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433 River Bluff, Dixon, IL 61021

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For Sale

$529,900

4 beds • 3 baths

Estimated Payment

$ 3,279 /mo. †

6.65% APR for 30 yrs.
$6,691 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Basement
    Rooms

  • Fireplace
    Heating System

  • Fireplace
    Fireplace

Explore this Property

Enjoy breathtaking river views from this beautifully maintained 4-bed, 3-bath ranch with over 3,000 sq. ft. of living space. Ideally located between Dixon & Sterling, this home sits along a wide, deep stretch of water perfect for boating, fishing, and all water activities. Inside, the thoughtfully designed layout offers space for everyone. The master suite provides a private retreat with a walk-in shower, while the custom kitchen featuring Quartz countertops and water views flows seamlessly into a cozy living area with a stunning stone fireplace. A formal dining room and additional living space, filled with natural light, make entertaining effortless. The walk-out lower level expands your living space with an additional office, family room, bedroom and full bath, plus plenty of storage space. No matter the season, the four-season porch ensures you can always take in the views. Practicality meets comfort with main-floor laundry, a spacious 2-car garage, whole-home generator, and a durable steel seawall. Move in just in time to enjoy the perennial landscaping and make the most of summer! Don t wait make this riverfront retreat yours today
MLS# 202500481

Courtesy Of REMAX OF ROCK VALLEY

(815) 732-9100

Property Features

  • Amenities
    Deck, Sky light, Water Front
  • Appliances
    Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water - Softener
  • Architecture Style
    Ranch
  • Exterior Type
    Brick, Stone
  • Fireplace
    Fireplace
  • Heating System
    Fireplace, Forced Air
  • Lot Size
    0.5 Acres
  • Rooms
    Basement, Kitchen
  • View Type
    River, Water

Map and Directions

Directions to 433 River Bluff, Dixon, IL 61021

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,721
  • Property Taxes
    $557
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,279

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Washington Elementary School

Grades PK-1 Public School

Dixon, IL 61021 4.2 miles
703 e morgan st

421 total students

School Details

Jefferson Elementary School

Grades 2-3 Public School

Dixon, IL 61021 3.3 miles
800 4th ave

395 total students

School Rating: D-

School Details

Madison School

Grades 4-5 Public School

Dixon, IL 61021 3.9 miles
618 division st

379 total students

School Rating: B+

School Details

Reagan Middle School

Grades 6-8 Public School

Dixon, IL 61021 3.9 miles
620 division st

588 total students

School Rating: C

School Details

Dixon High School

Grades 9-12 Public School

Dixon, IL 61021 3.4 miles
300 lincoln statue dr

795 total students

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Lee Cty Sped-transitions 3.4 miles Public
Lee Cty Sped-life Skills (9-12 Grades) 3.4 miles Public
St Mary Elementary And Jr. High School 3.5 miles Private PK-8
Lee Cty Sped-life Skills (2-5 Grade) 3.9 miles Public
St Anne School 4.1 miles Private PK-8
Lee Cty Sped-ece 4.2 miles Public

Lee Cty Sped-transitions

Distance: 3.4 miles

Type Public

Grades:

Lee Cty Sped-life Skills (9-12 Grades)

Distance: 3.4 miles

Type Public

Grades:

St Mary Elementary And Jr. High School

Distance: 3.5 miles

Type Private

Grades: PK-8

Lee Cty Sped-life Skills (2-5 Grade)

Distance: 3.9 miles

Type Public

Grades:

St Anne School

Distance: 4.1 miles

Type Private

Grades: PK-8

Lee Cty Sped-ece

Distance: 4.2 miles

Type Public

Grades:

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Dixon, IL 61021

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Dixon, IL 61021

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are below the national average.

86° July
Hottest Average Month
12° January
Coldest Average Month
8,372 Total Households in Area
-0.5% Increase in population since the year 2010
26%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Dixon, IL 61021

Dixon, IL 61021 has a population of 21,914 people in 8,372 households with a median age of 43.2 years old.

-0.5%
Decrease in population
since the year 2010
Population is Trending down
8,617
Total households as of 2010
0.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 81%
Black 8%
Hispanic 8%
Other 4%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 81%, followed by Black at 8%, Hispanic at 8%, and Other at 4%.

Economics
for Dixon, IL 61021

143 /sq mi
Population Density
$76,853 /yr
Median Household Income
$150,000
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.32% of the households.

Transportation to Work

  • Drive 93%
  • Work from Home 4%
  • Walk or Bike 1%
  • Public Transit 1%

Occupancy by Type

Owned 5,812 63%
Rented 2,560 28%
Vacant 899 10%

White vs Blue Collar Jobs







White Collar 65%
Blue Collar 35%

Family & Education Facts
for Dixon, IL 61021

43.2 Median Age

Average Household Size

2.3
persons per
household

40.9%

Married Households

Community Population By Education

High School Graduate 32%
Some College 24%
Bachelors Degree 13%
Associates Degree 12%
Some High School 12%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 31.55% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
26% of households have children

Weather
for Dixon, IL 61021

The weather for this area ranges from a high of 86° F in July to a low of 12° F in January

86° July
Hottest Average Month
12° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
12°
29°
Feb
16°
34°
Mar
26°
46°
Apr
38°
61°
May
49°
72°
Jun
58°
81°
Jul
62°
86°
Aug
60°
83°
Sep
52°
76°
Oct
41°
64°
Nov
29°
48°
Dec
18°
34°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Rockford Area MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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