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431 Bay Street, Mount Carmel, TN 37645

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For Sale
Sale Pending

$99,900

2 beds • 1 baths • 952 sqft

Estimated Payment

$ 532 /mo. †

6.63% APR for 30 yrs.
$238 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $104.94
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This delightful one-level home features 2 cozy bedrooms and a well-appointed bathroom, perfect for first-time homebuyers or anyone seeking budget-friendly living. Nestled in a fantastic location, this property offers convenience to shopping, dining, and medical. The home boasts a newer HVAC system, updated bathroom, and one level living! Outside, a spacious detached building provides versatile options; whether you need a garage, workshop, or extra storage, this space has you covered! Don't miss your chance to own this wonderful home that combines comfort, convenience, and great value. Schedule your viewing today!
MLS# 9969833

Courtesy Of Greater Impact Realty Kingsport

(423) 530-7185

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch
  • Appliances
    Dryer, Refrigerator
  • Architecture Style
    Ranch
  • Cooling System
    Heat Pumps
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Carpet, Laminate, Vinyl
  • Heating System
    Central Furnace
  • Lot Size
    0.18 Acres

Map and Directions

Directions to 431 Bay Street, Mount Carmel, TN 37645

Home seller CENTURY 21 Legacy

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CENTURY 21 Legacy

(423) 239-6112
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $512
  • Property Taxes
    $19
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $532

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Church Hill Intermediate School

Grades 5-6 Public School

Church Hill, TN 37642 4 miles
301 park ave

352 total students
13:1 Student teacher ratio

School Rating: C+

School Details

Mt. Carmel Elementary School

Grades PK-4 Public School

Mount Carmel, TN 37645 0.9 miles
127 cherry st

267 total students
12:1 Student teacher ratio

School Rating: A

School Details

Church Hill Middle School

Grades 7-8 Public School

Church Hill, TN 37642 4.1 miles
211 oak st

390 total students
15:1 Student teacher ratio

School Rating: B+

School Details

Volunteer High School

Grades 9-12 Public School

Church Hill, TN 37642 7.7 miles
1050 volunteer st

1081 total students
15:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
George Washington Elementary School 0.8 miles Public KG-5 B+
Apostolic Gospel Academy 3.2 miles Private 1-12
Church Hill Elementary School 3.4 miles Public KG-4 C+
Carter's Valley Elementary School 3.7 miles Public KG-4 C-
Theodore Roosevelt Elementary School 3.8 miles Public KG-5 B+
Top Academy 3.9 miles Private KG-12
Andrew Jackson Elementary School 4.4 miles Public KG-5 C
John F. Kennedy Elementary School 4.6 miles Public PK-5 B+
Yuma Elementary School 4.7 miles Public PK-6 A-
Sullivan Gardens Elementary School 5.5 miles Public KG-5 B-
Mcpheeter's Bend Elementary School 6 miles Public KG-4

George Washington Elementary School

Distance: 0.8 miles

Type Public

Grades: KG-5

B+

Apostolic Gospel Academy

Distance: 3.2 miles

Type Private

Grades: 1-12

Church Hill Elementary School

Distance: 3.4 miles

Type Public

Grades: KG-4

C+

Carter's Valley Elementary School

Distance: 3.7 miles

Type Public

Grades: KG-4

C-

Theodore Roosevelt Elementary School

Distance: 3.8 miles

Type Public

Grades: KG-5

B+

Top Academy

Distance: 3.9 miles

Type Private

Grades: KG-12

Andrew Jackson Elementary School

Distance: 4.4 miles

Type Public

Grades: KG-5

C

John F. Kennedy Elementary School

Distance: 4.6 miles

Type Public

Grades: PK-5

B+

Yuma Elementary School

Distance: 4.7 miles

Type Public

Grades: PK-6

A-

Sullivan Gardens Elementary School

Distance: 5.5 miles

Type Public

Grades: KG-5

B-

Mcpheeter's Bend Elementary School

Distance: 6 miles

Type Public

Grades: KG-4

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Mount Carmel, TN 37645

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Mount Carmel, TN 37645

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are above the national average.

87° July
Hottest Average Month
27° January
Coldest Average Month
2,069 Total Households in Area
2.2% Increase in population since the year 2010
29%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Mount Carmel, TN 37645

Mount Carmel, TN 37645 has a population of 5,007 people in 2,069 households with a median age of 45.7 years old.

2.2%
Increase in population
since the year 2010
Population is Trending up
2,026
Total households as of 2010
2.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.7 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 93%
Hispanic 2%
Black 2%
Asian <1%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 93%, followed by Hispanic at 2%, Black at 2%, and Asian at <1%.

Economics
for Mount Carmel, TN 37645

628 /sq mi
Population Density
$68,411 /yr
Median Household Income
$326,000
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.49% of the households.

Transportation to Work

  • Drive 88%
  • Work from Home 10%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 1,695 75%
Rented 374 17%
Vacant 178 8%

White vs Blue Collar Jobs







White Collar 66%
Blue Collar 34%

Family & Education Facts
for Mount Carmel, TN 37645

45.7 Median Age

Average Household Size

2.4
persons per
household

58.9%

Married Households

Community Population By Education

High School Graduate 40%
Some College 24%
Bachelors Degree 17%
Associates Degree 8%
Graduate Degree 7%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.94% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29% of households have children

Weather
for Mount Carmel, TN 37645

The weather for this area ranges from a high of 87° F in July to a low of 27° F in January

87° July
Hottest Average Month
27° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
27°
47°
Feb
29°
51°
Mar
35°
60°
Apr
43°
70°
May
52°
78°
Jun
60°
84°
Jul
64°
87°
Aug
63°
86°
Sep
57°
82°
Oct
45°
71°
Nov
35°
59°
Dec
29°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Mount Carmel, TN 37645!
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Copyright © 2025 Tennessee Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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