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482 Swan Lane, Coldwater, MI 49036

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For Sale

$260,000

2 beds • 2 baths • 1,055 sqft

Estimated Payment

$ 1,479 /mo. †

6.76% APR for 30 yrs.
$1,547 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $246.45
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Enjoy lakefront living with this cozy 2-bedroom, 2-bath home featuring 60 feet of channel frontage and a private dock, offering direct access to the all-sports Rose Lake. Recently updated with a new metal roof (2023), an 89-foot well (2023), and a freshly pumped septic (2023), this home is move-in ready. The open-concept kitchen and living space flow seamlessly into a bright, airy 3-season room, perfect for soaking up natural light and enjoying the view year-round. Do not forget the spacious storage shed. As part of the association, you'll have access to fantastic amenities, including a playground, beach area and boat launch. The dock is also included in the sale so you can start enjoying the lake right away. Call today for a personal showing!
MLS# 24052545

Courtesy Of Michigan Top Producers
49 W. Chicago, Coldwater, MI
(269) 290-0298

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Patio, Water Front
  • Appliances
    Microwave, Range, Refrigerator
  • Architecture Style
    Ranch
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Laminate
  • Heating System
    Forced Air
  • Lot Size
    0.19 Acres
  • Roof Type
    Metal
  • Rooms
    Kitchen, Living Room

Map and Directions

Directions to 482 Swan Lane, Coldwater, MI 49036

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,350
  • Property Taxes
    $128
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,479

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Max Larsen Elementary School

Grades KG-1 Public School

Coldwater, MI 49036 7.8 miles
25 parkhurst ave

421 total students
18:1 Student teacher ratio

School Details

Jefferson Elementary School

Grades 2-3 Public School

Coldwater, MI 49036 7.7 miles
15 vans ave

338 total students
19:1 Student teacher ratio

School Rating: C+

School Details

Lakeland Elementary School

Grades 4-5 Public School

Coldwater, MI 49036 4 miles
519 otis rd

394 total students
19:1 Student teacher ratio

School Rating: C

School Details

Legg Middle School

Grades 6-8 Public School

Coldwater, MI 49036 7.8 miles
175 green st

655 total students
18:1 Student teacher ratio

School Rating: C

School Details

Coldwater High School

Grades 9-12 Public School

Coldwater, MI 49036 7.8 miles
275 n fremont st

947 total students
24:1 Student teacher ratio

School Rating: C+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Coldwater, MI 49036

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Coldwater, MI 49036

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are below the national average.

84° July
Hottest Average Month
16° January
Coldest Average Month
9,721 Total Households in Area
-2.3% Increase in population since the year 2010
30.8%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Coldwater, MI 49036

Coldwater, MI 49036 has a population of 23,841 people in 9,721 households with a median age of 42.9 years old.

-2.3%
Decrease in population
since the year 2010
Population is Trending down
9,122
Total households as of 2010
2.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.9 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 86%
Hispanic 7%
Black 3%
Other 3%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 86%, followed by Hispanic at 7%, Black at 3%, and Other at 3%.

Economics
for Coldwater, MI 49036

145 /sq mi
Population Density
$57,290 /yr
Median Household Income
$180,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.35% of the households.

Transportation to Work

  • Drive 91%
  • Work from Home 4%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 7,049 58%
Rented 2,672 22%
Vacant 2,348 19%

White vs Blue Collar Jobs







White Collar 55%
Blue Collar 45%

Family & Education Facts
for Coldwater, MI 49036

42.9 Median Age

Average Household Size

2.3
persons per
household

43.7%

Married Households

Community Population By Education

High School Graduate 38%
Some College 23%
Bachelors Degree 13%
Some High School 11%
Associates Degree 9%
Graduate Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 38.47% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30.8% of households have children

Weather
for Coldwater, MI 49036

The weather for this area ranges from a high of 84° F in July to a low of 16° F in January

84° July
Hottest Average Month
16° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
16°
31°
Feb
17°
34°
Mar
26°
45°
Apr
36°
58°
May
47°
70°
Jun
56°
80°
Jul
61°
84°
Aug
59°
82°
Sep
52°
75°
Oct
41°
63°
Nov
31°
48°
Dec
21°
35°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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