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502 W Locust, Polo, IL 61064

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For Sale
Sale Pending

$99,900

4 beds • 2 baths • 1,650 sqft

Estimated Payment

$ 807 /mo. †

6.67% APR for 30 yrs.
$3,513 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $60.55
    Price per square foot

  • Basement
    Rooms

  • Fireplace
    Heating System

Explore this Property

This stately all-brick two-story home with a charming wraparound porch is a must-see! Offering 4 spacious bedrooms and 2 full bathrooms one on each level this home is perfect for those seeking both character and comfort. The huge living room features a grand fireplace, creating a warm and inviting space for gatherings. The expansive dining room, open sweeping staircase, and generous kitchen add to the home's timeless appeal. A separate family room provides additional space for relaxation, while the walk-up attic offers endless possibilities for storage or future expansion. Situated on a desirable corner lot in a great school district, this home is also surrounded by many beautiful state parks, perfect for nature lovers. Don't miss the opportunity to own this incredible property!
MLS# 202500824

Courtesy Of REMAX OF ROCK VALLEY

(815) 732-9100

Property Features

  • Amenities
    Patio
  • Appliances
    Cooktop
  • Architecture Style
    Other
  • Cooling System
    None
  • Exterior Type
    Brick, Stone
  • Fireplace
    Fireplace
  • Heating System
    Fireplace, Radiant
  • Lot Size
    0.5 Acres
  • Rooms
    Basement, Kitchen, Office

Map and Directions

Directions to 502 W Locust, Polo, IL 61064

Home seller CENTURY 21 Circle

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CENTURY 21 Circle

(815) 756-1691
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $514
  • Property Taxes
    $292
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $807

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Centennial Elementary School

Grades PK-5 Public School

Polo, IL 61064 0.7 miles
308 s pleasant ave

277 total students

School Rating: C

School Details

Aplington Middle School

Grades 6-8 Public School

Polo, IL 61064 0.7 miles
610 e mason st

135 total students

School Rating: D+

School Details

Polo Community High School

Grades 9-12 Public School

Polo, IL 61064 0.8 miles
100 s union ave

174 total students

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Polo, IL 61064

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Polo, IL 61064

This community’s employment is highest in the sales and production occupations industries. The area’s overall household expenses are above the national average.

85° July
Hottest Average Month
11° January
Coldest Average Month
1,592 Total Households in Area
-1.1% Increase in population since the year 2010
26.7%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Polo, IL 61064

Polo, IL 61064 has a population of 3,793 people in 1,592 households with a median age of 45.1 years old.

-1.1%
Decrease in population
since the year 2010
Population is Trending down
1,620
Total households as of 2010
1.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.1 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 4%
Other <1%
Black <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 4%, Other at <1%, and Black at <1%.

Economics
for Polo, IL 61064

36 /sq mi
Population Density
$65,096 /yr
Median Household Income
$99,000
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.01% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 5%
  • Walk or Bike 4%
  • Public Transit 2%

Occupancy by Type

Owned 1,016 57%
Rented 576 32%
Vacant 191 11%

White vs Blue Collar Jobs







White Collar 55%
Blue Collar 45%

Family & Education Facts
for Polo, IL 61064

45.1 Median Age

Average Household Size

2.4
persons per
household

49.8%

Married Households

Community Population By Education

High School Graduate 44%
Some College 20%
Associates Degree 13%
Bachelors Degree 8%
Some High School 7%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 44.27% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
26.7% of households have children

Weather
for Polo, IL 61064

The weather for this area ranges from a high of 85° F in July to a low of 11° F in January

85° July
Hottest Average Month
11° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
11°
29°
Feb
15°
33°
Mar
26°
45°
Apr
37°
60°
May
48°
72°
Jun
58°
81°
Jul
62°
85°
Aug
60°
83°
Sep
51°
76°
Oct
40°
64°
Nov
29°
47°
Dec
17°
33°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Rockford Area MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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