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502 E Elm St, Cottonwood, AZ 86326

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For Sale

$399,000

4 beds • 2 baths • 1,616 sqft

Estimated Payment

$ 2,097 /mo. †

6.63% APR for 30 yrs.
$626 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $246.91
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Truly one of a kind in the heart of Cottonwood. Check out this top to bottom remodel! Luxury finishes throughout! Everything is updated and new! Epic views of Mingus Mtn. This beautiful corner lot has so much to offer. RV Parking, fenced back yard, and oversized carport. Be sure not to miss the 352 SQFT studio behind the carport that has been finished with heating/cooling, new flooring and plumbing (could be easily converted into a perfect mother-in-law suite or guest house) Are you ready to walk into a home that needs absolutely NOTHING except new owners? Now's your chance! Schedule a showing today - easy to show! No HOA
MLS# 538146

Courtesy Of Realty ONE Group Mountain Desert

(928) 862-4035

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Dryer, Range, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Block
  • Fireplace
    Fireplace
  • Floor Covering
    Vinyl
  • Heating System
    Fireplace
  • Lot Size
    0.2 Acres
  • Rooms
    Family Room, Game Room, Kitchen, Living Room, Workshop
  • View Type
    Mountain

Map and Directions

Directions to 502 E Elm St, Cottonwood, AZ 86326

Home seller CENTURY 21 Toma Partners

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Toma Partners

(602) 954-2000
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,045
  • Property Taxes
    $52
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,097

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Arizona Izone Institute Online Program

Grades KG-12 Public School

Cottonwood, AZ 86326 1.3 miles
1 n willard st

School Details

Cottonwood Education Services

Grades PK-12 Public School

Cottonwood, AZ 86326 1.4 miles
301 n willard st

53 total students
27:1 Student teacher ratio

School Details

Mingus Online Academy

Grades 8-12 Public School

Cottonwood, AZ 86326 1.1 miles
1801 e fir st

12 total students

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
Dr Daniel Bright Elementary School 0.7 miles Public PK-8
Vacte - Mingus Union High School 1.1 miles Public 9-12
Mingus Union High School 1.1 miles Public 9-12 C-
Verde Christian Academy 1.2 miles Private PK-8
Valley Academy For Career And Technology Education (vacte) - Cottonwood-oak Creek Unified School District 1.3 miles Public 9-12
American Heritage Academy - Cottonwood 1.3 miles Public KG-12 C+
Cottonwood Community School 1.3 miles Public KG-8
Rise Resource Center 1.4 miles Private KG-12
Vacte - Valley Academy For Career And Technology Education (vacte) 1.9 miles Public 9-12
Mountain View Preparatory School 2.4 miles Public KG-8 C+
Vacte - Clarkdale Jerome School District 4 miles Public 9-12
Clarkdale-jerome Elementary School 4 miles Public PK-8 B-

Dr Daniel Bright Elementary School

Distance: 0.7 miles

Type Public

Grades: PK-8

Vacte - Mingus Union High School

Distance: 1.1 miles

Type Public

Grades: 9-12

Mingus Union High School

Distance: 1.1 miles

Type Public

Grades: 9-12

C-

Verde Christian Academy

Distance: 1.2 miles

Type Private

Grades: PK-8

Valley Academy For Career And Technology Education (vacte) - Cottonwood-oak Creek Unified School District

Distance: 1.3 miles

Type Public

Grades: 9-12

American Heritage Academy - Cottonwood

Distance: 1.3 miles

Type Public

Grades: KG-12

C+

Cottonwood Community School

Distance: 1.3 miles

Type Public

Grades: KG-8

Rise Resource Center

Distance: 1.4 miles

Type Private

Grades: KG-12

Vacte - Valley Academy For Career And Technology Education (vacte)

Distance: 1.9 miles

Type Public

Grades: 9-12

Mountain View Preparatory School

Distance: 2.4 miles

Type Public

Grades: KG-8

C+

Vacte - Clarkdale Jerome School District

Distance: 4 miles

Type Public

Grades: 9-12

Clarkdale-jerome Elementary School

Distance: 4 miles

Type Public

Grades: PK-8

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cottonwood, AZ 86326

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Cottonwood, AZ 86326

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

93° July
Hottest Average Month
27° January
Coldest Average Month
11,030 Total Households in Area
5% Increase in population since the year 2010
19.7%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cottonwood, AZ 86326

Cottonwood, AZ 86326 has a population of 25,567 people in 11,030 households with a median age of 49.8 years old.

5%
Increase in population
since the year 2010
Population is Trending up
10,622
Total households as of 2010
3.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 49.8 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 75%
Hispanic 23%
Other 9%
Native American 1%
Asian 1%
Black <1%
The most prevalent ethnicity is White at 75%, followed by Hispanic at 23%, Other at 9%, and Native American at 1%.

Economics
for Cottonwood, AZ 86326

329 /sq mi
Population Density
$52,979 /yr
Median Household Income
$370,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.21% of the households.

Transportation to Work

  • Drive 86%
  • Work from Home 8%
  • Walk or Bike 5%
  • Public Transit 1%

Occupancy by Type

Owned 6,919 59%
Rented 4,111 35%
Vacant 794 7%

White vs Blue Collar Jobs







White Collar 73%
Blue Collar 27%

Family & Education Facts
for Cottonwood, AZ 86326

49.8 Median Age

Average Household Size

2.3
persons per
household

38.3%

Married Households

Community Population By Education

Some College 32%
High School Graduate 29%
Bachelors Degree 16%
Graduate Degree 9%
Some High School 7%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 31.97% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
19.7% of households have children

Weather
for Cottonwood, AZ 86326

The weather for this area ranges from a high of 93° F in July to a low of 27° F in January

93° July
Hottest Average Month
27° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
27°
54°
Feb
29°
58°
Mar
33°
63°
Apr
39°
71°
May
46°
80°
Jun
54°
90°
Jul
62°
93°
Aug
60°
90°
Sep
54°
86°
Oct
43°
75°
Nov
33°
63°
Dec
27°
55°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Sedona Verde Valley Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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