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512 W Bell Avenue, Chattanooga, TN 37405

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For Sale
Sale Pending

$325,000

2 beds • 1 baths • 1 half baths • 1,266 sqft

Estimated Payment

$ 1,769 /mo. †

6.63% APR for 30 yrs.
$1,242 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $256.71
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Opportunity awaits with this versatile property at 512 W Bell Ave in Chattanooga, TN! Situated in a prime location with road frontage on both W Bell Ave and Cherokee Blvd, this property offers exceptional visibility and high traffic exposure, making it ideal for a variety of commercial uses. Key Features include Zoning E-CX-3, allowing for flexibility in use, including commercial office space or short-term rental. The property is currently leased to an auto-detail shop with a solid monthly income of $2,500 on a month-to-month lease, offering immediate cash flow for investors. This property offers both residential & commercial potential. The home features two bedrooms and one and a half bathrooms, with ample potential for conversion into office space, short-term rental, or a combination of both. Road frontage offers dual frontage along W Bell Ave and Cherokee Blvd., maximizing exposure and accessibility. With proven income generation, this is perfect for an investor seeking consistent rental income or a business owner in need of a prime location. The property is conveniently located in a vibrant, growing area of Chattanooga, surrounded by an eclectic mix of local businesses, restaurants, and attractions. Within walking distance or just a short drive, you'll find some of the city's most popular spots. Publix is a nearby grocery store for everyday convenience, located just a short drive away. Taco Mamacita is a trendy local restaurant offering a fun atmosphere and delicious Mexican cuisine, a favorite among locals and visitors alike. Milk & Honey, a popular coffee shop and eatery, is perfect for breakfast or a mid-day pick-me-up. Stop by Clumpies, a beloved local ice cream shop that's the perfect spot to relax and treat yourself. Good Kinsman is a must-see shop featuring high-end kitchen items and housewares, offering a curated selection of upscale goods, perfect for home chefs and design enthusiasts. Whole Foods Market is located nearby for organic and specialty grocery shopping and the Tennessee River is just minutes away, providing easy access to scenic views and recreational activities, ideal for outdoor enthusiasts. The property is also located near the North Shore District, an up-and-coming neighborhood known for its boutique shops, cafes, and restaurants, offering both a vibrant local culture and a bustling business environment. Local attractions include Coolidge Park, a beautifully restored park offering scenic views of the Tennessee River, walking paths, and the iconic carousel - perfect for visitors and residents alike. Chattanooga's Scenic City, known for its growing arts and culture scene, outdoor recreation, and historical charm, continues to attract new residents and visitors, making it an exciting place to invest. Whether you're an investor looking for a property with consistent rental income or a business owner seeking a prime location with endless potential, 512 W Bell Ave offers tremendous opportunities in a dynamic and rapidly growing area of Chattanooga. Don't miss out! Schedule a showing today!
MLS# 1506549

Courtesy Of Keller Williams Realty

(423) 664-1600

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Porch, Patio
  • Appliances
    Range, Range - Gas, Refrigerator
  • Architecture Style
    Other
  • Floor Covering
    Vinyl
  • Heating System
    Central Furnace
  • Lot Size
    0.34 Acres
  • Roof Type
    Asphalt
  • Rooms
    Kitchen, Living Room, Office

Map and Directions

Directions to 512 W Bell Avenue, Chattanooga, TN 37405

Home seller CENTURY 21 Prestige

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CENTURY 21 Prestige

(423) 498-3200
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,666
  • Property Taxes
    $103
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,769

