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435 Old Saddle Lane, Cutchogue, NY 11935

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For Sale

$1,295,000

3 beds • 2 baths • 1,200 sqft

Estimated Payment

$ 7,466 /mo. †

6.67% APR for 30 yrs.
$9,616 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $1,079.17
    Price per square foot

  • 41-50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Relaxing Ranch on Shy Acre Light and bright fully-furnished 3 bedroom, 2 bath with 2 car garage ranch on .94 of an acre. In-ground pool with new heater. Plenty of room to entertain family and friends in the enclave of Oregon View Estates. Great kitchen with large island. Gas range, wine fridge, stainless appliances. Enjoy cooking while socializing and being part of the action. Living room with fireplace makes the home cozy for the holidays. Sliders leading out to the patio into a large yard with a separately enclosed pool area. Large semi-circular driveway with plenty of parking. Perfect for year-round or summer living. Fully furnished home will allow you to bring your toothbrush and start enjoying right after closing.
MLS# 832361

Courtesy Of Compass

(631) 251-8644

Open Houses

March

29

Saturday

In Person

Saturday, March 29, 2025

1:00PM - 3:00PM

March

30

Sunday

In Person

Sunday, March 30, 2025

11:00AM - 1:00PM

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Pool, Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Range - Gas, Refrigerator, Refrigerator - Wine Storage, Washer
  • Architecture Style
    Ranch
  • Heating System
    Forced Air
  • Lot Size
    0.94 Acres
  • Rooms
    Basement

Map and Directions

Directions to 435 Old Saddle Lane, Cutchogue, NY 11935

Home seller CENTURY 21 Albertson Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Albertson Realty

(631) 765-3800
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $6,664
  • Property Taxes
    $801
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $7,466

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Mattituck-cutchogue Elementary School

Grades KG-6 Public School

Cutchogue, NY 11935 1.9 miles
34900 main rd

497 total students
9:1 Student teacher ratio

School Rating: B-

School Details

Mattituck Junior-senior High School

Grades 7-12 Public School

Mattituck, NY 11952 2.1 miles
15125 main rd

592 total students
9:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
New Suffolk School 2.6 miles Public PK-6
Southold Jr. / Sr. High School 4.7 miles Public 7-12 C+
Southold Elementary School 4.8 miles Public KG-6 B+

New Suffolk School

Distance: 2.6 miles

Type Public

Grades: PK-6

Southold Jr. / Sr. High School

Distance: 4.7 miles

Type Public

Grades: 7-12

C+

Southold Elementary School

Distance: 4.8 miles

Type Public

Grades: KG-6

B+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cutchogue, NY 11935

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Cutchogue, NY 11935

This community’s employment is highest in the education and administrative support industries. The area’s overall household expenses are above the national average.

81° July
Hottest Average Month
23° January
Coldest Average Month
1,206 Total Households in Area
-0.8% Increase in population since the year 2010
17.6%
of households
have children
33 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cutchogue, NY 11935

Cutchogue, NY 11935 has a population of 3,000 people in 1,206 households with a median age of 51.2 years old.

-0.8%
Decrease in population
since the year 2010
Population is Trending down
1,198
Total households as of 2010
4.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 51.2 years old. The smallest percentage group is 65-74 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 83%
Hispanic 14%
Other 6%
Black 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 83%, followed by Hispanic at 14%, Other at 6%, and Black at 1%.

Economics
for Cutchogue, NY 11935

245 /sq mi
Population Density
$104,373 /yr
Median Household Income
$1,037,000
Median Sales Price
33 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 22.82% of the households.

Transportation to Work

  • Drive 76%
  • Work from Home 14%
  • Public Transit 7%
  • Walk or Bike 2%

Occupancy by Type

Owned 1,133 67%
Vacant 488 29%
Rented 73 4%

White vs Blue Collar Jobs







White Collar 90%
Blue Collar 10%

Family & Education Facts
for Cutchogue, NY 11935

51.2 Median Age

Average Household Size

2.5
persons per
household

68.4%

Married Households

Community Population By Education

Bachelors Degree 30%
Graduate Degree 24%
Associates Degree 16%
Some College 15%
High School Graduate 13%
Some High School 2%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 29.57% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
17.6% of households have children

Weather
for Cutchogue, NY 11935

The weather for this area ranges from a high of 81° F in July to a low of 23° F in January

81° July
Hottest Average Month
23° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
23°
38°
Feb
24°
39°
Mar
30°
46°
Apr
39°
57°
May
48°
67°
Jun
58°
76°
Jul
64°
81°
Aug
63°
80°
Sep
57°
74°
Oct
46°
64°
Nov
38°
53°
Dec
28°
42°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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