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505 Coover Road, Annapolis, MD 21401

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For Sale
Price Reduced

$649,000

3 beds • 3 baths • 2,698 sqft

Estimated Payment

$ 3,868 /mo. †

6.85% APR for 30 yrs.
$5,595 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • 1990
    Year built

  • $240.55
    Price per square foot

  • Finished, Full, Walk-out, Other Basement
    Basement

Explore this Property

This stunning home is a true standout! Thoughtfully maintained by a meticulous owner, it boasts an inviting open floor plan with 2,698 sqft of finished space, soaring vaulted ceilings, elegant custom light fixtures, and beautiful vinyl flooring throughout. On the main level, enjoy a spacious living room, along with a bright and airy den featuring skylights and a cozy wood-burning fireplace. Step out onto the deck, which offers serene views of acres of county-owned wooded parkland. There are 3 bedroom and 2 full recently update bathrooms on the main level as well. The recently update well-appointed kitchen offers ample space for cooking and entertaining, with a sunny breakfast nook perfect for casual meals. The basement features a bonus room with a full bath, ideal for a guest suite, plus a ground-level entrance from the adjacent family room. Custom-built bookcases add charm and function, while an expansive 26x19 unfinished area provides abundant storage space. The impressive Media Room is your go-to spot for game days and movie nights the seller is even including the theater seating and a 75" HD media screen! Located in the premier 55+ community of Heritage Harbour, this home comes with access to exceptional amenities, including golf (separate membership), a clubhouse, restaurant, tennis & pickleball courts, billiards, indoor & outdoor pools, a bocce ball court, and a state-of-the-art fitness center with an aerobics studio. Residents also enjoy a private pier on the South River with ten 30-ft. boat slips, as well as a vibrant selection of special interest groups. A one-time recreational fee of $2,055 is due at settlement.
MLS# MDAA2102314

Listed By CENTURY 21 New Millennium

Property Features

  • Basement
    Finished, Full, Walk-out, Other Basement
  • Bath Features
    Stall Shower
  • Cooling
    Central A/C
  • Exterior
    Sidewalk
  • Exterior Description
    Other
  • General
    Skylight
  • Heating Type
    Forced Air
  • Interior
    Walk-in Closet
  • Kitchen Features
    Eat-in Kitchen, Breakfast Bar
  • Sewer
    Public
  • Style
    Contemporary
  • Water
    Municipal Water

Map and Directions

Directions to 505 Coover Road, Annapolis, MD 21401

Home seller Meet the Agent,
Candice Bothun

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Candice Bothun

of CENTURY 21 New Millennium

License: 36842
(410) 212-8388
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,402
  • Property Taxes
    $466
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,868

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Rolling Knolls Elementary School

Grades PK-5 Public School

Annapolis, MD 21401 1.5 miles
1985 valley rd

374 total students
11:1 Student teacher ratio

School Rating: B-

School Details

Wiley H. Bates Middle School

Grades 6-8 Public School

Annapolis, MD 21401 3.9 miles
701 chase st

682 total students
10:1 Student teacher ratio

School Rating: C+

School Details

South River High School

Grades 9-12 Public School

Edgewater, MD 21037 4.3 miles
201 central ave e

1916 total students
17:1 Student teacher ratio

School Rating: A

School Details

Annapolis High School

Grades 9-12 Public School

Annapolis, MD 21401 0.9 miles
2700 riva rd

2134 total students
15:1 Student teacher ratio

School Rating: D

School Details
Other Nearby Schools Distance Type Grades School Rating
Indian Creek School 2.2 miles Private PK-12
Monarch Academy Annapolis Elementary School 2.5 miles Public KG-5 D-
Walter S. Mills - Parole Elementary School 2.7 miles Public PK-5 D+
Germantown Elementary School 3.3 miles Public PK-5 C-
Edgewater Elementary School 3.3 miles Public KG-5 B-
Phoenix Academy 3.4 miles Public 1-12
Studio 39 3.4 miles Public UG
Weems Creek Nursery School & Kindergarten 3.4 miles Private PK
St Martins Lutheran Church School 3.6 miles Private PK-8
Book Of Life Academy 3.7 miles Private PK-5
South Shore Elementary School 3.9 miles Public KG-5 B+
Annapolis Middle School 3.9 miles Public 6-8 D
West Annapolis Elementary School 4 miles Public KG-5 A+
Mary Moss At Adams Academy 4.1 miles Public 7-9
Central Elementary School 4.1 miles Public KG-5 C+
Central Special School 4.2 miles Public PK-12

