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4680 Elder, Saginaw, MI 48604

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For Sale
Price Reduced

$220,000

3 beds • 2 baths • 1 half baths • 1,686 sqft

Estimated Payment

$ 1,132 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1978
    Year built

  • $130.49
    Price per square foot

  • 2 Car Garage
    Garage Count

Explore this Property

Fresh paint throughout, new carpet in two of the bedrooms, hardwood floor in formal living room, gas fireplace in family room. Formal living & dining room, eat in kitchen, fenced yard, 12 x 10 shed, new roof, furnace 10 yrs, hot water heater 2 yrs., new washer & dryer. Occupancy at close.
MLS# 50165241

Listed By CENTURY 21 Signature Realty
5580 State Street, Saginaw, MI 48603

Property Features

  • Appliances
    Dishwasher, Dryer, Range / Oven, Refrigerator, Washer
  • Cooling
    Central A/C
  • Exterior Description
    Brick
  • Exterior Living Space
    Deck, Porch
  • Fencing
    Fenced Yard
  • Garage Count
    2 Car Garage
  • Garage Description
    Attached Garage
  • Heating - Fuel Type
    Gas
  • Heating Type
    Forced Air
  • Sewer
    Public
  • Style
    Other Style

Map and Directions

Directions to 4680 Elder, Saginaw, MI 48604

Home seller Meet the Agent,
Lori Periard

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Lori Periard

of CENTURY 21 Signature Realty

(989) 284-5679
Learn More About Me

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,132
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,132

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Sherwood Elementary School

Grades PK-5 Public School

Saginaw, MI 48603 1.7 miles
3870 shattuck rd

497 total students
16:1 Student teacher ratio

School Details

Weiss Elementary School

Grades PK-5 Public School

Saginaw, MI 48603 2.4 miles
4645 weiss st

344 total students
19:1 Student teacher ratio

School Rating: D

School Details

White Pine Middle School

Grades 6-8 Public School

Saginaw, MI 48638 4.2 miles
505 n center rd

1103 total students
17:1 Student teacher ratio

School Rating: C-

School Details

Heritage High School

Grades 9-12 Public School

Saginaw, MI 48603 2 miles
3465 n center rd

1440 total students
20:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Valley Lutheran High School 0.6 miles Private 9-12
Tri-city Seventy-day Adventist School 1.3 miles Private 2-6
Saginaw Independent School District Transitions Center 1.4 miles Public KG-12
Grace Christian School 1.5 miles Private PK-7
North Saginaw Charter Academy 1.5 miles Public KG-8 C-
Mackinaw High School 1.9 miles Public 9-12 D+
Gethsemane Lutheran School 2.1 miles Private KG-8
Career Opportunities Center 2.3 miles Public 9-12
Carrollton Elementary School 2.5 miles Public PK-5 D-
Jb Griffin 2.5 miles Public PK-KG
Carrollton Middle School 2.5 miles Public 6-8 D-
Kempton Elementary School 2.6 miles Public PK-6 D-
Carrollton High School 2.7 miles Public 9-12 C
Omni High School 2.7 miles Public 9-12 D
Bethlehem Lutheran School 2.8 miles Private PK-8
St Paul's Lutheran School 2.8 miles Private KG-8
Peace Lutheran School 2.9 miles Private KG-8

Valley Lutheran High School

Distance: 0.6 miles

Type Private

Grades: 9-12

Tri-city Seventy-day Adventist School

Distance: 1.3 miles

Type Private

Grades: 2-6

Saginaw Independent School District Transitions Center

Distance: 1.4 miles

Type Public

Grades: KG-12

Grace Christian School

Distance: 1.5 miles

Type Private

Grades: PK-7

North Saginaw Charter Academy

Distance: 1.5 miles

Type Public

Grades: KG-8

C-

Mackinaw High School

Distance: 1.9 miles

Type Public

Grades: 9-12

D+

Gethsemane Lutheran School

Distance: 2.1 miles

Type Private

Grades: KG-8

Career Opportunities Center

Distance: 2.3 miles

Type Public

Grades: 9-12

Carrollton Elementary School

Distance: 2.5 miles

Type Public

Grades: PK-5

D-

Jb Griffin

Distance: 2.5 miles

Type Public

Grades: PK-KG

Carrollton Middle School

Distance: 2.5 miles

Type Public

Grades: 6-8

D-

Kempton Elementary School

Distance: 2.6 miles

Type Public

Grades: PK-6

D-

Carrollton High School

Distance: 2.7 miles

Type Public

Grades: 9-12

C

Omni High School

Distance: 2.7 miles

Type Public

Grades: 9-12

D

Bethlehem Lutheran School

Distance: 2.8 miles

Type Private

Grades: PK-8

St Paul's Lutheran School

Distance: 2.8 miles

Type Private

Grades: KG-8

Peace Lutheran School

Distance: 2.9 miles

Type Private

Grades: KG-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Saginaw, MI 48604

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Saginaw, MI 48604

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are below the national average.

84° July
Hottest Average Month
16° February
Coldest Average Month
4,611 Total Households in Area
-0.5% Increase in population since the year 2010
21.8%
of households
have children
16 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Saginaw, MI 48604

Saginaw, MI 48604 has a population of 12,491 people in 4,611 households with a median age of 33.4 years old.

-0.5%
Decrease in population
since the year 2010
Population is Trending down
4,741
Total households as of 2010
0%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 33.4 years old. The smallest percentage group is 18-24 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 75%
Hispanic 11%
Black 11%
Other 4%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 75%, followed by Hispanic at 11%, Black at 11%, and Other at 4%.

Economics
for Saginaw, MI 48604

473 /sq mi
Population Density
$52,602 /yr
Median Household Income
$127,500
Median Sales Price
16 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 19.7% of the households.

Transportation to Work

  • Drive 81%
  • Walk or Bike 10%
  • Work from Home 7%
  • Public Transit 0%

Occupancy by Type

Owned 3,277 58%
Rented 1,333 24%
Vacant 1,053 19%

White vs Blue Collar Jobs







White Collar 71%
Blue Collar 29%

Family & Education Facts
for Saginaw, MI 48604

33.4 Median Age

Average Household Size

2.3
persons per
household

36.3%

Married Households

Community Population By Education

High School Graduate 37%
Some College 22%
Bachelors Degree 19%
Associates Degree 11%
Graduate Degree 6%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 36.76% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
21.8% of households have children

Weather
for Saginaw, MI 48604

The weather for this area ranges from a high of 84° F in July to a low of 16° F in February

84° July
Hottest Average Month
16° February
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
16°
30°
Feb
16°
32°
Mar
25°
43°
Apr
36°
57°
May
46°
70°
Jun
56°
79°
Jul
60°
84°
Aug
59°
81°
Sep
51°
74°
Oct
41°
62°
Nov
32°
46°
Dec
21°
34°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Saginaw, MI 48604!
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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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