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44 Haviland Rd, Carmel, NY 10512

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For Sale

$417,900

4 beds • 2 baths

Estimated Payment

$ 3,128 /mo. †

6.63% APR for 30 yrs.
$11,832 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Over 50 Years Old
    Age

  • Detached Garage
    Garage Description

  • Full
    Basement

Explore this Property

Come view this property on Lake Camel with water access to the lake. You as a owner are part of the lake association and have lake rights. This home needs a little TLC. A fresh coat of paint on the outside would bringl of this home right up to todays look. Also there is a new oil tank ( 2 years ), oil burner is newer...good condition, water pump is less than a year old, new bath room sink and toilet also a walk-in shower less than a year old.The Living room and 1 bedroom have hard wood floors. Septic than is 10 years old and clean last year, 1000 gallon tank, also the leach fields were check last year. Garbage pick-up is included in the taxes. Detached one car garage also need to be painted.
MLS# 6329415

Listed By CENTURY 21 Alliance Realty Group

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dryer, Range / Oven, Refrigerator, Washer
  • Basement
    Full
  • Body of Water
    Lake
  • Cooling
    Window A/C
  • Garage Description
    Detached Garage
  • General
    Ceiling Fan(s)
  • Heating - Fuel Type
    Oil
  • Heating Type
    Radiator, Baseboard
  • Lot Size
    Under 1/2 Acre, 0.27 Acres
  • Sewer
    Septic
  • Style
    Cottage
  • Water
    Well

Map and Directions

Directions to 44 Haviland Rd, Carmel, NY 10512

Home seller Meet the Agent,
Bertus Pritchard

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Bertus Pritchard

of CENTURY 21 Alliance Realty Group

License: 40PR1008133
(845) 216-5779
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,142
  • Property Taxes
    $986
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,128

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

George Fischer Middle School

Grades 5-8 Public School

Carmel, NY 10512 0.6 miles
281 fair st

1191 total students
12:1 Student teacher ratio

School Rating: C

School Details

Matthew Paterson Elementary School

Grades KG-4 Public School

Patterson, NY 12563 4.9 miles
100 south st

474 total students
11:1 Student teacher ratio

School Rating: C+

School Details

Carmel High School

Grades 9-12 Public School

Carmel, NY 10512 1.7 miles
30 fair st

1403 total students
13:1 Student teacher ratio

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
St James The Apostle School 1.9 miles Private PK-8
John F Kennedy Elementary School 2.8 miles Public KG-2
Brewster High School 2.8 miles Public 9-12 B-
C V Starr Intermediate School 2.9 miles Public 3-5 C+
Henry H Wells Middle School 2.9 miles Public 6-8 C
Kent Primary School 3.2 miles Public KG-4 B+
Kent Elementary School 3.4 miles Public KG-4 B-
Longview School 3.7 miles Private 5-12
Mission Church Academy And Preschool 5.1 miles Private PK-TKG
Fulmar Road Elementary School 5.5 miles Public KG-5 B-

St James The Apostle School

Distance: 1.9 miles

Type Private

Grades: PK-8

John F Kennedy Elementary School

Distance: 2.8 miles

Type Public

Grades: KG-2

Brewster High School

Distance: 2.8 miles

Type Public

Grades: 9-12

B-

C V Starr Intermediate School

Distance: 2.9 miles

Type Public

Grades: 3-5

C+

Henry H Wells Middle School

Distance: 2.9 miles

Type Public

Grades: 6-8

C

Kent Primary School

Distance: 3.2 miles

Type Public

Grades: KG-4

B+

Kent Elementary School

Distance: 3.4 miles

Type Public

Grades: KG-4

B-

Longview School

Distance: 3.7 miles

Type Private

Grades: 5-12

Mission Church Academy And Preschool

Distance: 5.1 miles

Type Private

Grades: PK-TKG

Fulmar Road Elementary School

Distance: 5.5 miles

Type Public

Grades: KG-5

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Carmel, NY 10512

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Carmel, NY 10512

This community’s employment is highest in the healthcare practitioners and administrative support industries. The area’s overall household expenses are above the national average.

82° July
Hottest Average Month
16° January
Coldest Average Month
9,100 Total Households in Area
0.8% Increase in population since the year 2010
29.9%
of households
have children
38 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Carmel, NY 10512

Carmel, NY 10512 has a population of 24,030 people in 9,100 households with a median age of 46 years old.

0.8%
Increase in population
since the year 2010
Population is Trending up
8,962
Total households as of 2010
3.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 74%
Hispanic 20%
Other 9%
Black 4%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 74%, followed by Hispanic at 20%, Other at 9%, and Black at 4%.

Economics
for Carmel, NY 10512

397 /sq mi
Population Density
$104,669 /yr
Median Household Income
$410,000
Median Sales Price
38 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 16.36% of the households.

Transportation to Work

  • Drive 85%
  • Public Transit 8%
  • Work from Home 8%
  • Walk or Bike 1%

Occupancy by Type

Owned 7,604 77%
Rented 1,496 15%
Vacant 771 8%

White vs Blue Collar Jobs







White Collar 80%
Blue Collar 20%

Family & Education Facts
for Carmel, NY 10512

46 Median Age

Average Household Size

2.6
persons per
household

58.7%

Married Households

Community Population By Education

High School Graduate 28%
Bachelors Degree 23%
Graduate Degree 18%
Some College 17%
Some High School 7%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.06% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.9% of households have children

Weather
for Carmel, NY 10512

The weather for this area ranges from a high of 82° F in July to a low of 16° F in January

82° July
Hottest Average Month
16° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
16°
34°
Feb
17°
37°
Mar
26°
46°
Apr
36°
59°
May
46°
70°
Jun
55°
78°
Jul
60°
82°
Aug
59°
81°
Sep
51°
74°
Oct
41°
63°
Nov
32°
50°
Dec
21°
38°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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