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505 Fern Street, St Jacob, IL 62281

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For Sale
Sale Pending

$190,000

3 beds • 2 baths • 1,120 sqft

Estimated Payment

$ 1,286 /mo. †

6.76% APR for 30 yrs.
$3,593 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $169.64
    Price per square foot

  • 41-50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

A delightful residence nestled in the heart of the picturesque community of Saint Jacob. This charming home offers a perfect blend of modern convenience and classic appeal. Home features 1120sqft finished Living Space with an ADDITIONAL Lower Level of 1120sqft, ready to be finished. Step inside to find a warm and inviting living room, perfect for entertaining friends and family. The well-appointed kitchen features modern appliances, ample cabinetry, and a cozy dining area. The home boasts 3 generously-sized bedrooms, each designed for relaxation and comfort. The master suite includes an en-suite bathroom for added privacy. The spacious backyard is ideal for Children and Pets. Situated in a quiet neighborhood, this home is conveniently located near local schools, parks, and community amenities. Experience the charm of small-town living with easy access to larger urban areas. Whether you're a first-time homebuyer or looking to upgrade, perfect opportunity.
MLS# 25004416

Courtesy Of Worth Clark, Inc.

9916092

Property Features

  • Age
    41-50 Years Old
  • Appliances
    Dryer, Refrigerator
  • Architecture Style
    Ranch
  • Exterior Type
    Vinyl Siding
  • Heating System
    Forced Air
  • Lot Size
    0.24 Acres
  • Rooms
    Basement, Kitchen, Living Room

Map and Directions

Directions to 505 Fern Street, St Jacob, IL 62281

Home seller CENTURY 21 Advantage Real Estate, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Advantage Real Estate, Inc.

(618) 281-7621
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $987
  • Property Taxes
    $299
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,286

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

St. Jacob Elementary School

Grades KG-5 Public School

Saint Jacob, IL 62281 0.1 miles
Po box 217

233 total students

School Rating: C

School Details

Triad Middle School

Grades 6-8 Public School

Saint Jacob, IL 62281 2.7 miles
9539 us highway 40

860 total students

School Rating: A

School Details

Triad High School

Grades 9-12 Public School

Troy, IL 62294 4.6 miles
703 e us highway 40

1198 total students

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Marine Elementary School 4.8 miles Public KG-5 B

Marine Elementary School

Distance: 4.8 miles

Type Public

Grades: KG-5

B

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for St Jacob, IL 62281

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St Jacob, IL 62281

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

89° July
Hottest Average Month
21° January
Coldest Average Month
1,670 Total Households in Area
-0.6% Increase in population since the year 2010
41.9%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for St Jacob, IL 62281

St Jacob, IL 62281 has a population of 4,523 people in 1,670 households with a median age of 41.1 years old.

-0.6%
Decrease in population
since the year 2010
Population is Trending down
1,698
Total households as of 2010
1.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41.1 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Hispanic 3%
Black 1%
Asian <1%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Hispanic at 3%, Black at 1%, and Asian at <1%.

Economics
for St Jacob, IL 62281

126 /sq mi
Population Density
$111,132 /yr
Median Household Income
$310,000
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 18.97% of the households.

Transportation to Work

  • Drive 96%
  • Work from Home 4%
  • Public Transit 1%
  • Walk or Bike 0%

Occupancy by Type

Owned 1,578 91%
Rented 92 5%
Vacant 62 4%

White vs Blue Collar Jobs







White Collar 76%
Blue Collar 24%

Family & Education Facts
for St Jacob, IL 62281

41.1 Median Age

Average Household Size

2.7
persons per
household

71.8%

Married Households

Community Population By Education

Some College 27%
Bachelors Degree 20%
Graduate Degree 20%
High School Graduate 16%
Associates Degree 14%
Some High School 3%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 26.76% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
41.8% of households have children

Weather
for St Jacob, IL 62281

The weather for this area ranges from a high of 89° F in July to a low of 21° F in January

89° July
Hottest Average Month
21° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
21°
39°
Feb
25°
44°
Mar
34°
54°
Apr
45°
67°
May
54°
76°
Jun
63°
85°
Jul
67°
89°
Aug
65°
87°
Sep
57°
81°
Oct
46°
70°
Nov
35°
55°
Dec
26°
43°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 MARIS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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