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4220 Water Oak Lane, Smithton, IL 62285

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For Sale
Sale Pending

$659,000

5 beds • 3 baths • 1 half baths • 6,919 sqft

Estimated Payment

$ 4,659 /mo. †

6.67% APR for 30 yrs.
$15,206 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $95.24
    Price per square foot

  • 21-30 Years Old
    Age

  • Basement
    Rooms

Explore this Property

This stunning ranch home features a plethora of square footage, providing ample space for comfortable living and entertaining. As you walk in the front door you will be pleasantly surprised to see how the home opens up with a vaulted ceiling and an abundance of natural light. The spacious kitchen is ideal for culinary enthusiasts, complete with granite countertops, two large islands, and Viking appliances. One of the highlights of this home is the inviting all seasons room, with slate flooring and Bali blinds, perfect for enjoying the tranquil views year-round. The finished basement offers additional living space, complete with a kitchen, large office, and a screened in porch. As you walk through the home you will notice upgrades such as the detail in the hardwood in the dining room, travertine tile, an extra wide staircase, oversized garage, 9 foot ceilings, and more! Meticulously maintained, this house is ready for you to move in and make it your own.
MLS# 24021434

Courtesy Of RE/MAX Preferred

2362111

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Vaulted Ceiling
  • Appliances
    Cooktop, Cooktop - Gas, Dishwasher, Garbage Disposer, Microwave, Oven - Gas, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Cooling System
    Zoned A/C
  • Exterior Type
    Brick, Vinyl Siding
  • Fireplace
    Fireplace
  • Heating System
    Fireplace, Forced Air
  • Lot Size
    1.08 Acres
  • Rooms
    Basement, Dining Room, Family Room, Kitchen, Living Room, Office

Map and Directions

Directions to 4220 Water Oak Lane, Smithton, IL 62285

Home seller CENTURY 21 Advantage Real Estate, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Advantage Real Estate, Inc.

(618) 281-7621
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,391
  • Property Taxes
    $1,267
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,659

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Smithton Elementary School

Grades PK-8 Public School

Smithton, IL 62285 2.4 miles
Po box 395

539 total students

School Rating: B-

School Details

Freeburg Community High School

Grades 9-12 Public School

Freeburg, IL 62243 6.3 miles
401 s monroe st

672 total students

School Rating: A

School Details
Other Nearby Schools Distance Type Grades School Rating
St John The Baptist School 2.5 miles Private KG-8

St John The Baptist School

Distance: 2.5 miles

Type Private

Grades: KG-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Smithton, IL 62285

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Smithton, IL 62285

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

89° July
Hottest Average Month
21° January
Coldest Average Month
1,391 Total Households in Area
-2.1% Increase in population since the year 2010
29.8%
of households
have children
28 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Smithton, IL 62285

Smithton, IL 62285 has a population of 3,574 people in 1,391 households with a median age of 43.2 years old.

-2.1%
Decrease in population
since the year 2010
Population is Trending down
1,443
Total households as of 2010
0.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.2 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 1%
Black <1%
Asian <1%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 1%, Black at <1%, and Asian at <1%.

Economics
for Smithton, IL 62285

222 /sq mi
Population Density
$98,948 /yr
Median Household Income
$315,000
Median Sales Price
28 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $125-149,999k representing 16.42% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 7%
  • Walk or Bike 0%
  • Public Transit 0%

Occupancy by Type

Owned 1,238 86%
Rented 153 11%
Vacant 56 4%

White vs Blue Collar Jobs







White Collar 76%
Blue Collar 24%

Family & Education Facts
for Smithton, IL 62285

43.2 Median Age

Average Household Size

2.6
persons per
household

73.2%

Married Households

Community Population By Education

Some College 25%
Bachelors Degree 23%
High School Graduate 20%
Associates Degree 15%
Graduate Degree 14%
Some High School 3%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 25.05% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.8% of households have children

Weather
for Smithton, IL 62285

The weather for this area ranges from a high of 89° F in July to a low of 21° F in January

89° July
Hottest Average Month
21° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
21°
39°
Feb
25°
45°
Mar
34°
55°
Apr
45°
67°
May
54°
77°
Jun
63°
85°
Jul
68°
89°
Aug
65°
88°
Sep
57°
81°
Oct
46°
70°
Nov
35°
55°
Dec
26°
43°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 MARIS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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