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48 Ruth Street, Miramar Beach, FL 32550

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For Sale

$1,775,000

4 beds • 4 baths • 3,325 sqft

Estimated Payment

$ 9,646 /mo. †

6.63% APR for 30 yrs.
$6,589 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $533.83
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

WOW! This custom-built home has everything you could ask for including gleaming engineered hardwoods, Viking refrigerator, gas stovetop, marble countertops, & built-in surround sound just to name a few. The over 3300 sq. ft. of luxury includes 4 bedrooms each with it's own ensuite bath. The spacious flex room upstairs has endless possibilities, and could easily fit 4 bunkbeds. Outside, a screened-in lanai along with a private, fenced backyard provides year-round enjoyment. The oversized one-car garage will fit a golf cart and SUV. Top of the line home furnishings with a few exclusions are included. This home is located behind the gates of the Villas of Frangista within 1/2 mile of the gated, beach access, restaurants. This home is a show-stopper and has never been on a rental program. You won't find anything "builder grade" and everything has been meticulously maintained. X Flood Zone and a newer metal roof gives extra peace of mind during storm season. A community pool is also available - all that's left to bring is you! Welcome home!
MLS# 967412

Courtesy Of Keller Williams Realty- Emerald Coast

(850) 654-2900

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Porch, Patio, Sprinkler System
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Lot Size
    0.12 Acres
  • Rooms
    Kitchen, Living Room, Master Bathroom

Map and Directions

Directions to 48 Ruth Street, Miramar Beach, FL 32550

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 837-7800
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $9,097
  • Property Taxes
    $549
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $9,646

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Van R. Butler Elementary School

Grades KG-5 Public School

Santa Rosa Beach, FL 32459 7.1 miles
6694 w county highway 30a

911 total students
14:1 Student teacher ratio

School Rating: B+

School Details

Emerald Coast Middle School

Grades 6-8 Public School

Santa Rosa Beach, FL 32459 15.8 miles
4019 us highway 98 e

755 total students
17:1 Student teacher ratio

School Rating: B-

School Details

South Walton High School

Grades 9-12 Public School

Santa Rosa Beach, FL 32459 11.7 miles
645 greenway trl

1002 total students
18:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
Gateway Academy 1.4 miles Private PK-8
Destin Middle School 3.1 miles Public 5-8 A-
South Walton Academy 4.3 miles Private PK-11

Gateway Academy

Distance: 1.4 miles

Type Private

Grades: PK-8

Destin Middle School

Distance: 3.1 miles

Type Public

Grades: 5-8

A-

South Walton Academy

Distance: 4.3 miles

Type Private

Grades: PK-11

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Miramar Beach, FL 32550

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Miramar Beach, FL 32550

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

90° August
Hottest Average Month
42° January
Coldest Average Month
3,425 Total Households in Area
12% Increase in population since the year 2010
18.5%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Miramar Beach, FL 32550

Miramar Beach, FL 32550 has a population of 6,390 people in 3,425 households with a median age of 52.7 years old.

12%
Increase in population
since the year 2010
Population is Trending up
2,800
Total households as of 2010
15.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 52.7 years old. The smallest percentage group is 65-74 years and the largest percentage is the 18-24 years age range.

Community Population By Ethnicity

White 89%
Hispanic 5%
Other 2%
Asian 2%
Black 1%
Native American <1%
The most prevalent ethnicity is White at 89%, followed by Hispanic at 5%, Other at 2%, and Asian at 2%.

Economics
for Miramar Beach, FL 32550

753 /sq mi
Population Density
$98,380 /yr
Median Household Income
$678,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.76% of the households.

Transportation to Work

  • Drive 77%
  • Work from Home 19%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Vacant 9,013 72%
Owned 2,488 20%
Rented 937 8%

White vs Blue Collar Jobs







White Collar 90%
Blue Collar 10%

Family & Education Facts
for Miramar Beach, FL 32550

52.7 Median Age

Average Household Size

1.8
persons per
household

59.1%

Married Households

Community Population By Education

Bachelors Degree 31%
Graduate Degree 25%
Some College 17%
High School Graduate 13%
Associates Degree 11%
Some High School 2%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 31.03% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
18.5% of households have children

Weather
for Miramar Beach, FL 32550

The weather for this area ranges from a high of 90° F in August to a low of 42° F in January

90° August
Hottest Average Month
42° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
42°
62°
Feb
44°
64°
Mar
50°
70°
Apr
57°
76°
May
65°
83°
Jun
71°
88°
Jul
74°
89°
Aug
73°
90°
Sep
70°
87°
Oct
59°
80°
Nov
50°
71°
Dec
44°
64°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Miramar Beach, FL 32550!
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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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