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4326 Lake Street, Spruce, MI 48762

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For Sale
Sale Pending

$145,900

2 beds • 1 baths • 1,152 sqft

Estimated Payment

$ 748 /mo. †

6.63% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $126.65
    Price per square foot

  • Fireplace
    Fireplace

Explore this Property

Cozy ranch across the street from all-sport Hubbard Lake in Wood Haven Subdivision. 3 public subdivision access sites including one that is directly across the street. Two bedrooms, gas log fireplace, sunroom with a relaxing wooded view, plus a detached garage. The roof and septic are about 10 years old, and the natural gas furnace is about 12 years old. Great potential and would be a perfect year-round home or cottage.
MLS# 201831614

Courtesy Of Real Estate One of Alpena
215 W. Chisholm Street, Alpena, MI 49707
(989) 354-7653

Property Features

  • Architecture Style
    Ranch
  • Fireplace
    Fireplace
  • Rooms
    Dining Room, Family Room, Kitchen, Living Room

Map and Directions

Directions to 4326 Lake Street, Spruce, MI 48762

Home seller CENTURY 21 Northland

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Northland

(989) 356-2181
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $748
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $748

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Alcona Elementary School

Grades KG-5 Public School

Lincoln, MI 48742 10.2 miles
181 north barlow rd

270 total students
14:1 Student teacher ratio

School Rating: D+

School Details

Alcona High School

Grades 6-12 Public School

Lincoln, MI 48742 10.4 miles
51 north barlow rd

390 total students
11:1 Student teacher ratio

School Rating: C+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Spruce, MI 48762

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Spruce, MI 48762

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are above the national average.

81° July
Hottest Average Month
10° February
Coldest Average Month
560 Total Households in Area
1.6% Increase in population since the year 2010
13.1%
of households
have children
30 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Spruce, MI 48762

Spruce, MI 48762 has a population of 1,155 people in 560 households with a median age of 62.1 years old.

1.6%
Increase in population
since the year 2010
Population is Trending up
553
Total households as of 2010
1.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 62.1 years old. The smallest percentage group is 65-74 years and the largest percentage is the 12-17 years age range.

Community Population By Ethnicity

White 96%
Hispanic <1%
Other <1%
Asian <1%
Black <1%
Native American <1%
The most prevalent ethnicity is White at 96%, followed by Hispanic at <1%, Other at <1%, and Asian at <1%.

Economics
for Spruce, MI 48762

22 /sq mi
Population Density
$55,043 /yr
Median Household Income
$0
Median Sales Price
30 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.83% of the households.

Transportation to Work

  • Drive 86%
  • Work from Home 12%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Vacant 769 58%
Owned 531 40%
Rented 29 2%

White vs Blue Collar Jobs







White Collar 77%
Blue Collar 23%

Family & Education Facts
for Spruce, MI 48762

62.1 Median Age

Average Household Size

2.1
persons per
household

57.8%

Married Households

Community Population By Education

High School Graduate 30%
Some College 24%
Graduate Degree 15%
Bachelors Degree 15%
Associates Degree 10%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 30.21% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
13.1% of households have children

Weather
for Spruce, MI 48762

The weather for this area ranges from a high of 81° F in July to a low of 10° F in February

81° July
Hottest Average Month
10° February
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
11°
27°
Feb
10°
29°
Mar
19°
38°
Apr
30°
53°
May
40°
66°
Jun
50°
77°
Jul
55°
81°
Aug
54°
78°
Sep
47°
69°
Oct
37°
58°
Nov
28°
43°
Dec
18°
32°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Water Wonderland Board of Realtors&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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