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489 Sally J Road, Mt Vernon, KY 40456

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For Sale

$795,000

3 beds • 3 baths • 1 half baths • 4,170 sqft

Estimated Payment

$ 4,167 /mo. †

6.85% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $190.65
    Price per square foot

  • 6-10 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Rare opportunity own a custom home, just minutes off I-75 with amazing views! Privacy, character, and convivence this one-of-a-kind home has so much to offer! 2x12 ceiling rafters, home has a safety bunker with 7 inch poured rebar concrete walls and 4ft bulletproof doors. Extra insulation and electric on average is $130 a month. Several potential building sites, lots of potential logging, building has 240V service in building. Zoned commercial and residential, the possibilities are endless. So much natural light, 23 ft ceilings in the living area and windows from top to bottom! Real hardwood was used for flooring and the stair way is supported by one beautiful solid ash log that was brought in by a crane. The indoor inground pool is heated by a 500 gallon propane tank that is buried outside and paid for. There are 2 mini bars as well as a beautiful kitchen all with granite countertops. The property is just as amazing as the house! There is another lot that is ready to build on with existing utilities. Property is completely fenced, abundant wildlife. private pond, irrigation system, pergola and outdoor grilling area, and so much more. Call today for a private showing!
MLS# 25001537

Courtesy Of Keller Williams Commonwealth

(859) 721-2121

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Deck, Patio, Wet Bar
  • Appliances
    Dryer, Range
  • Architecture Style
    Other
  • Cooling System
    Zoned A/C
  • Exterior Type
    Log
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Tile, Wood
  • Heating System
    Fireplace, Zoned
  • Lot Size
    12 Acres
  • Roof Type
    Metal
  • Rooms
    Family Room, Great Room, Kitchen, Living Room
  • View Type
    Mountain, Water

Map and Directions

Directions to 489 Sally J Road, Mt Vernon, KY 40456

Home seller CENTURY 21 Advantage Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Advantage Realty

(606) 878-0021
Learn More About Us

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $4,167
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,167

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Mt. Vernon Elementary School

Grades PK-5 Public School

Mount Vernon, KY 40456 0.5 miles
530 williams st

580 total students
12:1 Student teacher ratio

School Rating: D-

School Details

Rockcastle County Middle School

Grades 6-8 Public School

Mount Vernon, KY 40456 1 miles
945 w main st

645 total students
16:1 Student teacher ratio

School Rating: C-

School Details

Rockcastle County High School

Grades 9-12 Public School

Mount Vernon, KY 40456 1.2 miles
1545 lake cumberland rd

804 total students
17:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Rockcastle Academy For Academic Achievement 1 miles Public 7-12
Rockcastle County Area Technology Center 1.2 miles Public 8-12
Brodhead Elementary School 5 miles Public PK-5 C

Rockcastle Academy For Academic Achievement

Distance: 1 miles

Type Public

Grades: 7-12

Rockcastle County Area Technology Center

Distance: 1.2 miles

Type Public

Grades: 8-12

Brodhead Elementary School

Distance: 5 miles

Type Public

Grades: PK-5

C

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Mt Vernon, KY 40456

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Mt Vernon, KY 40456

This community’s employment is highest in the food and healthcare practitioners industries. The area’s overall household expenses are below the national average.

86° July
Hottest Average Month
24° January
Coldest Average Month
3,570 Total Households in Area
2.3% Increase in population since the year 2010
33.8%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Mt Vernon, KY 40456

Mt Vernon, KY 40456 has a population of 8,782 people in 3,570 households with a median age of 44.9 years old.

2.3%
Increase in population
since the year 2010
Population is Trending up
3,515
Total households as of 2010
1.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.9 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 95%
Hispanic 1%
Other <1%
Black <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 95%, followed by Hispanic at 1%, Other at <1%, and Black at <1%.

Economics
for Mt Vernon, KY 40456

54 /sq mi
Population Density
$41,159 /yr
Median Household Income
$76,500
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $15-24,999k representing 19.15% of the households.

Transportation to Work

  • Drive 93%
  • Walk or Bike 4%
  • Work from Home 3%
  • Public Transit 0%

Occupancy by Type

Owned 2,630 67%
Rented 941 24%
Vacant 382 10%

White vs Blue Collar Jobs







White Collar 67%
Blue Collar 33%

Family & Education Facts
for Mt Vernon, KY 40456

44.9 Median Age

Average Household Size

2.4
persons per
household

45.1%

Married Households

Community Population By Education

High School Graduate 38%
Some College 23%
Some High School 19%
Graduate Degree 8%
Bachelors Degree 7%
Associates Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 38.13% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
33.8% of households have children

Weather
for Mt Vernon, KY 40456

The weather for this area ranges from a high of 86° F in July to a low of 24° F in January

86° July
Hottest Average Month
24° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
24°
44°
Feb
26°
48°
Mar
34°
58°
Apr
43°
68°
May
52°
76°
Jun
60°
83°
Jul
64°
86°
Aug
62°
86°
Sep
56°
80°
Oct
44°
70°
Nov
35°
57°
Dec
28°
47°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Lexington-Bluegrass Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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