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Red Bank Elementary School

Grades PK-5 Public School

Chattanooga, TN 37405 2.9 miles
1100 mountain creek rd

527 total students
13:1 Student teacher ratio

School Rating: C

School Details

Red Bank Middle School

Grades 6-8 Public School

Chattanooga, TN 37415 3.7 miles
3701 tom weathers dr

589 total students
14:1 Student teacher ratio

School Rating: D

School Details

Red Bank High School

Grades 9-12 Public School

Chattanooga, TN 37415 3.8 miles
640 morrison springs rd

794 total students
15:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Scholze Center 0.8 miles Private 9-12
Normal Park Museum Magnet School 1 miles Public PK-8 B-
Chatt High Center For Creative Arts 1.1 miles Public 6-12 A
Girls Preparatory School 1.1 miles Private 6-12
Chattanooga School For The Arts And Science Lower School 1.8 miles Public KG-5 C+
Chattanooga School For The Arts And Science Upper School 1.8 miles Public 6-12 A-
Baylor School 1.8 miles Private 6-12
The Bright School 1.9 miles Private PK-5
Brown Academy 2 miles Public PK-5 D+
Battle Academy 2.3 miles Public PK-5 C
Montessori School 2.6 miles Private PK-8
Orchard Knob Middle School 2.8 miles Public 6-8 C-
Lookout Valley Elementary School 2.8 miles Public PK-5 B
The Howard School 2.9 miles Public 9-12 D
Howard Connect Academy 2.9 miles Public 6-7 D+
Avondale Seventh Day Adventist School 3.1 miles Private KG-8
Orchard Knob Elementary School 3.3 miles Public PK-5 D-
Chattanooga Girls Leadership Academy 3.3 miles Public 6-12 B-
Rivermont Elementary School 3.3 miles Public PK-5 C+

Scholze Center

Distance: 0.8 miles

Type Private

Grades: 9-12

Normal Park Museum Magnet School

Distance: 1 miles

Type Public

Grades: PK-8

B-

Chatt High Center For Creative Arts

Distance: 1.1 miles

Type Public

Grades: 6-12

A

Girls Preparatory School

Distance: 1.1 miles

Type Private

Grades: 6-12

Chattanooga School For The Arts And Science Lower School

Distance: 1.8 miles

Type Public

Grades: KG-5

C+

Chattanooga School For The Arts And Science Upper School

Distance: 1.8 miles

Type Public

Grades: 6-12

A-

Baylor School

Distance: 1.8 miles

Type Private

Grades: 6-12

The Bright School

Distance: 1.9 miles

Type Private

Grades: PK-5

Brown Academy

Distance: 2 miles

Type Public

Grades: PK-5

D+

Battle Academy

Distance: 2.3 miles

Type Public

Grades: PK-5

C

Montessori School

Distance: 2.6 miles

Type Private

Grades: PK-8

Orchard Knob Middle School

Distance: 2.8 miles

Type Public

Grades: 6-8

C-

Lookout Valley Elementary School

Distance: 2.8 miles

Type Public

Grades: PK-5

B

The Howard School

Distance: 2.9 miles

Type Public

Grades: 9-12

D

Howard Connect Academy

Distance: 2.9 miles

Type Public

Grades: 6-7

D+

Avondale Seventh Day Adventist School

Distance: 3.1 miles

Type Private

Grades: KG-8

Orchard Knob Elementary School

Distance: 3.3 miles

Type Public

Grades: PK-5

D-

Chattanooga Girls Leadership Academy

Distance: 3.3 miles

Type Public

Grades: 6-12

B-

Rivermont Elementary School

Distance: 3.3 miles

Type Public

Grades: PK-5

C+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Chattanooga, TN 37405

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Chattanooga, TN 37405

This community’s employment is highest in the education and food industries. The area’s overall household expenses are above the national average.

85° July
Hottest Average Month
29° January
Coldest Average Month
9,576 Total Households in Area
3.2% Increase in population since the year 2010
22.8%
of households
have children
18 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Chattanooga, TN 37405

Chattanooga, TN 37405 has a population of 19,370 people in 9,576 households with a median age of 36 years old.

3.2%
Increase in population
since the year 2010
Population is Trending up
8,871
Total households as of 2010
6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 36 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 83%
Black 6%
Hispanic 4%
Asian 3%
Other 2%
Native American <1%
The most prevalent ethnicity is White at 83%, followed by Black at 6%, Hispanic at 4%, and Asian at 3%.

Economics
for Chattanooga, TN 37405

343 /sq mi
Population Density
$77,764 /yr
Median Household Income
$549,500
Median Sales Price
18 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.87% of the households.

Transportation to Work

  • Drive 86%
  • Work from Home 12%
  • Walk or Bike 2%
  • Public Transit 1%

Occupancy by Type

Rented 4,822 45%
Owned 4,754 45%
Vacant 1,058 10%

White vs Blue Collar Jobs







White Collar 85%
Blue Collar 15%

Family & Education Facts
for Chattanooga, TN 37405

36 Median Age

Average Household Size

2
persons per
household

35.6%

Married Households

Community Population By Education

Bachelors Degree 28%
Graduate Degree 23%
Some College 18%
High School Graduate 16%
Associates Degree 8%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 28.49% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.9% of households have children

Weather
for Chattanooga, TN 37405

The weather for this area ranges from a high of 85° F in July to a low of 29° F in January

85° July
Hottest Average Month
29° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
29°
46°
Feb
32°
50°
Mar
38°
59°
Apr
47°
69°
May
56°
76°
Jun
64°
82°
Jul
67°
85°
Aug
67°
85°
Sep
61°
79°
Oct
50°
69°
Nov
39°
59°
Dec
31°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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