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438 Toronto St, Fort Collins, CO 80524

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For Sale

$525,000

3 beds • 3 baths • 1,950 sqft

Estimated Payment

$ 2,990 /mo. †

6.76% APR for 30 yrs.
$3,161 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $269.23
    Price per square foot

  • 11-20 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

This beautifully maintained two-story gem in the Dry Creek neighborhood backs directly onto a peaceful greenbelt walking trail, offering a perfect blend of modern living and natural beauty. Thoughtfully cared for, the interior boasts a freshness that rivals brand new homes, complete with updated light fixtures throughout and durable, scratch-resistant LVP flooring. Natural light floods the main living area through an abundance of windows, creating a bright and inviting space for relaxation and entertainment. The kitchen is equipped with stainless steel appliances, including a top-end refrigerator and a new high-quality sink. An island with seating offers a casual dining option, complemented by an adjacent dining area for more formal gatherings. A spacious office area at the front of the home offers a quiet and convenient space ideal for remote work or creative pursuits. The upper level features a private haven with three generously-sized bedrooms and extra-padded carpets throughout for added comfort underfoot. The primary suite is your personal retreat, featuring an ensuite bath and a walk-in closet for all your wardrobe needs. The upstairs laundry area adds ease to your routine, ensuring household tasks are kept simple and efficient. Outside, the fenced, landscaped backyard with a concrete patio presents an idyllic setting for outdoor gatherings. The greenbelt just beyond the yard offers a lovely extension to your outdoor living space, ideal for leisurely walks or morning jogs. Located just a 10-minute drive from the vibrant amenities of Old Town, this home offers easy access to a variety of shopping, dining, and cultural attractions, ensuring that you are never far from the excitement.
MLS# 1025309

Courtesy Of Kittle Real Estate

(970) 235-0705

Property Features

  • Age
    11-20 Years Old
  • Architecture Style
    Contemporary
  • Fireplace
    Fireplace
  • Heating System
    Fireplace
  • Lot Size
    0.13 Acres

Map and Directions

Directions to 438 Toronto St, Fort Collins, CO 80524

Home seller CENTURY 21 Elevated Real Estate

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CENTURY 21 Elevated Real Estate

(970) 224-1800
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,727
  • Property Taxes
    $263
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,990

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Laurel Elementary School

Grades PK-5 Public School

Fort Collins, CO 80524 1.7 miles
1000 locust st

392 total students
13:1 Student teacher ratio

School Rating: C-

School Details

Lincoln Middle Ib World School

Grades 6-8 Public School

Fort Collins, CO 80521 3.5 miles
1600 lancer dr

579 total students
14:1 Student teacher ratio

School Rating: C

School Details

Fort Collins High School

Grades 9-12 Public School

Fort Collins, CO 80525 3.7 miles
3400 lambkin way

1951 total students
19:1 Student teacher ratio

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
Tavelli Elementary School 1.8 miles Public PK-5 B
Rivendell School Of Northern Colorado 1.8 miles Private PK-5
Mountain Sage Community School 1.8 miles Public KG-8 B+
Centennial High School 2.1 miles Public 9-12 F
Harris Bilingual Elementary School 2.1 miles Public PK-5 B-
Liberty Common Charter School 2.1 miles Public KG-12 A+
Riffenburgh Elementary School 2.2 miles Public KG-5 B-
Lesher Middle Ib World School 2.2 miles Public 6-8 B
St Joseph Catholic School 2.2 miles Private KG-8
Ridgeview Classical Charter Schools 2.3 miles Public KG-12 A
Psd Global Academy 2.3 miles Public KG-12 C+
Psd Options School 2.3 miles Public KG-8
Fort Collins Christian School 2.4 miles Private KG-7
Dunn Elementary School 2.9 miles Public KG-5 A-
Ascent Classical Academy Northern Colorado 3 miles Public KG-6 C
Hearts In Hand Child Development Center 3.1 miles Private PK-TKG
Compass Community Collaborative School 3.1 miles Public 6-12 A
O'dea Core Knowledge School 3.2 miles Public KG-5 A-
Putnam Elementary School Of Science 3.3 miles Public PK-5 B-

