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4535 Luke Avenue, Destin, FL 32541

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For Sale

$1,950,000

6 beds • 6 baths • 1 half baths • 3,297 sqft

Estimated Payment

$ 11,348 /mo. †

6.65% APR for 30 yrs.
$16,000 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $591.45
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

$$$ Maker!! This Beach House in Crystal Beach is the ideal Short Term Rental! Sand Pebble is just 2 blocks from the Beach and can sleep up to 20 People with all the 'creature comforts' Guests could ever desire. Boasting 6 Bedrooms and 5 & 1/2 baths, private pool and an impressive Rental Income of $200,000+ for 2022. No HOA!!! Schedule an appointment ASAP to not miss out on this great deal!!!!
MLS# 921685

Courtesy Of Ocean Reef Realty, Inc.

(850) 837-3935

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Patio, Sprinkler System
  • Appliances
    Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Heating System
    Central Furnace
  • Lot Size
    0.18 Acres
  • Rooms
    Kitchen, Living Room

Map and Directions

Directions to 4535 Luke Avenue, Destin, FL 32541

Home seller CENTURY 21 BE3

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(800) 541-9923
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $10,015
  • Property Taxes
    $1,333
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $11,348

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Destin Elementary School

Grades PK-4 Public School

Destin, FL 32541 4.4 miles
630 kelly st

948 total students
16:1 Student teacher ratio

School Rating: A

School Details

Destin Middle School

Grades 5-8 Public School

Destin, FL 32541 1 miles
4608 legendary marina dr

765 total students
19:1 Student teacher ratio

School Rating: A-

School Details

Fort Walton Beach High School

Grades 9-12 Public School

Fort Walton Beach, FL 32548 13.3 miles
400 hollywood blvd sw

1910 total students
22:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Gateway Academy 4 miles Private PK-8

Gateway Academy

Distance: 4 miles

Type Private

Grades: PK-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Destin, FL 32541

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Destin, FL 32541

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
41° January
Coldest Average Month
8,407 Total Households in Area
2.5% Increase in population since the year 2010
25.7%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Destin, FL 32541

Destin, FL 32541 has a population of 18,184 people in 8,407 households with a median age of 43.3 years old.

2.5%
Increase in population
since the year 2010
Population is Trending up
7,721
Total households as of 2010
8.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 79%
Hispanic 9%
Other 3%
Asian 3%
Black 3%
Native American <1%
The most prevalent ethnicity is White at 79%, followed by Hispanic at 9%, Other at 3%, and Asian at 3%.

Economics
for Destin, FL 32541

1,319 /sq mi
Population Density
$90,709 /yr
Median Household Income
$525,000
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.56% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 15%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 5,675 40%
Vacant 5,631 40%
Rented 2,732 19%

White vs Blue Collar Jobs







White Collar 81%
Blue Collar 19%

Family & Education Facts
for Destin, FL 32541

43.3 Median Age

Average Household Size

2.2
persons per
household

49.9%

Married Households

Community Population By Education

Bachelors Degree 32%
Some College 19%
High School Graduate 18%
Graduate Degree 15%
Associates Degree 10%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 32.46% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
25.7% of households have children

Weather
for Destin, FL 32541

The weather for this area ranges from a high of 90° F in July to a low of 41° F in January

90° July
Hottest Average Month
41° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
41°
61°
Feb
44°
64°
Mar
50°
69°
Apr
57°
76°
May
65°
83°
Jun
71°
88°
Jul
74°
90°
Aug
73°
89°
Sep
69°
87°
Oct
59°
79°
Nov
50°
71°
Dec
44°
63°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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