Indian Creek School

Distance: 2.2 miles

Type Private

Grades: PK-12

Monarch Academy Annapolis Elementary School

Distance: 2.5 miles

Type Public

Grades: KG-5

D-

Walter S. Mills - Parole Elementary School

Distance: 2.7 miles

Type Public

Grades: PK-5

D+

Germantown Elementary School

Distance: 3.3 miles

Type Public

Grades: PK-5

C-

Edgewater Elementary School

Distance: 3.3 miles

Type Public

Grades: KG-5

B-

Phoenix Academy

Distance: 3.4 miles

Type Public

Grades: 1-12

Studio 39

Distance: 3.4 miles

Type Public

Grades: UG

Weems Creek Nursery School & Kindergarten

Distance: 3.4 miles

Type Private

Grades: PK

St Martins Lutheran Church School

Distance: 3.6 miles

Type Private

Grades: PK-8

Book Of Life Academy

Distance: 3.7 miles

Type Private

Grades: PK-5

South Shore Elementary School

Distance: 3.9 miles

Type Public

Grades: KG-5

B+

Annapolis Middle School

Distance: 3.9 miles

Type Public

Grades: 6-8

D

West Annapolis Elementary School

Distance: 4 miles

Type Public

Grades: KG-5

A+

Mary Moss At Adams Academy

Distance: 4.1 miles

Type Public

Grades: 7-9

Central Elementary School

Distance: 4.1 miles

Type Public

Grades: KG-5

C+

Central Special School

Distance: 4.2 miles

Type Public

Grades: PK-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Annapolis, MD 21401

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Annapolis, MD 21401

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

88° July
Hottest Average Month
26° January
Coldest Average Month
17,376 Total Households in Area
0.7% Increase in population since the year 2010
19.8%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Annapolis, MD 21401

Annapolis, MD 21401 has a population of 38,539 people in 17,376 households with a median age of 45.1 years old.

0.7%
Increase in population
since the year 2010
Population is Trending up
16,970
Total households as of 2010
4.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.1 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 66%
Black 16%
Hispanic 13%
Other 8%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 66%, followed by Black at 16%, Hispanic at 13%, and Other at 8%.

Economics
for Annapolis, MD 21401

1,709 /sq mi
Population Density
$116,020 /yr
Median Household Income
$665,000
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 20.43% of the households.

Transportation to Work

  • Drive 74%
  • Work from Home 16%
  • Walk or Bike 6%
  • Public Transit 4%

Occupancy by Type

Owned 10,878 57%
Rented 6,498 34%
Vacant 1,550 8%

White vs Blue Collar Jobs







White Collar 88%
Blue Collar 12%

Family & Education Facts
for Annapolis, MD 21401

45.1 Median Age

Average Household Size

2.2
persons per
household

46.4%

Married Households

Community Population By Education

Graduate Degree 28%
Bachelors Degree 27%
Some College 17%
High School Graduate 14%
Some High School 7%
Associates Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is Graduate Degree, representing 28.26% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
19.8% of households have children

Weather
for Annapolis, MD 21401

The weather for this area ranges from a high of 88° F in July to a low of 26° F in January

88° July
Hottest Average Month
26° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
26°
43°
Feb
28°
46°
Mar
35°
55°
Apr
44°
66°
May
54°
76°
Jun
63°
84°
Jul
68°
88°
Aug
67°
86°
Sep
60°
80°
Oct
48°
68°
Nov
39°
57°
Dec
30°
47°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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