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48 Oak Street, Smithtown, NY 11787

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For Sale

$869,000

3 beds • 2 baths • 2,000 sqft

Estimated Payment

$ 5,656 /mo. †

6.67% APR for 30 yrs.
$14,207 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $434.50
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Discover The Charm of This Beautifully Renovated Smithtown 3-Bedroom, 2-Full Bath Ranch Home That Blends Modern Luxury With Classic Comfort. Brand New Roof & Siding, All New Energy Efficient Windows And Finished Basement! New Central Air For Cool Summers! Step Into An Inviting Open Living Concept Where The Living Room, Dining Area And Kitchen Areas Flow Seamlessly Together, Bathed In Natural Light From Large Windows. The Tasteful Renovations Include Sleek Finishes; New Contemporary Kitchen Cabinets With New Appliances Complete With An Oversized Kitchen Island! Featuring A Bonus Living Room With Bay Window Perfect for Library, Office Or Guests! Stylish Designed Bathrooms Designed For Relaxation. Each Bedroom Offers Ample Space And Tranquility, With The Large Primary Bedroom Boasting An En-Suite Full Bathroom And Shower For Added Privacy And Additional Full Bathroom. Outside, Escape To Your Half Acre Private Backyard With Inground Sprinklers Perfect Retreat For Relaxation Or Entertaining. Smithtown Schools! This property Isn't Just A Home; It's A Lifestyle, Ready For You To Start Making Your Own Memories.
MLS# 837978

Courtesy Of Go Asset Inc

(833) 462-7738

Property Features

  • Age
    41-50 Years Old
  • Appliances
    Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Heating System
    Forced Air
  • Lot Size
    0.5 Acres
  • Rooms
    Basement, Den, Dining Room, Kitchen, Living Room

Map and Directions

Directions to 48 Oak Street, Smithtown, NY 11787

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,472
  • Property Taxes
    $1,183
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $5,656

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Smithtown Elementary School

Grades KG-5 Public School

Smithtown, NY 11787 2.6 miles
51 lawrence ave

466 total students
14:1 Student teacher ratio

School Rating: B

School Details

Accompsett Middle School

Grades 6-8 Public School

Smithtown, NY 11787 2 miles
660 meadow rd

545 total students
9:1 Student teacher ratio

School Rating: B+

School Details

Smithtown High School-west

Grades 9-12 Public School

Smithtown, NY 11787 2.1 miles
100 central rd

1415 total students
11:1 Student teacher ratio

School Rating: A+

School Details
Other Nearby Schools Distance Type Grades School Rating
Parkview Elementary School 1.2 miles Public KG-3 A
Kings Park High School 1.3 miles Public 9-12 A
William T Rogers Middle School 1.8 miles Public 6-8 B+
Rj O Intermediate School 1.9 miles Public 4-5 C+
Accompsett Elementary School 2 miles Public PK-5 B+
Nesaquake Middle School 2.2 miles Public 6-8 B
Smithtown Christian School 2.6 miles Private KG-12
Smithtown Christian School 2.6 miles Private KG-12
The Knox School 2.6 miles Private 6-12
Saints Philip & James School 2.7 miles Private PK-8
Developmental Disabilities Institute 2.7 miles Private PK
Dogwood Elementary School 2.8 miles Public KG-5 B
Smithtown High School East 2.9 miles Public 9-12 A+
Saint James Elementary School 3 miles Public KG-5 A-
Harbor Country Day School 3.2 miles Private KG-8
Indian Hollow School 3.3 miles Public KG-2
Forest Brook Elementary School 3.6 miles Public KG-5 C

Parkview Elementary School

Distance: 1.2 miles

Type Public

Grades: KG-3

A

Kings Park High School

Distance: 1.3 miles

Type Public

Grades: 9-12

A

William T Rogers Middle School

Distance: 1.8 miles

Type Public

Grades: 6-8

B+

Rj O Intermediate School

Distance: 1.9 miles

Type Public

Grades: 4-5

C+

Accompsett Elementary School

Distance: 2 miles

Type Public

Grades: PK-5

B+

Nesaquake Middle School

Distance: 2.2 miles

Type Public

Grades: 6-8

B

Smithtown Christian School

Distance: 2.6 miles

Type Private

Grades: KG-12

Smithtown Christian School

Distance: 2.6 miles

Type Private

Grades: KG-12

The Knox School

Distance: 2.6 miles

Type Private

Grades: 6-12

Saints Philip & James School

Distance: 2.7 miles

Type Private

Grades: PK-8

Developmental Disabilities Institute

Distance: 2.7 miles

Type Private

Grades: PK

Dogwood Elementary School

Distance: 2.8 miles

Type Public

Grades: KG-5

B

Smithtown High School East

Distance: 2.9 miles

Type Public

Grades: 9-12

A+

Saint James Elementary School

Distance: 3 miles

Type Public

Grades: KG-5

A-

Harbor Country Day School

Distance: 3.2 miles

Type Private

Grades: KG-8

Indian Hollow School

Distance: 3.3 miles

Type Public

Grades: KG-2

Forest Brook Elementary School

Distance: 3.6 miles

Type Public

Grades: KG-5

C

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Smithtown, NY 11787

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Smithtown, NY 11787

This community’s employment is highest in the healthcare practitioners and administrative support industries. The area’s overall household expenses are above the national average.

82° July
Hottest Average Month
23° January
Coldest Average Month
11,568 Total Households in Area
-0.2% Increase in population since the year 2010
32.1%
of households
have children
31 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Smithtown, NY 11787

Smithtown, NY 11787 has a population of 34,606 people in 11,568 households with a median age of 44.1 years old.

-0.2%
Decrease in population
since the year 2010
Population is Trending down
11,800
Total households as of 2010
4.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.1 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 83%
Hispanic 9%
Asian 5%
Other 3%
Black 1%
Native American <1%
The most prevalent ethnicity is White at 83%, followed by Hispanic at 9%, Asian at 5%, and Other at 3%.

Economics
for Smithtown, NY 11787

2,202 /sq mi
Population Density
$142,301 /yr
Median Household Income
$787,500
Median Sales Price
31 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 32.05% of the households.

Transportation to Work

  • Drive 85%
  • Work from Home 11%
  • Public Transit 4%
  • Walk or Bike 1%

Occupancy by Type

Owned 10,346 86%
Rented 1,222 10%
Vacant 397 3%

White vs Blue Collar Jobs







White Collar 89%
Blue Collar 11%

Family & Education Facts
for Smithtown, NY 11787

44.1 Median Age

Average Household Size

2.9
persons per
household

66.6%

Married Households

Community Population By Education

Bachelors Degree 28%
Graduate Degree 25%
High School Graduate 19%
Some College 14%
Associates Degree 9%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 27.54% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
32.1% of households have children

Weather
for Smithtown, NY 11787

The weather for this area ranges from a high of 82° F in July to a low of 23° F in January

82° July
Hottest Average Month
23° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
23°
38°
Feb
24°
39°
Mar
31°
47°
Apr
40°
58°
May
49°
68°
Jun
59°
77°
Jul
65°
82°
Aug
64°
81°
Sep
57°
74°
Oct
46°
64°
Nov
37°
53°
Dec
28°
42°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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