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48 Lake Mills Road, Cairo, NY 12413

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For Sale
Sale Pending

$285,000

3 beds • 1 baths • 1 half baths • 1,128 sqft

Estimated Payment

$ 1,480 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $252.66
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Welcome home to this beautifully renovated 3 bedroom 1 1/2 bath retreat on 1 acre on a quiet road in Cairo. You walk in the front door (or in from the garage) into the finished basement with rec room, laundry and large half bath, then upstairs to the main floor with tons of light and an open concept living/dining/kitchen, 3 large bedrooms and bath with walk-in shower. The enclosed porch leads you out to the stone patio and backyard backed by beautiful rock formations and woods to explore. Can come furnished for a truly turn key experience! 3 Minutes to downtown Cairo, 15 to Catskill, 20 minutes to Windham Mountain and 20 minutes to the train in Hudson. Looking for an affordable investment? This property also has a strong short and long term rental history.
MLS# 155846

Courtesy Of Coldwell Banker Village Green - Catskill

6253360

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Other
  • Floor Covering
    Laminate, Tile
  • Heating System
    Hot Water, Zoned
  • Lot Size
    1 Acres
  • Rooms
    Basement

Map and Directions

Directions to 48 Lake Mills Road, Cairo, NY 12413

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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,480
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,480

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cairo-durham Elementary School

Grades PK-5 Public School

Cairo, NY 12413 0.6 miles
424 main st

473 total students
10:1 Student teacher ratio

School Rating: B-

School Details

Cairo-durham Middle School

Grades 6-8 Public School

Cairo, NY 12413 3.9 miles
1301 route 145

280 total students
9:1 Student teacher ratio

School Rating: C

School Details

Cairo-durham High School

Grades 9-12 Public School

Cairo, NY 12413 3.9 miles
1301 route 145

354 total students
8:1 Student teacher ratio

School Rating: C

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cairo, NY 12413

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Cairo, NY 12413

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

82° July
Hottest Average Month
13° January
Coldest Average Month
1,240 Total Households in Area
0.8% Increase in population since the year 2010
28.5%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cairo, NY 12413

Cairo, NY 12413 has a population of 2,908 people in 1,240 households with a median age of 44.7 years old.

0.8%
Increase in population
since the year 2010
Population is Trending up
1,260
Total households as of 2010
1.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.7 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 86%
Hispanic 7%
Other 2%
Black 2%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 86%, followed by Hispanic at 7%, Other at 2%, and Black at 2%.

Economics
for Cairo, NY 12413

163 /sq mi
Population Density
$62,758 /yr
Median Household Income
$219,000
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 20.3% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 9%
  • Walk or Bike 0%
  • Public Transit 0%

Occupancy by Type

Owned 953 61%
Vacant 323 21%
Rented 287 18%

White vs Blue Collar Jobs







White Collar 56%
Blue Collar 44%

Family & Education Facts
for Cairo, NY 12413

44.7 Median Age

Average Household Size

2.3
persons per
household

41.2%

Married Households

Community Population By Education

High School Graduate 31%
Some College 21%
Associates Degree 14%
Bachelors Degree 14%
Some High School 11%
Graduate Degree 10%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 31.09% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.5% of households have children

Weather
for Cairo, NY 12413

The weather for this area ranges from a high of 82° F in July to a low of 13° F in January

82° July
Hottest Average Month
13° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
13°
32°
Feb
14°
35°
Mar
23°
44°
Apr
34°
57°
May
45°
69°
Jun
54°
78°
Jul
59°
82°
Aug
57°
80°
Sep
49°
72°
Oct
38°
61°
Nov
30°
49°
Dec
19°
36°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Cairo, NY 12413!
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Copyright © 2025 Columbia Greene and Northern Dutchess MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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