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428 Bayview Drive, Harkers Island, NC 28531

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For Sale

$469,000

3 beds • 2 baths • 1 half baths • 1,681 sqft

Estimated Payment

$ 2,468 /mo. †

6.63% APR for 30 yrs.
$766 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $279.00
    Price per square foot

  • 41-50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Lovingly maintained 3 bedroom, 2 1/2 bath brick home with water views. Step up to the breezy front porch and turn around to see the wonderful water views then sit a spell. This home is NOT located in an AE flood zone. Walk inside to the welcoming foyer and the open floorplan that allows for family gatherings and entertaining, or just a quiet evening in front of the fireplace. There is a dining area for small or large gatherings and the kitchen has stainless appliances and plenty of cabinetry. Down the hall is a guest bedroom with hall bath and the primary suite with 2 closets and full bath with walk in tiled shower. Toward the back of the house is another guest bedroom and the laundry room with half bath making it convenient when entertaining in the back yard. At the back of the house is an attached covered carport, a separate workshop with storage and outdoor shower. You'll love relaxing on the back deck under some of the beautiful Live Oak trees Harkers Island is known for. The deck has a kitchenette convenient for outdoor cooking and a nice private yard. The shade canopies over the deck will convey. This home has an on demand tankless hot water heater. The owners are looking for someone else to love it as much as they have. Could that be you? Come and live the island life today.
MLS# 100486432

Courtesy Of Sandcastle Realty

(919) 260-9533

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Deck, Porch
  • Appliances
    Dishwasher, Washer
  • Architecture Style
    Other
  • Exterior Type
    Brick, Brick Veneer, Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Laminate
  • Heating System
    Fireplace, Forced Air, Heat Pump
  • Lot Size
    0.44 Acres
  • View Type
    Water

Map and Directions

Directions to 428 Bayview Drive, Harkers Island, NC 28531

Home seller CENTURY 21 Sail/Loft Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Sail/Loft Realty

(252) 249-1787
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,404
  • Property Taxes
    $63
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,468

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Harkers Island Elementary School

Grades KG-5 Public School

Harkers Island, NC 28531 0.5 miles
1163 island rd

99 total students
11:1 Student teacher ratio

School Rating: C+

School Details

East Carteret High School

Grades 9-12 Public School

Beaufort, NC 28516 7.8 miles
3263 hwy 70 beaufort

548 total students
14:1 Student teacher ratio

School Rating: B+

School Details
Other Nearby Schools Distance Type Grades School Rating
Smyrna Elementary And Down East Middle School 4.5 miles Public PK-8 B

Smyrna Elementary And Down East Middle School

Distance: 4.5 miles

Type Public

Grades: PK-8

B

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Harkers Island, NC 28531

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Harkers Island, NC 28531

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

88° July
Hottest Average Month
36° January
Coldest Average Month
414 Total Households in Area
2.6% Increase in population since the year 2010
17.8%
of households
have children
33 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Harkers Island, NC 28531

Harkers Island, NC 28531 has a population of 853 people in 414 households with a median age of 54.7 years old.

2.6%
Increase in population
since the year 2010
Population is Trending up
401
Total households as of 2010
3.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 54.7 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 97%
Hispanic <1%
Black <1%
Other <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 97%, followed by Hispanic at <1%, Black at <1%, and Other at <1%.

Economics
for Harkers Island, NC 28531

94 /sq mi
Population Density
$61,516 /yr
Median Household Income
$305,000
Median Sales Price
33 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 20.2% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 4%
  • Public Transit 2%
  • Walk or Bike 1%

Occupancy by Type

Vacant 464 53%
Owned 344 39%
Rented 70 8%

White vs Blue Collar Jobs







White Collar 67%
Blue Collar 33%

Family & Education Facts
for Harkers Island, NC 28531

54.7 Median Age

Average Household Size

2.1
persons per
household

60.9%

Married Households

Community Population By Education

Some College 30%
High School Graduate 25%
Bachelors Degree 16%
Some High School 10%
Associates Degree 10%
Graduate Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 30.38% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
17.8% of households have children

Weather
for Harkers Island, NC 28531

The weather for this area ranges from a high of 88° F in July to a low of 36° F in January

88° July
Hottest Average Month
36° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
36°
54°
Feb
38°
56°
Mar
44°
62°
Apr
52°
71°
May
60°
78°
Jun
68°
84°
Jul
72°
88°
Aug
72°
87°
Sep
67°
82°
Oct
57°
74°
Nov
47°
66°
Dec
39°
57°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Hive MLS / Carteret County Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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