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45 Cotter Road, Highland, NY 12528

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For Sale

$375,000

3 beds • 2 baths • 1 half baths • 1,956 sqft

Estimated Payment

$ 2,670 /mo. †

6.76% APR for 30 yrs.
$8,672 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $191.72
    Price per square foot

  • 31-40 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Nestled on a picturesque 5.2-acre lot in Highland, NY, this charming 3-bedroom, 2.5-bathroom home offers a perfect blend of comfort and natural beauty. Spanning 1,956 sq ft, this inviting residence provides plenty of space for families or anyone looking for a serene retreat. The lush, expansive grounds feature open areas perfect for outdoor activities, gardening, or simply enjoying the tranquil surroundings, while the wooded portions offer added privacy and a connection to nature. Inside, the kitchen boasts newer appliances installed in 2020, including a refrigerator, range, and microwave, making it a functional and modern hub for daily living. Whether you're enjoying the warmth of the home or exploring the property s peaceful acreage, this home provides a true escape from the hustle and bustle. Don t miss this incredible opportunity to embrace charm and tranquility of this spacious home. Schedule your viewing today and envision the possibilities!
MLS# 815460

Courtesy Of eXp Realty

(888) 276-0630

Property Features

  • Age
    31-40 Years Old
  • Appliances
    Dryer, Microwave, Refrigerator
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Laminate
  • Heating System
    Baseboard
  • Lot Size
    5.2 Acres
  • Rooms
    Basement, Dining Room, Kitchen, Living Room, Office

Map and Directions

Directions to 45 Cotter Road, Highland, NY 12528

Home seller CENTURY 21 Alliance Realty Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Alliance Realty Group

(845) 297-4700
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,948
  • Property Taxes
    $722
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,670

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

We don't have all the school attendance zone information for this listing. Contact a local CENTURY 21 office for more information.

Other Nearby Schools Distance Type Grades School Rating
Plattekill Elementary School 2.3 miles Public KG-6 B-
Marlboro Central High School 4.1 miles Public 9-12 B+
Leptondale Elementary School 4.5 miles Public KG-6 C-
Marlboro Middle School 4.6 miles Public 6-8 C-
Marlboro Elementary School 4.8 miles Public KG-5 C+
Lenape Elementary School 5.2 miles Public 3-5 B+
Growing Circle Montessori 5.4 miles Private PK-KG
Montessori Of New Paltz 5.4 miles Private PK-4

Plattekill Elementary School

Distance: 2.3 miles

Type Public

Grades: KG-6

B-

Marlboro Central High School

Distance: 4.1 miles

Type Public

Grades: 9-12

B+

Leptondale Elementary School

Distance: 4.5 miles

Type Public

Grades: KG-6

C-

Marlboro Middle School

Distance: 4.6 miles

Type Public

Grades: 6-8

C-

Marlboro Elementary School

Distance: 4.8 miles

Type Public

Grades: KG-5

C+

Lenape Elementary School

Distance: 5.2 miles

Type Public

Grades: 3-5

B+

Growing Circle Montessori

Distance: 5.4 miles

Type Private

Grades: PK-KG

Montessori Of New Paltz

Distance: 5.4 miles

Type Private

Grades: PK-4

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Highland, NY 12528

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Highland, NY 12528

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

83° July
Hottest Average Month
15° January
Coldest Average Month
5,556 Total Households in Area
1.4% Increase in population since the year 2010
27.5%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Highland, NY 12528

Highland, NY 12528 has a population of 14,226 people in 5,556 households with a median age of 43.7 years old.

1.4%
Increase in population
since the year 2010
Population is Trending up
5,513
Total households as of 2010
3.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.7 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 76%
Hispanic 12%
Black 7%
Other 5%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 76%, followed by Hispanic at 12%, Black at 7%, and Other at 5%.

Economics
for Highland, NY 12528

306 /sq mi
Population Density
$83,365 /yr
Median Household Income
$320,000
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.74% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 12%
  • Walk or Bike 5%
  • Public Transit 2%

Occupancy by Type

Owned 3,704 62%
Rented 1,852 31%
Vacant 439 7%

White vs Blue Collar Jobs







White Collar 73%
Blue Collar 27%

Family & Education Facts
for Highland, NY 12528

43.7 Median Age

Average Household Size

2.4
persons per
household

47.2%

Married Households

Community Population By Education

High School Graduate 23%
Bachelors Degree 23%
Some College 19%
Graduate Degree 15%
Associates Degree 12%
Some High School 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 23.26% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.5% of households have children

Weather
for Highland, NY 12528

The weather for this area ranges from a high of 83° F in July to a low of 15° F in January

83° July
Hottest Average Month
15° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
15°
35°
Feb
16°
37°
Mar
25°
46°
Apr
35°
59°
May
46°
70°
Jun
55°
79°
Jul
60°
83°
Aug
58°
81°
Sep
50°
74°
Oct
39°
63°
Nov
31°
51°
Dec
20°
38°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Highland, NY 12528!
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Copyright © 2025 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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