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504 Spinnaker WAY, Moneta, VA 24121

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For Sale

$229,000

3 beds • 1 baths • 1,320 sqft

Estimated Payment

$ 1,221 /mo. †

6.65% APR for 30 yrs.
$535 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $173.48
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

This is one of the best buys at Smith Mountain Lake. Lake access, this immaculate home offers 3 bedrooms to include a large primary bedroom, 1 full bath, living room, kitchen, and laundry room... Single Level Living. Perfectly situated on 1.09 acres, 2 car detached garage, deck, and patio for entertaining. Minutes to the community boat dock with uncovered boat slips, boat ramp, picnic tables, and a beach. Convenient to all area amenities including Bridgewater Plaza, restaurants, theater, shopping, golfing, wineries, and the community park.
MLS# 915307

Courtesy Of Re/Max Lakefront Realty

(540) 721-3555

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Deck, Ceiling Fan
  • Appliances
    Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Heat Pumps
  • Floor Covering
    Vinyl
  • Heating System
    Heat Pump
  • Lot Size
    1.09 Acres

Map and Directions

Directions to 504 Spinnaker WAY, Moneta, VA 24121

Home seller CENTURY 21 Gold Key, REALTORS

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CENTURY 21 Gold Key, REALTORS

(540) 344-7765
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,176
  • Property Taxes
    $44
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,221

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Moneta Elementary School

Grades PK-5 Public School

Moneta, VA 24121 3 miles
12718 moneta rd

178 total students
13:1 Student teacher ratio

School Rating: B-

School Details

Staunton River Middle School

Grades 6-8 Public School

Moneta, VA 24121 6.4 miles
1293 golden eagle dr

478 total students
15:1 Student teacher ratio

School Rating: C

School Details

Staunton River High School

Grades 9-12 Public School

Moneta, VA 24121 6.4 miles
1095 golden eagle dr

1340 total students
14:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Smith Mountain Lake Christian Academy 0.8 miles Private PK-12

Smith Mountain Lake Christian Academy

Distance: 0.8 miles

Type Private

Grades: PK-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Moneta, VA 24121

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Moneta, VA 24121

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

87° July
Hottest Average Month
26° January
Coldest Average Month
5,258 Total Households in Area
2.7% Increase in population since the year 2010
21.1%
of households
have children
31 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Moneta, VA 24121

Moneta, VA 24121 has a population of 11,449 people in 5,258 households with a median age of 55.3 years old.

2.7%
Increase in population
since the year 2010
Population is Trending up
4,977
Total households as of 2010
5.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 55.3 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Black 3%
Hispanic 2%
Other <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Black at 3%, Hispanic at 2%, and Other at <1%.

Economics
for Moneta, VA 24121

109 /sq mi
Population Density
$80,089 /yr
Median Household Income
$680,000
Median Sales Price
31 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 19.7% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 9%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 4,721 60%
Vacant 2,662 34%
Rented 536 7%

White vs Blue Collar Jobs







White Collar 68%
Blue Collar 32%

Family & Education Facts
for Moneta, VA 24121

55.3 Median Age

Average Household Size

2.2
persons per
household

64.6%

Married Households

Community Population By Education

High School Graduate 28%
Some College 24%
Bachelors Degree 17%
Graduate Degree 14%
Associates Degree 9%
Some High School 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.01% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
21% of households have children

Weather
for Moneta, VA 24121

The weather for this area ranges from a high of 87° F in July to a low of 26° F in January

87° July
Hottest Average Month
26° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
26°
47°
Feb
27°
50°
Mar
34°
59°
Apr
43°
69°
May
52°
77°
Jun
60°
84°
Jul
64°
87°
Aug
63°
86°
Sep
56°
80°
Oct
45°
70°
Nov
35°
59°
Dec
28°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Roanoke Valley Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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