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4400 Windlake Drive, Niceville, FL 32578

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For Sale

$1,650,000

4 beds • 2 baths • 1 half baths • 3,546 sqft

Estimated Payment

$ 9,235 /mo. †

6.63% APR for 30 yrs.
$9,338 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $465.31
    Price per square foot

  • 31-40 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Claim your piece of paradise with this spectacular WATERFRONT HOME cloistered within the gates of Bluewater Bay's Southwind community. 4400 Windlake Drive is an extraordinary property, positioned perfectly to enjoy both SUNRISE and SUNSET along PROTECTED Grass Lake with immediate access to Choctawhatchee Bay. From the wide and welcoming foyer with soaring ceilings and dramatic staircase to the open concept kitchen, dining, and living space beyond, the water remains on center stage. Find expansive water views from nearly every room in the home including all four bedrooms! Refresh in the POOL, dine alfresco, or host the masses inside the generously sized screen enclosed pool deck also overlooking Grass Lake. Relax and unwind around the fire pit just outside the screen enclosure or wander to the thoughtfully redesigned dock and boat house (2019) for a breathtaking, immersive wildlife experience as dolphins, manatees, schools of fish, waterfowl, osprey, bald eagles, and even a family of otters play! Indoors, this home exceeds expectations in terms of functionality, flexibility, comfort, and style. Boasting over 3,500 square feet of living space, an oversized 2-car garage with a tandem golf cart extension, and multiple walk-in attic storage areas, discover a place for everything and everything in its place. In addition to the living, dining, and kitchen area at the heart of the home, the main floor also features a formal dining room currently used as an office, a cozy family room with gas fireplace, a laundry/utility room with work sink and ample storage, a stylish half bathroom, a super functional flex room currently used as a home gym, and a serene primary bedroom suite with access to the pool enclosure. The second floor offers three spacious bedrooms, one full bathroom, a bonus room with direct access to one of two attic storage spaces, and a covered balcony overlooking the water and accessible from two bedrooms. Showings begin with OPEN HOUSES Friday February 7 4-6pm and Saturday February 8 10am-1pm. 4400 Windlake Drive represents a special opportunity to own a waterfront pool home in gated Southwind, one of Bluewater Bay's most desirable communities. Take full advantage of all that Bluewater Bay resort has to offer including golf, tennis, pickleball, pools (separate fees/memberships available for all these amenities), miles of recreational trails, a marina complex and boat ramp, restaurants, shopping, health care, and more are all within easy reach. Zoned for Bluewater Elementary School, with a choice of Destin or Ruckel Middle School, and Niceville High School. Whether by boat or car, arrive quickly and easily across Choctawhatchee Bay and enjoy the Emerald Coast's world-famous white sand beaches, entertainment, shopping, and more in Destin and 30A.
MLS# 967495

Courtesy Of Exp Realty

(850) 830-4414

Open Houses

March

14

Friday

In Person

Friday, March 14, 2025

4:00PM - 7:00PM

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Water Front
  • Appliances
    Cooktop, Dishwasher, Garbage Disposer, Microwave, Range, Refrigerator, Refrigerator - Wine Storage, Washer
  • Architecture Style
    Other
  • Exterior Type
    Stucco
  • Fireplace
    Fireplace
  • Lot Size
    0.34 Acres
  • Rooms
    Dining Room, Family Room, Kitchen, Living Room, Office
  • View Type
    Lake

Map and Directions

Directions to 4400 Windlake Drive, Niceville, FL 32578

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 837-7800
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $8,456
  • Property Taxes
    $778
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $9,235

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Bluewater Elementary School

Grades KG-5 Public School

Niceville, FL 32578 1.7 miles
4545 range rd

921 total students
17:1 Student teacher ratio

School Rating: A

School Details

C.w. Ruckel Middle School

Grades 6-8 Public School

Niceville, FL 32578 4.8 miles
201 partin dr n

1150 total students
21:1 Student teacher ratio

School Rating: A

School Details

Niceville High School

Grades 9-12 Public School

Niceville, FL 32578 4.8 miles
800 john sims pkwy e

2152 total students
26:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
St Paul Christian School 3.7 miles Private PK-5
James E. Plew Elementary School 3.9 miles Public KG-5 A-
Lewis School 4.3 miles Public KG-8 A-
Destin Middle School 4.6 miles Public 5-8 A-
Rocky Bayou Christian School 4.7 miles Private PK-12
Okaloosa Stemm Center 5.5 miles Public 6-8 A+
Collegiate High School At Northwest Florida State College 5.7 miles Public 10-12 A
Emerald Coast Autism Center 5.8 miles Private UG
Edge Elementary School 5.8 miles Public KG-5 A-
Destin Elementary School 5.9 miles Public PK-4 A

St Paul Christian School

Distance: 3.7 miles

Type Private

Grades: PK-5

James E. Plew Elementary School

Distance: 3.9 miles

Type Public

Grades: KG-5

A-

Lewis School

Distance: 4.3 miles

Type Public

Grades: KG-8

A-

Destin Middle School

Distance: 4.6 miles

Type Public

Grades: 5-8

A-

Rocky Bayou Christian School

Distance: 4.7 miles

Type Private

Grades: PK-12

Okaloosa Stemm Center

Distance: 5.5 miles

Type Public

Grades: 6-8

A+

Collegiate High School At Northwest Florida State College

Distance: 5.7 miles

Type Public

Grades: 10-12

A

Emerald Coast Autism Center

Distance: 5.8 miles

Type Private

Grades: UG

Edge Elementary School

Distance: 5.8 miles

Type Public

Grades: KG-5

A-

Destin Elementary School

Distance: 5.9 miles

Type Public

Grades: PK-4

A

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Niceville, FL 32578

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Niceville, FL 32578

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

91° July
Hottest Average Month
39° January
Coldest Average Month
14,542 Total Households in Area
2.6% Increase in population since the year 2010
32.4%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Niceville, FL 32578

Niceville, FL 32578 has a population of 35,042 people in 14,542 households with a median age of 40.6 years old.

2.6%
Increase in population
since the year 2010
Population is Trending up
13,340
Total households as of 2010
8.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.6 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 79%
Hispanic 8%
Black 4%
Asian 4%
Other 2%
Native American <1%
The most prevalent ethnicity is White at 79%, followed by Hispanic at 8%, Black at 4%, and Asian at 4%.

Economics
for Niceville, FL 32578

367 /sq mi
Population Density
$98,871 /yr
Median Household Income
$402,000
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 15.26% of the households.

Transportation to Work

  • Drive 87%
  • Work from Home 9%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 11,011 72%
Rented 3,531 23%
Vacant 774 5%

White vs Blue Collar Jobs







White Collar 89%
Blue Collar 11%

Family & Education Facts
for Niceville, FL 32578

40.6 Median Age

Average Household Size

2.4
persons per
household

64.4%

Married Households

Community Population By Education

Bachelors Degree 24%
Some College 22%
Graduate Degree 22%
High School Graduate 20%
Associates Degree 9%
Some High School 3%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 24.21% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
32.4% of households have children

Weather
for Niceville, FL 32578

The weather for this area ranges from a high of 91° F in July to a low of 39° F in January

91° July
Hottest Average Month
39° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
39°
61°
Feb
42°
65°
Mar
48°
70°
Apr
55°
78°
May
62°
85°
Jun
69°
89°
Jul
72°
91°
Aug
72°
91°
Sep
68°
87°
Oct
56°
80°
Nov
47°
71°
Dec
42°
64°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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