1150 n hwy 393

1689 total students
20:1 Student teacher ratio

School Rating: B+

School Details
Other Nearby Schools Distance Type Grades School Rating
Lagrange Elementary School 4.4 miles Public KG-5 B+
Centerfield Elementary School 5.1 miles Public KG-5 B+

Lagrange Elementary School

Distance: 4.4 miles

Type Public

Grades: KG-5

B+

Centerfield Elementary School

Distance: 5.1 miles

Type Public

Grades: KG-5

B+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Smithfield, KY 40068

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Smithfield, KY 40068

This community’s employment is highest in the construction and food industries. The area’s overall household expenses are above the national average.

88° July
Hottest Average Month
23° January
Coldest Average Month
1,175 Total Households in Area
2.3% Increase in population since the year 2010
24.6%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Smithfield, KY 40068

Smithfield, KY 40068 has a population of 3,140 people in 1,175 households with a median age of 42.5 years old.

2.3%
Increase in population
since the year 2010
Population is Trending up
1,133
Total households as of 2010
4.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Hispanic 3%
Black 1%
Other 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Hispanic at 3%, Black at 1%, and Other at 1%.

Economics
for Smithfield, KY 40068

71 /sq mi
Population Density
$79,887 /yr
Median Household Income
$322,500
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.86% of the households.

Transportation to Work

  • Drive 80%
  • Work from Home 20%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 1,017 83%
Rented 158 13%
Vacant 51 4%

White vs Blue Collar Jobs







White Collar 64%
Blue Collar 36%

Family & Education Facts
for Smithfield, KY 40068

42.5 Median Age

Average Household Size

2.7
persons per
household

63.4%

Married Households

Community Population By Education

High School Graduate 37%
Some College 24%
Bachelors Degree 12%
Some High School 11%
Graduate Degree 9%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 36.6% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
24.6% of households have children

Weather
for Smithfield, KY 40068

The weather for this area ranges from a high of 88° F in July to a low of 23° F in January

88° July
Hottest Average Month
23° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
23°
41°
Feb
25°
45°
Mar
33°
56°
Apr
42°
67°
May
52°
76°
Jun
61°
84°
Jul
64°
88°
Aug
63°
87°
Sep
56°
81°
Oct
44°
69°
Nov
34°
55°
Dec
26°
44°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Greater Louisville Association of REALTORS&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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