Tavelli Elementary School

Distance: 1.8 miles

Type Public

Grades: PK-5

B

Rivendell School Of Northern Colorado

Distance: 1.8 miles

Type Private

Grades: PK-5

Mountain Sage Community School

Distance: 1.8 miles

Type Public

Grades: KG-8

B+

Centennial High School

Distance: 2.1 miles

Type Public

Grades: 9-12

F

Harris Bilingual Elementary School

Distance: 2.1 miles

Type Public

Grades: PK-5

B-

Liberty Common Charter School

Distance: 2.1 miles

Type Public

Grades: KG-12

A+

Riffenburgh Elementary School

Distance: 2.2 miles

Type Public

Grades: KG-5

B-

Lesher Middle Ib World School

Distance: 2.2 miles

Type Public

Grades: 6-8

B

St Joseph Catholic School

Distance: 2.2 miles

Type Private

Grades: KG-8

Ridgeview Classical Charter Schools

Distance: 2.3 miles

Type Public

Grades: KG-12

A

Psd Global Academy

Distance: 2.3 miles

Type Public

Grades: KG-12

C+

Psd Options School

Distance: 2.3 miles

Type Public

Grades: KG-8

Fort Collins Christian School

Distance: 2.4 miles

Type Private

Grades: KG-7

Dunn Elementary School

Distance: 2.9 miles

Type Public

Grades: KG-5

A-

Ascent Classical Academy Northern Colorado

Distance: 3 miles

Type Public

Grades: KG-6

C

Hearts In Hand Child Development Center

Distance: 3.1 miles

Type Private

Grades: PK-TKG

Compass Community Collaborative School

Distance: 3.1 miles

Type Public

Grades: 6-12

A

O'dea Core Knowledge School

Distance: 3.2 miles

Type Public

Grades: KG-5

A-

Putnam Elementary School Of Science

Distance: 3.3 miles

Type Public

Grades: PK-5

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Fort Collins, CO 80524

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Fort Collins, CO 80524

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

86° July
Hottest Average Month
13° January
Coldest Average Month
18,692 Total Households in Area
3% Increase in population since the year 2010
27.4%
of households
have children
20 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Fort Collins, CO 80524

Fort Collins, CO 80524 has a population of 45,922 people in 18,692 households with a median age of 35.7 years old.

3%
Increase in population
since the year 2010
Population is Trending up
17,566
Total households as of 2010
6.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 35.7 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 77%
Hispanic 18%
Other 7%
Asian 2%
Black 1%
Native American 1%
The most prevalent ethnicity is White at 77%, followed by Hispanic at 18%, Other at 7%, and Asian at 2%.

Economics
for Fort Collins, CO 80524

334 /sq mi
Population Density
$83,121 /yr
Median Household Income
$567,000
Median Sales Price
20 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 14.13% of the households.

Transportation to Work

  • Drive 74%
  • Work from Home 17%
  • Walk or Bike 8%
  • Public Transit 0%

Occupancy by Type

Owned 12,664 64%
Rented 6,028 30%
Vacant 1,189 6%

White vs Blue Collar Jobs







White Collar 78%
Blue Collar 22%

Family & Education Facts
for Fort Collins, CO 80524

35.7 Median Age

Average Household Size

2.4
persons per
household

51.7%

Married Households

Community Population By Education

Bachelors Degree 28%
Graduate Degree 21%
Some College 20%
High School Graduate 17%
Associates Degree 9%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 27.98% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.3% of households have children

Weather
for Fort Collins, CO 80524

The weather for this area ranges from a high of 86° F in July to a low of 13° F in January

86° July
Hottest Average Month
13° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
13°
41°
Feb
16°
44°
Mar
23°
51°
Apr
32°
60°
May
41°
69°
Jun
49°
79°
Jul
55°
86°
Aug
53°
84°
Sep
44°
76°
Oct
33°
64°
Nov
22°
50°
Dec
15°
42°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Information and Real Estate Services, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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