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4686 Potomac River Rd, Monterey, VA 24465

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For Sale

$251,000

2 beds • 1 baths • 1 half baths • 1,045 sqft

Estimated Payment

$ 1,364 /mo. †

6.67% APR for 30 yrs.
$872 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $240.19
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

ROSE TREE COTTAGE has 2 bedrooms and 1.5 baths on 2 acres located just north of Monterey, Virginia. Turn-key set up for AirBnB, or second home, complete with all furnishings, dishes, silverware, etc., including an extra first floor Murphy bed! The cottage earns a five-star rating on AirBnB. Home is being sold with all furnishings included. Ready to rent or move right in! This unique and interesting property is a must-see. $251,000.
MLS# 661132

Courtesy Of Lacey Real Estate Group

(540) 949-6939

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Other
  • Floor Covering
    Hardwood
  • Heating System
    Central Furnace
  • Lot Size
    2.02 Acres
  • Roof Type
    Metal
  • Rooms
    Great Room, Living Room

Map and Directions

Directions to 4686 Potomac River Rd, Monterey, VA 24465

Home seller CENTURY 21 Legacy

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CENTURY 21 Legacy

(423) 282-1885
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,292
  • Property Taxes
    $72
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,364

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Highland Elementary School

Grades PK-5 Public School

Monterey, VA 24465 4.7 miles
252 myers moon rd

89 total students
14:1 Student teacher ratio

School Rating: B-

School Details

Highland High School

Grades 6-12 Public School

Monterey, VA 24465 4.7 miles
244 myers moon rd

95 total students
6:1 Student teacher ratio

School Rating: B-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Monterey, VA 24465

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Monterey, VA 24465

This community’s employment is highest in the administrative support and transportation industries. The area’s overall household expenses are above the national average.

79° July
Hottest Average Month
17° January
Coldest Average Month
644 Total Households in Area
3.5% Increase in population since the year 2010
14.5%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Monterey, VA 24465

Monterey, VA 24465 has a population of 1,332 people in 644 households with a median age of 56.9 years old.

3.5%
Increase in population
since the year 2010
Population is Trending up
613
Total households as of 2010
3.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 56.9 years old. The smallest percentage group is 65-74 years and the largest percentage is the 12-17 years age range.

Community Population By Ethnicity

White 96%
Hispanic 1%
Other <1%
Asian <1%
Native American <1%
Black <1%
The most prevalent ethnicity is White at 96%, followed by Hispanic at 1%, Other at <1%, and Asian at <1%.

Economics
for Monterey, VA 24465

7 /sq mi
Population Density
$61,741 /yr
Median Household Income
$269,000
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 25.49% of the households.

Transportation to Work

  • Drive 76%
  • Work from Home 16%
  • Walk or Bike 9%
  • Public Transit 0%

Occupancy by Type

Owned 531 54%
Vacant 338 34%
Rented 112 11%

White vs Blue Collar Jobs







White Collar 73%
Blue Collar 27%

Family & Education Facts
for Monterey, VA 24465

56.9 Median Age

Average Household Size

2.1
persons per
household

51.7%

Married Households

Community Population By Education

High School Graduate 36%
Bachelors Degree 21%
Some College 19%
Graduate Degree 12%
Some High School 8%
Associates Degree 3%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 36.2% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
14.4% of households have children

Weather
for Monterey, VA 24465

The weather for this area ranges from a high of 79° F in July to a low of 17° F in January

79° July
Hottest Average Month
17° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
17°
37°
Feb
19°
40°
Mar
26°
48°
Apr
34°
59°
May
43°
69°
Jun
51°
75°
Jul
55°
79°
Aug
54°
77°
Sep
47°
72°
Oct
37°
62°
Nov
29°
50°
Dec
20°
40°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Greater Augusta Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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