431 Loder St, Waverly, NY 14892
$75,000
3 beds • 1 baths • 1 half baths • 1,874 sqft
Estimated Payment
$ 385 /mo. †
6.65%
APR for
30 yrs.
$0 in taxes
Change Loan Terms
-
Single Family Detached
Property type -
Newly Listed
Time on Century 21 -
1890
Year built -
$40.02
Price per square foot
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Listed By CENTURY 21 Jackson Real Estate
Property Features
-
AgeOver 50 Years Old
-
AppliancesDryer, Range / Oven, Refrigerator, Washer
-
Lot Size0.1 Acres
-
SewerPublic
-
StyleOther Style
Home seller
Meet the Agent,
Carrie Henry
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Mortgage Calculator
Monthly Payment Breakdown
-
Principle and Interest
$385
-
Property Taxes
$0
-
Hazard Insurance
$0
-
Private Mortgage Insurance
$0
-
HOA Dues
$0
-
Total Monthly Payment:
$385
Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.
Schools
Lincoln Street Elementary School
Grades PK-1 Public School
Waverly, NY 14892
0.5 miles
45 lincoln st
284 total students
15:1 Student teacher ratio
Elm Street Elementary School
Grades 2-4 Public School
Waverly, NY 14892
0.7 miles
145 elm st
317 total students
10:1 Student teacher ratio
Waverly Middle School
Grades 5-8 Public School
Waverly, NY 14892
1 miles
1 frederick st
459 total students
14:1 Student teacher ratio
Waverly High School
Grades 9-12 Public School
Waverly, NY 14892
1 miles
1 frederick st
430 total students
13:1 Student teacher ratio
Other Nearby Schools | Distance | Type | Grades | School Rating |
---|---|---|---|---|
Snyder Elementary School | 1.1 miles | Public | KG-6 | C- |
Epiphany School | 1.3 miles | Private | PK-6 | |
Sayre Junior-senior High School | 1.8 miles | Public | 7-12 | C- |
Audrielle Lynch-ellen Bustin Elementary School | 2.4 miles | Public | KG-5 | C |
Athens Area High School | 2.4 miles | Public | 9-12 | C |
Harlan Rowe Middle School | 2.4 miles | Public | 6-8 | C |
School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.
Local area information for Waverly, NY 14892
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Waverly, NY 14892
This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

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Household Expenses vs National Average
Demographic facts
for Waverly, NY 14892
Waverly, NY 14892 has a population of 7,567 people in 3,168 households with a median age of 42.4 years old.

since the year 2010
Population is Trending down
households in 5 years
Community Population By Age
Community Population By Ethnicity
White | 92% |
Hispanic | 2% |
Black | 1% |
Other | <1% |
Asian | <1% |
Native American | <1% |
Economics
for Waverly, NY 14892

Household Expenses vs National Average
Household by Income
Transportation to Work
- Drive 92%
- Walk or Bike 6%
- Work from Home 3%
- Public Transit 0%
Occupancy by Type
Owned | 2,142 | 60% |
Rented | 1,025 | 29% |
Vacant | 379 | 11% |
White vs Blue Collar Jobs
White Collar | 62% |
Blue Collar | 38% |
Family & Education Facts
for Waverly, NY 14892

Average Household Size
household
46%
Community Population By Education
High School Graduate | 46% |
Some College | 18% |
Associates Degree | 13% |
Bachelors Degree | 10% |
Some High School | 8% |
Graduate Degree | 5% |
Household Family Expenses vs National Average
Weather
for Waverly, NY 14892
The weather for this area ranges from a high of 81° F in July to a low of 15° F in January

Average Temperature by Month
Average Temperature in Degrees Fahrenheit
Precipitation
Precipitation (inch) |
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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.
This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.
† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.