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430 Maple, Harbor Springs, MI 49740

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For Sale

$1,580,000

6 beds • 5 baths • 1 half baths • 3,472 sqft

Estimated Payment

$ 8,131 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $455.07
    Price per square foot

  • 6-10 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Welcome to 430 Maple St, Harbor Springs, MI - a stunning modern home that perfectly blends comfort and simplicity, on a quiet residential street in the heart of this charming town. Built just five years ago, this residence has a fresh, and updated design. With 6 spacious bedrooms and 5.5 bathrooms - including a main floor master with en suite, two large upstairs bedrooms with en suite, and three additional bedrooms, this home provides plentiful space for family and guests. The partially finished basement adds versatility, offering an ideal space for a home theater, game room, or additional living area. An unfinished portion of the basement provides flexibility waiting on your creative vision, while also boasting a generous storage area. Enjoy the beautiful outdoor space that features a covered patio with a ceiling fan and a cozy outdoor stone fireplace nestled in a beautifully landscaped backyard that s perfect for gatherings or peaceful retreats. The property features a detached two-car garage ensuring convenience and extra storage. It also has a 100 Amp electrical service and a hard wired 240 volt electric vehicle charging station. Located centrally in uptown Harbor Springs, you re just moments away from local shops, dining, recreational activities, and public schools. This exceptional home combines contemporary luxury with a prime location, making it the perfect haven for those seeking a blend of style and convenience. Don't miss this opportunity Call for details or a showing today!
MLS# 474757

Courtesy Of Berkshire Hathaway HomeServices Michigan Real Estate
102 East Main Street, Harbor Springs, MI 49740
(231) 526-9800

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Fireplace
    Fireplace
  • Heating System
    Forced Air
  • Lot Size
    0.2 Acres
  • Roof Type
    Asphalt
  • Rooms
    Basement, Dining Room, Family Room, Kitchen, Living Room
  • View Type
    Water

Map and Directions

Directions to 430 Maple, Harbor Springs, MI 49740

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $8,131
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $8,131

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Blackbird Elementary School

Grades PK-1 Public School

Harbor Springs, MI 49740 0.2 miles
421 e lake st

98 total students
10:1 Student teacher ratio

School Details

Shay Elementary School

Grades 2-4 Public School

Harbor Springs, MI 49740 0.2 miles
175 e lake st

159 total students
12:1 Student teacher ratio

School Details

Harbor Springs Middle School

Grades 5-8 Public School

Harbor Springs, MI 49740 0.3 miles
800 state st

241 total students
15:1 Student teacher ratio

School Rating: B

School Details

Harbor Springs High School

Grades 9-12 Public School

Harbor Springs, MI 49740 0.2 miles
500 n spring st

251 total students
15:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Harbor Light Christian School 3.9 miles Private PK-12
Lincoln School 4.4 miles Public KG-5 A
St Francis Xavier School 4.5 miles Private PK-8
Central Elementary School 4.6 miles Public KG-5 B
Petoskey Montessori Elementary School 4.7 miles Public PK-5
Petoskey High School 4.9 miles Public 9-12 A-
St Michael Academy 4.9 miles Private 8-12
Ottawa Elementary School 5 miles Public KG-5 B-
Sheridan School 5.1 miles Public KG-5 A-
Petoskey Middle School 5.2 miles Public 6-8 B+

Harbor Light Christian School

Distance: 3.9 miles

Type Private

Grades: PK-12

Lincoln School

Distance: 4.4 miles

Type Public

Grades: KG-5

A

St Francis Xavier School

Distance: 4.5 miles

Type Private

Grades: PK-8

Central Elementary School

Distance: 4.6 miles

Type Public

Grades: KG-5

B

Petoskey Montessori Elementary School

Distance: 4.7 miles

Type Public

Grades: PK-5

Petoskey High School

Distance: 4.9 miles

Type Public

Grades: 9-12

A-

St Michael Academy

Distance: 4.9 miles

Type Private

Grades: 8-12

Ottawa Elementary School

Distance: 5 miles

Type Public

Grades: KG-5

B-

Sheridan School

Distance: 5.1 miles

Type Public

Grades: KG-5

A-

Petoskey Middle School

Distance: 5.2 miles

Type Public

Grades: 6-8

B+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Harbor Springs, MI 49740

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Harbor Springs, MI 49740

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

78° July
Hottest Average Month
10° February
Coldest Average Month
3,420 Total Households in Area
0.7% Increase in population since the year 2010
19.1%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Harbor Springs, MI 49740

Harbor Springs, MI 49740 has a population of 7,745 people in 3,420 households with a median age of 53.4 years old.

0.7%
Increase in population
since the year 2010
Population is Trending up
3,447
Total households as of 2010
1.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 53.4 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Native American 3%
Hispanic 2%
Other <1%
Asian <1%
Black <1%
The most prevalent ethnicity is White at 91%, followed by Native American at 3%, Hispanic at 2%, and Other at <1%.

Economics
for Harbor Springs, MI 49740

54 /sq mi
Population Density
$72,803 /yr
Median Household Income
$391,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.67% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 12%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 2,953 48%
Vacant 2,770 45%
Rented 467 8%

White vs Blue Collar Jobs







White Collar 77%
Blue Collar 23%

Family & Education Facts
for Harbor Springs, MI 49740

53.4 Median Age

Average Household Size

2.2
persons per
household

61.2%

Married Households

Community Population By Education

Bachelors Degree 25%
High School Graduate 23%
Some College 22%
Graduate Degree 18%
Associates Degree 9%
Some High School 3%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 24.87% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
19.1% of households have children

Weather
for Harbor Springs, MI 49740

The weather for this area ranges from a high of 78° F in July to a low of 10° F in February

78° July
Hottest Average Month
10° February
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
12°
27°
Feb
10°
30°
Mar
18°
40°
Apr
30°
53°
May
40°
67°
Jun
50°
73°
Jul
56°
78°
Aug
56°
76°
Sep
49°
68°
Oct
40°
56°
Nov
30°
43°
Dec
20°
32°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Northern Michigan MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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